Short Sale Superstars

Providing you with the knowledge and tools needed to succeed with Short Sales

Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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Wendy Rulnick's Friends

  • Thomas Turner
  • TATIANA
  • Lisa Clanin
  • Maurizio S. Muzzetto
  • Darlene Schaefer
  • Mega-Pros
  • Maria Strong
  • TOP END Properties
  • Eloise P Wexler II
  • Diana Stehling
  • Terrance
  • Ricky O. Gibson, Sr
  • Diane Donnelly
  • Cyndee Haydon, SFR, TC, CLHMS
  • Gene Jorgenson

Latest Activity

Thomas Turner joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
6 minutes ago
Luther Fisher commented on Wendy Rulnick's group Green Tree / Ditech
"one last one on this one ugh.... so I figured out that my seller's gross income shows that they barely make enough, but the net income -- take home pay -- shows a negative cash flow. on the expenses section, should I include the taxes/fica etc…"
yesterday
James Faulkner commented on Wendy Rulnick's group Wells Fargo Short Sales
"Thanks everyone.  I did the twitter escalation last week, and I will try the .gov complaint now."
yesterday
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"@james Property being local may be problematic. If you moved move than 50 miles due to job, then variance can usually be obtained. (I am doing one of those now - FHA). "
yesterday
James Faulkner commented on Wendy Rulnick's group Wells Fargo Short Sales
"I know the short sale will ding my credit, but I can mitigate that.  I cant mitigate a default or foreclosure.  At least that's what my lawyer saids."
yesterday
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"@ James Direct Message escalation department on twitter, Tap on the envelope and it will open the Direct Message window, then "@Ask_WellsFargo" (without quotations) state your contact information and property address and account number --…"
yesterday
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"@julie - I've completed many short sales that borrowers are current. It depends on the investors guidelines and borrower financials. @james - short sale will ding your credit if completed."
yesterday
James Faulkner commented on Wendy Rulnick's group Wells Fargo Short Sales
"The property is local to me. In Fitchburg, MA.  Its under water a 100k, tenant situation is impossible, and my job depends on my credit score so I am really over a barrel here."
yesterday
Julie Lyons commented on Wendy Rulnick's group Wells Fargo Short Sales
"@James Faulkner, I have actually never completed a short sale that was not at least 30 days in arrears.  In fact, the short sale departments won't really talk to a Realtor/short sale negotiator unless the mortgage payment is in arrears.…"
yesterday
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"@james Sorry to hear that. That is a standard PFS guideline and is something I'd screen for from the get go on a FHA short sale. Missing a payment wouldn't be the solution. You can push at HUD to see a variance can be submitted to allow…"
yesterday
James Faulkner commented on Wendy Rulnick's group Wells Fargo Short Sales
"After dragging my short sale request out for almost ten months on a 3 family house, and after telling me they were going to order an appraisal they rejected my short sale request.  The reason they gave me "Occupancy or Rented more than 18…"
yesterday
James Faulkner joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
yesterday
Jake Small commented on Wendy Rulnick's group Green Tree / Ditech
"Luther/Fred - with an FHA short sale, income does matter. Escalating it with the servicer/FHA will do nothing but waste a lot of your time. What you need is to contact the HUD dept that can issue you certain types of assistance with dealing with the…"
Aug 17
Luther Fisher commented on Wendy Rulnick's group Green Tree / Ditech
"Can you use the attached ditech short sale forms for 1st morgages held by Ditech, I looked at the forms and they appear to be for 2nd mortgages.  Thanks!"
Aug 17
Jake Small joined Wendy Rulnick's group
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Green Tree / Ditech

All about Green Tree short sales.See More
Aug 17
Jennifer Kinzle joined Wendy Rulnick's group
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Short Sale Referrals

Post your referral needs here! Join this group to be automatically notified of new referrals for listings or buyers!See More
Aug 15

Wendy Rulnick's Discussions

Site Rules

Started Nov 3, 2015 0 Replies

Kondaur Capital

Started this discussion. Last reply by osbardo mejil Oct 16, 2014. 2 Replies

Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a......
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

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Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 4:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 5:45pm 2 Comments

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 9:24am 2 Comments

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 6:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you…
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 3:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (21 comments)

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At 10:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 10:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 10:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 2:48pm on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 12:55pm on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 6:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 6:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 4:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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