Short Sale Superstars

Providing you with the knowledge and tools needed to succeed with Short Sales

Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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Wendy Rulnick's Friends

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  • TOP END Properties
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  • Diana Stehling
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  • Ricky O. Gibson, Sr
  • Diane Donnelly
  • Cyndee Haydon, SFR, TC, CLHMS
  • Gene Jorgenson

Latest Activity

Scott commented on Wendy Rulnick's group Bank of America Short Sales
"I appreciate it.  I've been doing that and I've had success in the past with it.  This time, they keep referring me back to my same CRM who is the reason I'm having problems in the first place.  This file must be…"
4 minutes ago
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Bank of America Short Sales
"Scott -- the fastest response is going to be twitter -@BofA_Help Call YOUR NAME RE: PROPERTY ADDRESS, YOUR TEL NUMBER That is executive offices. Will call you back in 24 hours. For TWITTER Do not place LN# or borrower name in the message.…"
10 minutes ago
Scott commented on Wendy Rulnick's group Bank of America Short Sales
"Does anyone have the number to the Office of the President with Bank of America? Scott"
17 minutes ago
Scott commented on Wendy Rulnick's group Chase
"Does anyone have a good CHASE escalation contact?  The Negotiator I've been working with was fired.  The new one is giving me different information.  I cannot get her manager to return my phone calls. Any information, I would…"
37 minutes ago
Esperanza Agbayani commented on Wendy Rulnick's group Wells Fargo Short Sales
"Hi Everyone! Whew! I finally closed the story on these clients who originally has a loan mod program with B of A and when we listed it last January, the second showed up! So, the 2nd TD was included in their BK but it is still tied to the property.…"
yesterday
Matthew Cline joined Wendy Rulnick's group
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Short Sale Referrals

Post your referral needs here! Join this group to be automatically notified of new referrals for listings or buyers!See More
yesterday
Brett Goldsmith commented on Wendy Rulnick's group Green Tree / Ditech
"@luther speak to a manager and escalate to Fannie Mae if it i s FNMA backed through homepath."
yesterday
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"You can use your own authorization. Make sure it has the pertinent info including last 4 of social. Must be signed and dated. No electronic signatures. Also some lenders may expire out the authorization after a few months."
yesterday
Elva Branson-Lee commented on Wendy Rulnick's group Wells Fargo Short Sales
"Hi Superstars. Been a long time (more than a year) since my last WF short sale. Do they have a proprietray authorization form, or do I need my client to write an Auth letter? Thx."
yesterday
Luther Fisher commented on Wendy Rulnick's group Green Tree / Ditech
"Sent in the offer the first time and other reps said it was declined because house was vacant. Asked about variance and probably left 3 voicemails, rep still won't call back. Resubmitted offer with variance request and offer was declined this…"
yesterday
Amy Mick liked Wendy Rulnick's group Wells Fargo Short Sales
yesterday
Sandi Latimer joined Wendy Rulnick's group
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Citi Bank

Citi Bank Short Sale InformationSee More
Tuesday
Brett Goldsmith commented on Wendy Rulnick's group Green Tree / Ditech
"It depends on how long the property has been vacant for and also the reason they moved as seen in the guideline below from Allan. A variance may need to be submitted and approved to allow the borrower into the Pre Foreclosure Sale…"
Jul 14
Allan Robinson commented on Wendy Rulnick's group Green Tree / Ditech
"At this point, I send the negotiator the following verbiage from ML 08-43: Are owner-occupants of a one-to-four unit single-family dwelling with a FHA-insured mortgage under Title II of the National Housing Act.  Mortgagees are authorized to…"
Jul 14
Luther Fisher commented on Wendy Rulnick's group Green Tree / Ditech
"divorce situation. husband left, wife could not afford to keep it and moved to cheaper rent. "
Jul 14
Allan Robinson commented on Wendy Rulnick's group Green Tree / Ditech
"whats the homeowners hardship???"
Jul 14

Wendy Rulnick's Discussions

Site Rules

Started Nov 3, 2015 0 Replies

Kondaur Capital

Started this discussion. Last reply by osbardo mejil Oct 16, 2014. 2 Replies

Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a......
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

RSS

Palms at Seagrove B7, 30A, Gulf View – Just Listed!

Just Listed! 30A condo unit, Palms of Seagrove B7, Santa Rosa Beach, Florida, has a glorious vista of the Gulf of Mexico!  Your gaze is drawn immediately to the stunning water views from the balcony and living room.  Palms of Seagrove B7, shines with light, pleasing decor and is tile throughout and overlooks the pool.  This one bedroom 30A condo is a mile […]

The post Palms at Seagrove B7, 30A, Gulf View – Just Listed! appeared first on Rulnick Realty, Inc..

Timeline to Florida Real Estate Closings

Now that your Florida house is under contract, here is a quick cheat sheet of what to expect next! Timeline to Closing: EARNEST MONEY Buyer will deposit earnest money within the number of days specified in the contract, usually with the contract or within Three Days.   LOAN COMMITMENT Mortgage lender will work on buyer’s loan […]

The post Timeline to Florida Real Estate Closings appeared first on Rulnick Realty, Inc..

Zip Code Change for 30A Homes Near Inlet Beach, Rosemary Beach!

Attention! Sometimes zip codes in the 30A area can be confusing! As of July 1, 2016, the US Post Office has changed the zip code commonly used in communities near Inlet Beach, Florida. Previously, properties on the east end of 30A in south Walton County used the Panama City Beach zip code of 32413, but now use […]

The post Zip Code Change for 30A Homes Near Inlet Beach, Rosemary Beach! appeared first on Rulnick Realty, Inc..

Just Listed – Maravilla Condo #3207, Destin Florida – Gulf View

Maravilla condo gulf view units rarely come on the market in Destin Florida. When they do, they sell fast!  Here is your opportunity to own a part of paradise! Maravilla Unit 3207 is two bedroom condo with a dazzling side view of the Gulf of Mexico from the balcony!  Enjoy 2.5 acres of deeded beach access to white, powdery […]

The post Just Listed – Maravilla Condo #3207, Destin Florida – Gulf View appeared first on Rulnick Realty, Inc..

Adventure on the Mid-Bay Bridge!

Today I am driving north across the Mid-Bay Bridge in Niceville Florida, when I see a full size tire bounce off a truck and and start rolling full speed down hill from the top of the bridge! Of course, I braked waiting for the ensuing fender bender. Multiple cars were swerving to avoid it as it […]

The post Adventure on the Mid-Bay Bridge! appeared first on Rulnick Realty, Inc..

Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 4:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 5:45pm 2 Comments

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 9:24am 2 Comments

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 6:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you…
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 3:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (21 comments)

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At 10:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 10:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 10:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 2:48pm on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 12:55pm on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 6:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 6:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 4:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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