Jeff Payne
  • Male
  • Panama City, FL
  • United States
  • Panama City, Panama City Beach
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Jeff Payne's Page

Latest Activity

Julie Lyons commented on Jeff Payne's group US Bank
"My seller filed Chapter 13 BK.  Her second lien was charged off as part of the discharge of her BK.  US Bank has still not done the reconveyance after 5 months so her HELOC is still showing up as a lien.  US Bank has asked me to call…"
4 hours ago
Julie Lyons joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
4 hours ago
Jer'Leigh Thompson joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Monday
Jeff Payne replied to LAWZ's discussion Realtor - Demanded an extra 1% for our Short Sale Purchase
"I understand now.  Tell him to go pack sand unless you signed an agency agreement that he would get 3%..Even then the approval language may prohibit that "
Jan 14
Jeff Payne replied to LAWZ's discussion Realtor - Demanded an extra 1% for our Short Sale Purchase
"who is asking for 1% more?"
Jan 14
Jeff Payne replied to LAWZ's discussion Realtor - Demanded an extra 1% for our Short Sale Purchase
"I am very confused!  What is the 1% referring to? Are you buying a short sale?  "
Jan 9
Profile IconBrett Goldsmith and Sarah Little joined Jeff Payne's group
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Regions Bank

Information to assist you with Regions Bank Short SalesSee More
Jan 7
Jeff Payne commented on James ferebee jr's group OCWEN
"I hope all states follow the lead of NY.  OCWEN short sales are horrific and thier REO is not much better.  Problem is that $150 Million is not even a slap on the wrist for these folks"
Dec 23, 2014
Craig Bartels joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Dec 16, 2014
Tony and Robin Pickett commented on Jeff Payne's group US Bank
"Kevin, Just spoke with the HUD/FHA.  Seems like they got the file moving again, but still just no sense of urgency.  There's really no accountability for any deadlines. "
Nov 18, 2014
Kevin - Greenville, SC commented on Jeff Payne's group US Bank
"Tony and Robin, Do mess w/escalating to US Bank. They don't care. Wait for FHA."
Nov 18, 2014
Tony and Robin Pickett commented on Jeff Payne's group US Bank
"Does anyone have a good USBank escalation person or manager.  I won't even go into the details but I have a file that needs attention.  Offer meets all the HUD requirements and is spinning around.  Lost the last offer. …"
Nov 18, 2014
Wendy Rulnick commented on Jeff Payne's group US Bank
"Is there an official U.S. Bank authorization? I don't see one in the PDF above.  Can you email it to me at itswendy@rulnickrealty.com  Thank you!"
Nov 13, 2014
Jeff Payne replied to Bryan Firth's discussion Negotiating a short sale, practicing law?
"Brian I agree!  If a short sale is a "headache" then why would the attorney want to take on the negotiation.  A good short sale agent can and will have a better success rate than an attorney will any day"
Nov 10, 2014
Jeff Payne commented on Wendy Rulnick's group Chase
"Are you the buyer agent or listing agent?"
Nov 5, 2014
Jeff Payne commented on Wendy Rulnick's group Chase
"Looks like if the sellers want to sell, they should pay the fee.  No sense trying to get Chase to pay it if the sellers hired the negotiator. "
Nov 5, 2014

Profile Information

First Name
Jeff
Last Name
Payne
State
Panama City, Panama City Beach
City
FL
My Profile
The Payne Group is the top short sale agent in Panama City and the Beaches. We have a dedicated team to work for YOU!

Comment Wall (18 comments)

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At 3:50pm on October 7, 2013, ike said…

hI  Jeff  , I am interested in doing some deals with Selene Finance

do you have any contacts for N.Y BPO's

At 11:19am on May 9, 2012, sofy bark said…
Hi jeff did you get my mail
At 5:20pm on April 9, 2012, Warren Bonett said…

I have a buyer that wants to rent the property from the seller while we are waiting for the short sale to be approved. Lender hasn't asked for an ALT affidavit to be signed yet but in the event they do, would this be considered a violation of that affidavit since there is a separate agreement between buyer and seller outside of the contract for sale and purchase?  Thoughts?

At 7:05pm on March 16, 2012, Jayne Sanders said…

Jeff

Do you have any high level contacts at Saxon..I have beed escalated 3X with no response and of course I can not get a name, extension or email address..

At 1:26pm on March 12, 2012, sofy bark said…

so once the seller sign the backup offer the agent has to do the equator? and hows about if the bank see that i'm offering higher then the actual buyer....or maybe the bank doesn't care...

At 1:18pm on March 12, 2012, sofy bark said…

please enlighten me what is a soft declined short sale?

At 11:42am on March 12, 2012, sofy bark said…
I daid i do not understand why they do not go to the backup offer once the first was rejected
At 1:12pm on February 29, 2012, Gunna Voigt said…

HELP!

 

I have a transaction that was supposed to close today.  It's a HAFA transactiion.  It's in the Equator system for closing today, but I cannot reach (for 5 days alreaaady) anybody.  The buyer's down payment assistance and closing cost assistance expired yesterday, but we could close today. Her mortgage has been approved since last Thursday.  She is s single mom with 3 kids and will be homeless.  I have no phone number for the closing department at BofA, only email.  What can I do to light a fire under them, who could I call?

At 4:15pm on January 23, 2012, Jeff Rubenstein said…

Glad to be here.  Looking forward to connecting with the group.  That attorney was a real piece of work.  LOL

At 10:18am on August 28, 2011, Mike Sher said…

Jeff, in regards to your EMC Short sale with MGIC as the MI company.  You reported that the seller had to sign prom note for $14,500, $100 per month as per MGIC.  My file is a 5/3 with freddie as the investor and MGIC for the PMI company.  Got an offer of $102,000.  Current balance of loan is $140,000 5/3 BPO came back at $86,000 which I knew was low.  5/3 said we need an offer of $86,000 to make this work because the negotiator thought we would not be able to get the home appraised. Also since the homeowner was making payments she would be required to make some sort of contribution.  To minimize the deficiency we got the buyer to get their appraisal done now and it came back at $104,000 :).  I told 5/3 to send the file in the $102,000 and that we would be able to close.  I also asked her to put ion a good word for us since we were able to get them $16,000 more then their BPO allowed.  Well they came back after 30 days with MGIC asking for $5000 cash from the seller and a $25000 prom note for 180 months.

Question?  Did you counter MGIC and what did they counter back at?  Sorry about the long post.  BTW my clients hardship is that her home in Michigan and she move to Caroline with her soon to be husband.  5/3 called that a elective move, Guess Love is not what is used to be!!  Thanks  Mike

 
 
 

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