Short Sale Superstars

Providing you with the knowledge and tools needed to succeed with Short Sales

Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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Wendy Rulnick's Friends

  • Thomas Turner
  • TATIANA
  • Lisa Clanin
  • Maurizio S. Muzzetto
  • Darlene Schaefer
  • Mega-Pros
  • Maria Strong
  • TOP END Properties
  • Eloise P Wexler II
  • Diana Stehling
  • Terrance
  • Ricky O. Gibson, Sr
  • Diane Donnelly
  • Cyndee Haydon, SFR, TC, CLHMS
  • Gene Jorgenson

Latest Activity

Bill Garrett commented on Wendy Rulnick's group VA Compromise Sales
"Wendy:  Thanks, as always, for the quick and reliable info.  Appreciated."
Sep 14
Wendy Rulnick commented on Wendy Rulnick's group VA Compromise Sales
"Bill - VA says they cap, but in reality, if the net to the VA is within limits, they have allowed the excess to pay the junior lien.  I have not seen a requirement from the VA for the junior to forgive, Kevin Lancaster?"
Sep 14
James Faulkner commented on Wendy Rulnick's group Wells Fargo Short Sales
"So here's the latest.  I purchased this 3 family 10+ years ago as a residence, and then refinanced it 4 years ago as an investment.  Wells is rejecting my request because they are saying it was purchased as an investment.  They…"
Sep 14
Bill Garrett commented on Wendy Rulnick's group VA Compromise Sales
"JUNIOR LIEN PAYMENTS____________ Two Questions:  _____ (1) Does VA cap what is allowed to a 2nd mortgage?  ______ (2) Does VA require the 2nd mortgage to forgive the balance of the loan?   ______ Thanks. "
Sep 14
cat gellatly commented on Wendy Rulnick's group Wells Fargo Short Sales
"@James -- Yes I have and I am working a short sale right now where the borrower is not late. First I sent in an authorization. After 3 days I called and they sent me the Uniform Borrower Assistance Form to be filled out, asked for Hardship letter…"
Sep 13
Robin M. Willis commented on Wendy Rulnick's group Wells Fargo Short Sales
"Thank you both for your input, Dean and Brett."
Sep 13
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"@Robin Yes. I am doing one with Wells now. Just got ATP. Used digital signatures with DotLoop."
Sep 13
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"@robin Most lenders don't from my experience and the few that do usually require a certification process. I always recommend getting wet signatures. Brett@ishortsalenow.com 310-564-6389 www.ishortsalenow.com"
Sep 13
Robin M. Willis commented on Wendy Rulnick's group Wells Fargo Short Sales
"Do you know if Wells Fargo is accepting digital signatures for short sale documents?"
Sep 13
Tony Morales joined Wendy Rulnick's group
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Bank of America Short Sales

This group is for information, tips and solutions for Bank of America Short Sales. Click the link below for the Bank Of America Agent Resource CenterSee More
Sep 8
johnna lodge commented on Wendy Rulnick's group Citi
"Has anyone been able to move an IRS Tax Lien from the property to the individual? My seller that I am working with on a short sale has over a $20K tax lien that would make the sale of the property a little over market value. The HUD representative…"
Sep 8
Malvina Mikelson joined Wendy Rulnick's group
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Short Sale Referrals

Post your referral needs here! Join this group to be automatically notified of new referrals for listings or buyers!See More
Aug 26
Bernadette Davidson CDPE SFR CNE joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Aug 26
Linda Cadotte joined Wendy Rulnick's group
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VA Compromise Sales

Group devoted to discussions for Veterans Administration short sales, called Offers in Compromise, or VA Compromise Sales.See More
Aug 26
Michael Vaughn joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Aug 25
Rita Legan joined Wendy Rulnick's group
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Chase

Working with all divisions of Chase. Share tips, stories, reference info!This group is for information, tips and solutions for Chase short sales.See More
Aug 24

Wendy Rulnick's Discussions

Site Rules

Started Nov 3, 2015 0 Replies

Kondaur Capital

Started this discussion. Last reply by osbardo mejil Oct 16, 2014. 2 Replies

Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a......
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

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Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 4:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 5:45pm 2 Comments

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 9:24am 2 Comments

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 6:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you…
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 3:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (21 comments)

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At 10:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 10:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 10:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 2:48pm on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 12:55pm on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 6:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 6:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 4:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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