Jeff Payne
  • Male
  • Panama City, FL
  • United States
  • Panama City, Panama City Beach
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Jeff Payne's Page

Latest Activity

Alex joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Jan 13
Coretta Richmond commented on Jeff Payne's group US Bank
"Hey there SS Superstars! Is US Bank currently allowing the full 6% commissions with same-broker agents or are they cutting it 5%?  Has anyone closed one recently where the agent was both buyer's agent and seller's agent and got the…"
Oct 26, 2015
Coretta Richmond joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Oct 26, 2015
jeni lamberto commented on Jeff Payne's group US Bank
"We typically call it a settlement fee and they allow it. Even when we close at an attorney's office. Can you change the fee to settlement?"
Sep 3, 2015
Kathy Wolfe commented on Jeff Payne's group US Bank
"It's Kentucky.  conventional loan. Not sure who the investor is, USBank has not answered my questions regarding this.  I'm thinking it was the wording on the HUD that threw the red flag.  "attorney fees" is how…"
Sep 3, 2015
jeni lamberto commented on Jeff Payne's group US Bank
"Are you in florida and do you know if it was aan FHA product, Fannie/Freddie or a private mortgage? FHA, Fannie and Freddie all have specific fees they will allow depending on the state such as a settlement fee, doc stamps and title insurance. Which…"
Sep 3, 2015
Kathy Wolfe commented on Jeff Payne's group US Bank
"formal approval letter.  He verbally told me of a correction of a line on the HUD but did not point out the title/closing fees as being unallowable.  However, on the formal approval letter it does not have the title/closing fees included."
Sep 3, 2015
jeni lamberto commented on Jeff Payne's group US Bank
"Have you received the formal approval letter yet or are they just in underwriter review? "
Sep 3, 2015
Kathy Wolfe commented on Jeff Payne's group US Bank
"I'm currently in a approved short sale transaction with USBank.  They are wanting to exclude fees to the closing/title company on the HUD.  This is first time dealing with USBank and I've never faced this with previous…"
Sep 3, 2015
Kathy Wolfe joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Sep 3, 2015
Brook Simmons liked Jeff Payne's group US Bank
Sep 1, 2015
Jon Griffith commented on Jeff Payne's group US Bank
"Ken Griffith's e-mail address as listed above bounced."
Jun 26, 2015
Tyra General commented on Jeff Payne's group Regions Bank
"Anyone every dealt with a short sale that has a 1st (FHA) and a second that is in the recovery department with Regions? Trying to get to the bottom of this. Regions does not want to take any less than 50% of the balance. "
Jun 25, 2015
Tyra General joined Jeff Payne's group
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Regions Bank

Information to assist you with Regions Bank Short SalesSee More
Jun 24, 2015
Celeste ODea joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Jun 2, 2015
Heather Imhoff-Whitford joined Jeff Payne's group
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US Bank

US Bank services Florida Housing loansPh#: 1-800-365-7900Fx#: 1-866-563-9508See More
Apr 3, 2015

Profile Information

First Name
Jeff
Last Name
Payne
State
Panama City, Panama City Beach
City
FL
My Profile
The Payne Group is the top short sale agent in Panama City and the Beaches. We have a dedicated team to work for YOU!

Comment Wall (18 comments)

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At 3:50pm on October 7, 2013, ike said…

hI  Jeff  , I am interested in doing some deals with Selene Finance

do you have any contacts for N.Y BPO's

At 11:19am on May 9, 2012, sofy bark said…
Hi jeff did you get my mail
At 5:20pm on April 9, 2012, Warren Bonett said…

I have a buyer that wants to rent the property from the seller while we are waiting for the short sale to be approved. Lender hasn't asked for an ALT affidavit to be signed yet but in the event they do, would this be considered a violation of that affidavit since there is a separate agreement between buyer and seller outside of the contract for sale and purchase?  Thoughts?

At 7:05pm on March 16, 2012, Jayne Sanders said…

Jeff

Do you have any high level contacts at Saxon..I have beed escalated 3X with no response and of course I can not get a name, extension or email address..

At 1:26pm on March 12, 2012, sofy bark said…

so once the seller sign the backup offer the agent has to do the equator? and hows about if the bank see that i'm offering higher then the actual buyer....or maybe the bank doesn't care...

At 1:18pm on March 12, 2012, sofy bark said…

please enlighten me what is a soft declined short sale?

At 11:42am on March 12, 2012, sofy bark said…
I daid i do not understand why they do not go to the backup offer once the first was rejected
At 1:12pm on February 29, 2012, Gunna Voigt said…

HELP!

 

I have a transaction that was supposed to close today.  It's a HAFA transactiion.  It's in the Equator system for closing today, but I cannot reach (for 5 days alreaaady) anybody.  The buyer's down payment assistance and closing cost assistance expired yesterday, but we could close today. Her mortgage has been approved since last Thursday.  She is s single mom with 3 kids and will be homeless.  I have no phone number for the closing department at BofA, only email.  What can I do to light a fire under them, who could I call?

At 4:15pm on January 23, 2012, Jeff Rubenstein said…

Glad to be here.  Looking forward to connecting with the group.  That attorney was a real piece of work.  LOL

At 10:18am on August 28, 2011, Mike Sher said…

Jeff, in regards to your EMC Short sale with MGIC as the MI company.  You reported that the seller had to sign prom note for $14,500, $100 per month as per MGIC.  My file is a 5/3 with freddie as the investor and MGIC for the PMI company.  Got an offer of $102,000.  Current balance of loan is $140,000 5/3 BPO came back at $86,000 which I knew was low.  5/3 said we need an offer of $86,000 to make this work because the negotiator thought we would not be able to get the home appraised. Also since the homeowner was making payments she would be required to make some sort of contribution.  To minimize the deficiency we got the buyer to get their appraisal done now and it came back at $104,000 :).  I told 5/3 to send the file in the $102,000 and that we would be able to close.  I also asked her to put ion a good word for us since we were able to get them $16,000 more then their BPO allowed.  Well they came back after 30 days with MGIC asking for $5000 cash from the seller and a $25000 prom note for 180 months.

Question?  Did you counter MGIC and what did they counter back at?  Sorry about the long post.  BTW my clients hardship is that her home in Michigan and she move to Caroline with her soon to be husband.  5/3 called that a elective move, Guess Love is not what is used to be!!  Thanks  Mike

 
 
 

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