Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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Latest Activity

Wendy Martin commented on Wendy Rulnick's group Wells Fargo Short Sales
"Jim, I'm having horrible issues with Wells Fargo and appraisals.  I spent 3 hours on the phone with them, refusing to get off the phone until they found the appraisal I made them do and send it to me. Lies and games and 3 hours later they…"
Wednesday
Jim Stewart commented on Wendy Rulnick's group Wells Fargo Short Sales
"FHA short sale with Wells. ATP for price of $181,500 issued on 3/1/17 and good through 6/29/17, fully executed by seller and confirmed in WFC hands. Now WFC says appraisal is no longer valid and new ATP is needed with new appraisal of $205,000.…"
Tuesday
Frank Biganski joined Wendy Rulnick's group
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Green Tree / Ditech

All about Green Tree short sales.See More
Mar 14
Pattilynn Guilford joined Wendy Rulnick's group
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HSBC

The Hongkong and Shanghai Banking Corporation LimitedSee More
Mar 13
Jeffrey W Wolff joined Wendy Rulnick's group
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Bank of America Short Sales

This group is for information, tips and solutions for Bank of America Short Sales.  See More
Mar 10
Jernel Sanders joined Wendy Rulnick's group
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Green Tree / Ditech

All about Green Tree short sales.See More
Mar 9
Izabella Lipetski joined Wendy Rulnick's group
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Bank of America Short Sales

This group is for information, tips and solutions for Bank of America Short Sales.  See More
Mar 6
Brett Goldsmith commented on Wendy Rulnick's group Citi
" We have completed many short sales while current. It comes down to investor and MI guidelines if applicable on imminent default or current mortgage status. The MI company by all means wants the seller to keep paying. Yes, the MI company likely…"
Mar 2
Julie Lyons commented on Wendy Rulnick's group Citi
"Hi Brett Goldsmith, here are the exact words of the negotiator from Citi:"  The account is current and less than 60 days past due and is not eligible for short sale at this time per the requirements set for by  Mortgage…"
Mar 2
Brett Goldsmith commented on Wendy Rulnick's group Citi
"@julie, why exactly is MI denying the file? That would the first information I'd need. Also, never advise a client to miss a payment. They need to make that decision themselves and understand the repercussions if the "train gets away from…"
Mar 2
Julie Lyons commented on Wendy Rulnick's group Citi
"Hi pros :) Need advise.  I have a non-VA loan that is underwater, the sellers are both military, divorcing and being deployed.  They are current on their payments but need to sell for about $100K less than they owe.  Citi just sent me…"
Mar 2
Myrtis Brown joined Wendy Rulnick's group
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Aurora Loan Services

Discussions and info on Aurora Loan Services short sales.See More
Feb 23
Myrtis Brown joined Wendy Rulnick's group
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Help Me!

Post your Short Sale Problem. One of our Short Sale Superstars may have a solution!See More
Feb 23
Myrtis Brown joined Wendy Rulnick's group
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BB&T Short Sales

This group is for information, tips and solutions for BB&T Short Sales.See More
Feb 23
Myrtis Brown joined Wendy Rulnick's group
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HSBC

The Hongkong and Shanghai Banking Corporation LimitedSee More
Feb 23
Myrtis Brown joined Wendy Rulnick's group
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E*Trade Short Sales

E*Trade short sales are handled by PNC's CLC Consumer Service Loans division.See More
Feb 23

Wendy Rulnick's Discussions

Site Rules

Started Nov 3, 2015 0 Replies

Kondaur Capital

Started this discussion. Last reply by osbardo mejil Oct 16, 2014. 2 Replies

Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a...
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

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Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 1:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 2:45pm 2 Comments

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 6:24am 1 Comment

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 3:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you…
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 12:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (20 comments)

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At 7:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 7:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 7:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 11:48am on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 9:55am on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 3:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 3:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 1:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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