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Comment
Kathy, because the bank will go over the sellers' credit report, bank statements and financials, they will see the activity and "extra" money somewhere. Logic is not used by most of your contacts at the bank, so they will see $$ and demand it. I, too, assume you are best off waiting until after closing on the new place and use medical as the primary hardship reason.
The sellers wife has a medical condition that makes it impossible for her to do the stairs in their townhouse which is 3 levels. They absolutely need to get her better living quarters. That is the only reason they are getting another home and need to sell the townhouse. Opinions welcome
Except for Cooperatives, I've had no other banks approve a short sale for a seller who bought a new home in the same area. Moving out of state seems to be OK but not in the same vicinity. They all come back and say they are not rewarding the seller and they will not approve the short sale. So if I see a seller has bought a new home in the past 12 months, I don't list the short sale. I'm in the business of closing short sales, not listing them.
I waited for the new home to close before the SS. (This was not a buy-and-bail-legitimate reason to move and BAC wouldn't modify his payment otherwise he would of rented instead of SS.) Saw attorney fir.
I am getting ready to list a BofA VA loan for Short Sale. The seller is buying another home. Should I wait until the other home goes to settlement before loading this in equator? I appreciate your feedback.
We are filing a compliant with the CFPB, OCC, HUD for deceptive and unfair and unconscionable business practices as well as the AG and filing a lawsuit for damages as well.
Any info or contacts would be appreciated greatly!!!
Anyone have a contact that can help us resolve an issue regarding an approval extension? We have been working a file for over a year and finally have a buyer sticking it out. Approved with $13k incentive to seller. Original approval letter gave us an April 10th closing date. When the buyer's lender was not going to be able to close by that time, we requested an extension through April 30th. We were given until April 24th. Again, we are asking for approval through April 30th and are being told they cannot do it. This is absurd in my opinion, but before I escalate via social media I'm wondering if there is a better route since the file is with a closer already?
HELP. I would appreciate a contact number for someone at higher level as we need to close on the house soon before the approval by PNC expires. The buyers offer was countered and buyer accepted the BOA counter.I understand they must be busy as it is the spring market. I hope they hire more people as they are short handed. They will have to process a lot of transactions before Dec 2013.
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