Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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Latest Activity

Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"@kay You need to check with the 1st lien if the investor or insurer allows contributions to show on the settlement statement. Some do ( typically private investors ) and others do not ( GSE's typically have caps or may not allow contributions (…"
yesterday
Jan Sanderlin commented on Wendy Rulnick's group Wells Fargo Short Sales
"I had a short sale with Wells Fargo in first and Citi Mortgage in 2nd a few years back. The 2nd demanded twice the offered amount and Wells Fargo allowed the additional funds to be paid to Citi Mortgage. Thom's comments are prudent and wise. It…"
Friday
ElizabethWeintraub00697006LyonRE commented on Wendy Rulnick's group Wells Fargo Short Sales
"Excellent point made by Thom Colby. Although you likely have something in your paperwork that makes the short sale closing contingent on short sale approval, and you might not get approval with a buyer contribution to the second. The first…"
Friday
Thom Colby CA Brkr 888-391-5245 commented on Wendy Rulnick's group Wells Fargo Short Sales
"Specify the loan # that will be paid against - also put something in there that says the buyers contribution is contingent on written approval from both the first and the second and it will be paid through escrow at closing.."
Friday
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"Kay - lso search this forum for "2nd lien""
Friday
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"Kay --  You don't say what type of mortgage (FHA etc). So is the 2nd asking for more that $6,000. A lot of times the first will allow a payment to the second up to $6,000 to close rather than the buyers paying. Put the $$$ first lien is to…"
Friday
Kay VanKampen commented on Wendy Rulnick's group Wells Fargo Short Sales
"I need help.  I am preparing an addendum for the buyers to contribute additional funds to the second mortgage, Wells Fargo) to satisfy the lien.  This is what I wrote:  Buyers and Sellers agree that Buyers will contribute $$$$$$ to…"
Friday
Penny Alper commented on Wendy Rulnick's group PHH Mortgage Solutions
"All I can say is to ask for a supervisor every time you call.  When they tell you one isn't available tell them you will hold - and be prepared to be on the phone for quite a while.  Just fair warning that the story may change with…"
Wednesday
Rose Beaverson commented on Wendy Rulnick's group PHH Mortgage Solutions
"PHH has been really terrible.  We have one now too that is rough."
Tuesday
Elizabeth Ramsey commented on Wendy Rulnick's group PHH Mortgage Solutions
"Does anyone have a escalation contact at PHH? We have been in the modification department for months, it got denied and now it has gone nowhere since June 2019. We call weekly with no progress. Help!"
Tuesday
Elizabeth Ramsey joined Wendy Rulnick's group
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PHH Mortgage Solutions

PHH Services mortgages for many companies.This group is for information, tips and solutions for PHH short sales.See More
Tuesday
Rose Beaverson joined Wendy Rulnick's group
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PHH Mortgage Solutions

PHH Services mortgages for many companies.This group is for information, tips and solutions for PHH short sales.See More
Sep 6
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Hi Pamela that’s happened to me a couple of times. I make every lender send me something in written form (email typically) acknowledging the green light to proceed as well as confirm receipt. Some lenders don’t green light in email form…"
Aug 22
Pamela Burt commented on Wendy Rulnick's group Wells Fargo Short Sales
"I don't know how many of you still are doing short sales with WF. I got Short sale approval letter which clearly states to submit final HUD 48 hours before closing. I did.... and It's been a full week now. It was finally pulled from a…"
Aug 22
Pamela Burt joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Aug 22
Ashley Majors joined Wendy Rulnick's group
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Short Sale Referrals

Post your referral needs here! Join this group to be automatically notified of new referrals for listings or buyers!See More
Aug 21

Wendy Rulnick's Discussions

Site Rules

Started Nov 3, 2015 0 Replies

Kondaur Capital

Started this discussion. Last reply by Catherine Gheen Jun 26. 3 Replies

Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a...
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

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Emerald Grande 4 Bedroom Condo, Destin Harbor, Destin FL 32541

Emerald Grande condo unit W226 is for sale in this iconic Destin Florida condominium project.  It lives like a home with four large bedrooms, four full bathrooms and eye-drawing balcony views of magnificent Destin waterways. Emerald Grande?  See it from the distance as you are driving or flying into town with its architectural uniqueness. It’s […]

The post Emerald Grande 4 Bedroom Condo, Destin Harbor, Destin FL 32541 appeared first on .

My Latest Review from Lovely Seller Clients – Santa Rosa Beach Florida

“Wendy Rulnick was a real pleasure to work with. When we would send her a text msg we would barely finish sending it when she was already answering. She took our listing and advertised our house on several venues. Places that I didn’t even know about. We ended up getting a full price cash offer […]

The post My Latest Review from Lovely Seller Clients – Santa Rosa Beach Florida appeared first on .

Customer Service – How Important is the Telephone?

We all know that it’s best to return a text with a text, a phone call with a call, and an email with an email. Whichever is your customer’s preferred method of communication is the guide. However, when a request is made for the “dreaded” phone call, to what extent will a business go to […]

The post Customer Service – How Important is the Telephone? appeared first on .

Turn Over a Sale? Do the Right Thing in Real Estate (and in Life!)

A few days ago I got a phone call from an old client.  He asked me to research a property for sale for him and the adjoining parcel, checking the zoning and sales history.  I did some preliminary investigation and discussed my findings, when he told me he actually had written an offer on this […]

The post Turn Over a Sale? Do the Right Thing in Real Estate (and in Life!) appeared first on .

Grand Pool Home in Raintree Estates, 1250 Shipley Dr., Niceville FL

1250 Shipley Drive, a pool home in Raintree Estates, Niceville, Florida is now offered for sale. Finally, the stunning home on a large corner lot that everyone notices driving by is on the market. Grand spaces offer living options for large families and flowing parties in this elegant Raintree Estates home. Over 3400 square feet, […]

The post Grand Pool Home in Raintree Estates, 1250 Shipley Dr., Niceville FL appeared first on .

Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 1:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 2:45pm 2 Comments

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 6:24am 1 Comment

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents. We had to re-initiate the short sale a few days later.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 3:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you qualify for the program, to avoid …
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 12:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (20 comments)

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At 7:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 7:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 7:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 11:48am on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 9:55am on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 3:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 3:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 1:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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