Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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Wendy Rulnick's Friends

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  • Lisa Clanin
  • Maurizio S. Muzzetto
  • Darlene Schaefer
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  • Maria Strong
  • TOP END Properties
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  • Diana Stehling
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  • Diane Donnelly
  • Cyndee Haydon, SFR, TC, CLHMS
  • Gene Jorgenson
  • Becky Martin
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Latest Activity

Short Sale Connection joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Friday
Brian Avery commented on Wendy Rulnick's group Wells Fargo Short Sales
"Actually Wells is doing the smart thing. Basically they were informed the seller may not want to proceed. The final HUD approval is part of the short sale transaction. If there is never a final HUD approval Wells can cancel the short sale at any…"
Thursday
Brenda Houghton commented on Wendy Rulnick's group Wells Fargo Short Sales
"When I was dealing with a somewhat similar situation, my concern was keeping myself out of the fray. Of course the buyers know the seller has no money, but hey, everyone knows Realtors and their brokers are loaded. When you're representing a…"
Thursday
Wendy Rulnick added a discussion to the group Fannie Mae
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Fannie Mae Junior Lien not worked in HomePath

Has anyone disputed a Fannie Mae junior lien valuation? Fannie Mae junior liens are not worked in HomePath. The file is with CitiMortgage. The senior lien is not short, so the incorrect value is coming from Fannie Mae junior lien, per the servicer.  If you have any contacts or emails, please advise. Fannie Mae is confused about this. I've been on the phone with them multiple times.See More
Thursday
Thom Colby CA Brkr 888-391-5245 commented on Wendy Rulnick's group Wells Fargo Short Sales
"I;m not an attorney - though I do suggest you get one of your own quickly.  And, maybe I'm wrong, but, you have performed under your listing agreement and are due your commission.  The Buyer's agent delivered a Ready, Willing and…"
Thursday
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"The plot thickens -- Wells sends an email. "I am unable to proceed with the Short Sale till we receive a letter form Our Borrower stating that he wants to proceed or not." So closing is tomorrow and all is done except HUD approval that…"
Thursday
Eddie Galvan joined Wendy Rulnick's group
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Bank of America Short Sales

This group is for information, tips and solutions for Bank of America Short Sales. Click the link below for the Bank Of America Agent Resource CenterSee More
Thursday
Eddie Galvan joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Thursday
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"Brian - Correct, but the seller has no money, except to pay an attorney. Brenda - But Wells can simply set on the HUD until after the closing date and do nothing about approving it. So where does that leave the liability? "
Wednesday
Brian Avery commented on Wendy Rulnick's group Wells Fargo Short Sales
"If the seller backs out at the last second there is really nothing anyone can do. Maybe the buyer has some recourse and try to file a suit? But what would they actually get ?  If the seller is broke he is broke. If the seller has spoken with an…"
Wednesday
Patrick Pollard liked Wendy Rulnick's group Wells Fargo Short Sales
Wednesday
Brenda Houghton commented on Wendy Rulnick's group Wells Fargo Short Sales
"I'm not an attorney, but clearly the seller is setting up himself (and potentially you) for a non-performance lawsuit. Late last year I had a seller who threatened to pull out of a Fannie Mae short sale at the last minute, with a…"
Wednesday
Wendy Rulnick posted a status
"Remember, no spamming or sneaky advertising on this site."
Wednesday
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"Bryant - Agree, Seller decision, not lender. Can't make the seller sign if he choose to default on contract."
Wednesday
Wendy Rulnick replied to Gab's discussion Sellers here: buyer making repairs in our (empty) house without our knowledge, is this common?
"Gab - Buyers making repairs to a short sale house before closing is pretty common, as they are sold "as is", but the buyer's lender may require items fixed before closing. Yes, you should "ok" it. Wendy Rulnick, Co-Founder…"
Wednesday
Bryant Tutas commented on Wendy Rulnick's group Wells Fargo Short Sales
"Dean this is really the decision for the seller to make. If they don't want to close you certainly can';t force them. Sounds more like a seller issue than a lender issue. "
Wednesday

Wendy Rulnick's Discussions

Kondaur Capital

Started this discussion. Last reply by osbardo mejil Oct 16, 2014. 2 Replies

Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a......
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

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7343 Spinnaker Cr., Navarre Beach, Navarre Florida 32566

Spectacular Navarre Beach Florida 32566 home with panoramic water views. Every window offers a different vista of the Gulf of Mexico or Santa Rosa Sound. Live next to miles of beach of the National Seashore, a coastal treasure. Anchor your sail boat in free water in the intracoastal waters. Gorgeous custom designed home is the […]

Happy New Year!

  Happy New Year’s Eve to all! It’s a slow afternoon in my office at Rulnick Realty in Destin Florida. I can feel the “lull” before New Year’s! Everyone is itching to celebrate and leave work a bit early.  You can see the build-up of cars on Highway 98 and tell that family and tourists […]

Pointe of View, Miramar Beach FL Short Sale Sold

  Pointe of View unit 634 in Miramar Beach Florida just sold.  This property at 200 Sandestin Lane was a one bedroom unit on the third floor. The Pointe of View complex has a pool, and is minutes away from shopping at Baytown Wharf and Destin Commons, Sandestin Resort, the beaches of the Gulf of Mexico and Sacred Heart […]

4551 Barrington La., Bluewater Bay, Niceville FL 32578

Delightful Bungalows home in Bluewater Bay near Parkwood Estates located at end of cul-de-sac. This Niceville Florida home, a short commute to Eglin Air Force Base, has been completely remodeled and upgraded. Gorgeous refinished wood floors in the open living room punctuated by columns separating the dining area. Kitchen has breakfast bar, new hardware, updated […]

Eglin AFB VA Compromise Sale – Cash Back

Are you an Eglin AFB service member who has PCS orders, and your current home is upside down in its mortgage value? If so, and you have a VA mortgage loan, you could be eligible for a $1500 relocation credit from the Veterans Administration after selling with a VA Compromise Sale.  What exactly is a VA […]

Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 4:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 5:45pm 1 Comment

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 9:24am 2 Comments

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 6:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you…
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 3:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (21 comments)

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At 10:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 10:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 10:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 2:48pm on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 12:55pm on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 6:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 6:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 4:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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