Comment

Comment by Brenda Keck on June 9, 2011 at 7:59am

We have a cash offer for over $200K on a property, this is from January. The 2nd wants money, a lot of it, and won't accept it from anyone but the seller. The 1st won't allow the 2nd to collect ANY money from ANYONE. Any suggestions???

Comment by Michael Schneider on June 9, 2011 at 3:31am

Regarding financial disclosures, "Household" is the intent, I would say.

A gray area, to be sure.

Comment by David Dee on June 8, 2011 at 7:17pm

Amy, I agree with kevin. I had a situation similar to that and only included the one whose name is on the loan.

Comment by Amy Martin on June 8, 2011 at 2:14pm

Thanks Kevin:-)

Comment by Amy Martin on June 8, 2011 at 1:54pm

I just closed a cooperative short sale with BofA. I did have a good experience. My first and 2nd are Bofa and a 3rd lien with Beneficial. It was a smooth one too.

Comment by Kevin - Greenville, SC on June 8, 2011 at 1:54pm

Amy, Only the parties on the note as they are the only ones responsible to repay.

Comment by Amy Martin on June 8, 2011 at 1:51pm

Question: When you do a short sale financial would you include husband and wife income even if the wife is not on the loan? And yes, we have hardship due husband  has excessive reduction of work hours. Thank you.

Comment by KARINA MITCHELL on June 7, 2011 at 3:17am

Comment by Karyl Moore 10 hours ago

And then the first thing the person says when they do answer the phone is: "Are you aware of our Online Resource Center?" Now you know they have been told to ask that and you know they know you've just listened to that recording for 5 - 20 minutes.

lol you just made my morning :)

Thanks Karyl :)

Comment by Karyl Moore on June 6, 2011 at 4:42pm

And then the first thing the person says when they do answer the phone is: "Are you aware of our Online Resource Center?" Now you know they have been told to ask that and you know they know you've just listened to that recording for 5 - 20 minutes.

Comment by Karyl Moore on June 6, 2011 at 4:29pm

Smitty:  It has happened to me lately, too.  Twice it turned out that they were conisdering it for HAFA.  Even when the Seller says 'no' to HAFA it takes many days and weeks to get the file back on Equator as a 'normal' short sale unless you stay on top of them.  Maybe they're trying to check your file out for HAFA.  If so, have your Seller call them at least twice. B of A was so good for a while but now this stuff has started.

 

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