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Bank of America Short Sales

This group is for information, tips and solutions for Bank of America Short Sales. Click the link below for the Bank Of America Agent Resource CenterSee More
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PHH Mortgage Solutions

PHH Services mortgages for many companies.This group is for information, tips and solutions for PHH short sales.See More
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VA Compromise Sales

Group devoted to discussions for Veterans Administration short sales, called Offers in Compromise, or VA Compromise Sales.See More
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Brett Goldsmith commented on Wendy Rulnick's group Chase
"@joanne They are not required to comply. I'd be escalating with WF and seeing if we were able to have them align themselves with Freddie Mac guidelines. Many times this is possible. If it is not possible, you will need to potentially step into…"
Joanne Finochio commented on Wendy Rulnick's group Chase
"I have a freddie back 1 lien chase is he 2nd which is a HELOC they wont except the $6K and is asking for $11K more?  Can they do that? Do they not have to comply with the 1st lien?  "
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
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Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Chase
"Elaine Soto I don't have a contact, but on a Wells Fargo VA, I tweeted on 12/3 and got a Tweet from Wells to DM them property address. Just Follow CFPB and Chase, Then Tweet.  @CFPBMilitary Vet VA Short sale. #WellsFargo Sherriff sale…"
Jessica Eisenhauer commented on Wendy Rulnick's group Chase
"I have closed many short sales but have never heard of "listing protection review" today Chase told me that part of the review process was "listing protection review" and that he had requested it but that can't give me a…"
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Wendy Rulnick's Discussions

Kondaur Capital

Started this discussion. Last reply by osbardo mejil Oct 16. 2 Replies


Wendy Rulnick's Page

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Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
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Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.


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Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 4:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…


How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 5:45pm 1 Comment

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…


Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 9:24am 2 Comments

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…


HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 6:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you…

Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 3:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…

Comment Wall (21 comments)

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At 10:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 10:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 10:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 2:48pm on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 12:55pm on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 6:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 6:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 4:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.

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