Wendy Rulnick's Friends

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  • Diana Stehling
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  • Diane Donnelly
  • Cyndee Haydon, SFR, TC, CLHMS
  • Gene Jorgenson
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Robin M. Siddle liked Wendy Rulnick's group Wells Fargo Short Sales
10 hours ago
Jeanine Whitehead liked Wendy Rulnick's group Citi Bank
Monday
SMS-Short Sale Expert joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Monday
ElizabethWeintraub00697006LyonRE commented on Wendy Rulnick's group Bank of America Short Sales
"I ditto Joe Beauchamp's response. I can count on one hand the types of worst short sales than an FHA short sale with Bank of America, which gets a thumbs down but still coexists on that hand. We can't give up on these people because they…"
Aug 23
BJ Webb commented on Wendy Rulnick's group Wells Fargo Short Sales
"Opend HUD case and FHA advised me of the following: "....Mortgagees may exercise their discretion to accept applications from mortgagors who are current but facing imminent default..." This is such a case so I quoted  the…"
Aug 22
Becky Alfaro commented on Wendy Rulnick's group Wells Fargo Short Sales
"Most current Short Sale Affidavit form needed for short sale processing. Version 2.0 GSE_2.0.pdf"
Aug 22
Profile IconBecky Alfaro and Mark D Balaban joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Aug 22
Mark D Balaban liked Wendy Rulnick's group Wells Fargo Short Sales
Aug 22
Tony Morales commented on Wendy Rulnick's group Chase
"CHASE employees cannot purchase a short sale property  It is a conflict of interest.  It prohibited by their compliance department.  "
Aug 21
Brett Goldsmith commented on Wendy Rulnick's group Chase
"I'd call the OOP or ss department and ask. What type of Chsae Employee is he? Does he work in their mortgage department or is he a teller? The position he holds may play a role."
Aug 21
Bill Garrett commented on Wendy Rulnick's group Chase
"BUYER IS CHASE EMPLOYEE Will Chase approve a SS where one of the buyers is a Chase employee?  I know BAC addresses the issue in its Buyer Acknowledgement form but I don't recall seeing similar material or policy with Chase. …"
Aug 21
Tammie Verlinger joined Wendy Rulnick's group
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Green Tree Servicing

All about Green Tree short sales.
Aug 21
Wendy Martin commented on Wendy Rulnick's group Bank of America Short Sales
"Hi Joanne, email me at wendymartin@windermere.com. I will send you my HUD reps info."
Aug 20
Joanne Finochio commented on Wendy Rulnick's group Bank of America Short Sales
"Thanks Wendy,  Do you have HUD contact #s or the website?  "
Aug 20
Wendy Martin commented on Wendy Rulnick's group Bank of America Short Sales
"My last BofA FHA SS took 16 months, 8 negotiators (one died) and help from HUD every step of the way.  It's the only way I got it closed.  Get HUD on your side.  My HUD rep said:  "BofA is the only lender we can't…"
Aug 20
Brett Goldsmith commented on Wendy Rulnick's group Wells Fargo Short Sales
"Ok, let me know if you aren't making any progress. You need to open up a ticket to get a HUD counselor assigned. You will need the fha case # in order to open a ticket."
Aug 20

Wendy Rulnick's Discussions

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a......
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

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Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 4:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 5:45pm 1 Comment

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 9:24am 2 Comments

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 6:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you…
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 3:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (21 comments)

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At 10:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 10:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 10:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 10:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 2:48pm on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 12:55pm on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 6:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 6:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 4:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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