Jeff Payne
  • Male
  • Panama City, FL
  • United States
  • Panama City, Panama City Beach
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Jeff Payne's Page

Latest Activity

Paul Rudewicz joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Thursday
KATHY CHANDLER commented on Jeff Payne's group US Bank
"Thanks Brett!   "
Oct 17
Brett Goldsmith commented on Jeff Payne's group US Bank
"@Kathy / They do tend to move slower and they have strict underwriting guidelines for paperwork so make sure all I's are dotted and T's crossed to prevent any further delays. When everything moves smoothly they tend to be about 45-90 days…"
Oct 17
KATHY CHANDLER commented on Jeff Payne's group US Bank
"Can anyone provide an Estimated Time Line for USB review and decision?  They seem to be Much slower than any of the other banks I am currently dealing with."
Oct 17
KATHY CHANDLER joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Oct 17
Dean E Eshelman, CPA, CDPE, IRES commented on Jeff Payne's group US Bank
"Terry Hammill 12) Q: If I suspect someone is violating RESPA, is there a phone number I can call to make a complaint to HUD? A: We encourage anyone that suspects someone is potentially violating RESPA to contact us. You may either call…"
Oct 7
Terry Hammill commented on Jeff Payne's group US Bank
"Dean -- we do have a CFPB complaint filed.  I am floored that upper management (apparently the directive came from a Sr. VP in their group) would instruct their low level managers to violate RESPA and demand that money be sent to them off…"
Oct 7
Steve prashad joined Jeff Payne's group
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Finding the investor

This group is for sharing how to reach the investors on your short sale.  Please post your methods and contacts for finding the investor.See More
Oct 5
Dean E Eshelman, CPA, CDPE, IRES commented on Jeff Payne's group US Bank
"Terry Hammill - send a copy of the letter/email to the CFPB. If we report these wrong doings, that is the only way to get them stopped. Tell them so and see if they change their tune."
Oct 4
Terry Hammill commented on Jeff Payne's group US Bank
"Has anyone else recently worked with US Banks "New" 2nd TD unit?  I am not sure if the people we are working with are just untrained or have been taught to make questionable demands? Our seller discharged both the 1st and 2nd TD…"
Oct 4
Terry Hammill joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Oct 4
Sandi Reed joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Aug 25
Christopher Ballenger liked Jeff Payne's profile
Aug 8
Ricky O. Gibson, Sr joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Aug 3
Lisa Jackson joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
May 29
Dara Celestin joined Jeff Payne's group
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Finding the investor

This group is for sharing how to reach the investors on your short sale.  Please post your methods and contacts for finding the investor.See More
May 25

Profile Information

First Name
Jeff
Last Name
Payne
State
Panama City, Panama City Beach
City
FL
My Profile
The Payne Group is the top short sale agent in Panama City and the Beaches. We have a dedicated team to work for YOU!

Comment Wall (17 comments)

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At 3:50pm on October 7, 2013, ike said…

hI  Jeff  , I am interested in doing some deals with Selene Finance

do you have any contacts for N.Y BPO's

At 11:19am on May 9, 2012, sofy bark said…
Hi jeff did you get my mail
At 5:20pm on April 9, 2012, Warren Bonett said…

I have a buyer that wants to rent the property from the seller while we are waiting for the short sale to be approved. Lender hasn't asked for an ALT affidavit to be signed yet but in the event they do, would this be considered a violation of that affidavit since there is a separate agreement between buyer and seller outside of the contract for sale and purchase?  Thoughts?

At 7:05pm on March 16, 2012, Jayne Sanders said…

Jeff

Do you have any high level contacts at Saxon..I have beed escalated 3X with no response and of course I can not get a name, extension or email address..

At 1:26pm on March 12, 2012, sofy bark said…

so once the seller sign the backup offer the agent has to do the equator? and hows about if the bank see that i'm offering higher then the actual buyer....or maybe the bank doesn't care...

At 1:18pm on March 12, 2012, sofy bark said…

please enlighten me what is a soft declined short sale?

At 11:42am on March 12, 2012, sofy bark said…
I daid i do not understand why they do not go to the backup offer once the first was rejected
At 1:12pm on February 29, 2012, Gunna Voigt said…

HELP!

 

I have a transaction that was supposed to close today.  It's a HAFA transactiion.  It's in the Equator system for closing today, but I cannot reach (for 5 days alreaaady) anybody.  The buyer's down payment assistance and closing cost assistance expired yesterday, but we could close today. Her mortgage has been approved since last Thursday.  She is s single mom with 3 kids and will be homeless.  I have no phone number for the closing department at BofA, only email.  What can I do to light a fire under them, who could I call?

At 4:15pm on January 23, 2012, Jeff Rubenstein said…

Glad to be here.  Looking forward to connecting with the group.  That attorney was a real piece of work.  LOL

At 10:18am on August 28, 2011, Mike Sher said…

Jeff, in regards to your EMC Short sale with MGIC as the MI company.  You reported that the seller had to sign prom note for $14,500, $100 per month as per MGIC.  My file is a 5/3 with freddie as the investor and MGIC for the PMI company.  Got an offer of $102,000.  Current balance of loan is $140,000 5/3 BPO came back at $86,000 which I knew was low.  5/3 said we need an offer of $86,000 to make this work because the negotiator thought we would not be able to get the home appraised. Also since the homeowner was making payments she would be required to make some sort of contribution.  To minimize the deficiency we got the buyer to get their appraisal done now and it came back at $104,000 :).  I told 5/3 to send the file in the $102,000 and that we would be able to close.  I also asked her to put ion a good word for us since we were able to get them $16,000 more then their BPO allowed.  Well they came back after 30 days with MGIC asking for $5000 cash from the seller and a $25000 prom note for 180 months.

Question?  Did you counter MGIC and what did they counter back at?  Sorry about the long post.  BTW my clients hardship is that her home in Michigan and she move to Caroline with her soon to be husband.  5/3 called that a elective move, Guess Love is not what is used to be!!  Thanks  Mike

 
 
 

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