Rock Realty Client Testimonials



"Mike is simply the best Real Estate agent I have ever dealt with!!!He sold my house in such a short time which is what I needed to move quickly..I would recommend him to anyone who is looking to buy or sell a home..very honest and caring person..Explained everything to me so that I could understand exactly what I would need..He went above and beyond in my Real Estate closing.....always got back to me immediately with any questions I…

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I have a divorced couple doing a short sale. They are both very cooperative. Banks aren't. The wife went back to her maiden name and banks will not accept her authorization with her signature under the maiden name. I can get her to sign in her maiden name but will her docs such as filed taxes and pay stubs be an issue. I already have buyers who really want this home.

I have a buyer who has been trying to buy a short sale property for the longest time. He wants this house. It has foundation issues. We gave an engineers report to the listing agent. Cost to repair is $75,000+. House was listed at $157,000 bank wants $154,000 plus they want a promissory note from the seller for $18,000. Is this legal? Also, I asked the agent to file a dispute with Freddie Mac, it's been almost 2 weeks. How long does it take Freddie Mac to reply?

We want to help get homeowners get their money back who were charged upfront for a loan modification review in California. If you know anyone who falls into this category and who would like to try to get their money back please let me know as I can get them free assistance in this matter.

310-564-6389

[email protected]

www.ishortsalenow.com

My house is in foreclousure . 1st. is with OCWEN 1,200,000 and second is with Regions Bank 1,050,000. Second has a summary judgment coming up in Oct. Had a short sale offer came in. Regions is saying they had the house appraised for 2,100,000 therefore they would consider $ 1,800,000 . Even this buyer would go up to 1.8M then Regions would only clear $500,000 after paying the first and the closing expenses and commissions etc..

I have a third party (family member who who is willing to…

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Please let me know of your experience in dealing with Spectrum or Chevron Credit Union on a short sale. Would like to know the name of the person you dealt with and if you know of someone to escalate a file too. I am having a terrible problem with their negotiator and not getting any where. This home is set to be sold at the court house in Nov. So if anyone has knowledge let me know. Thanks Julie Wilkinson

Does anyone have history with Rushmore Loan Management and their process for short sales?

The Wisconsin housing statistics are in for June of 2014. Here is an excerpt from what the Wisconsin Realtors® Association (WRA) had to say:

Existing…

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The second borrower does not want to participate in the short sale. She never lived in the house. She never made a payment, only her daughter lived there by herself and the daughter made all the payments.The bank advise the daughter to do a quick claim deed and take the mother of the deed. We deed that, its is a FHA mortgage. The file was submitted to HUD for a variance approval. The approval was denied. ANY HELP PLEASE.

First I would like to thank the creators/ membor of this site. As a first time homebuyer of a short shale home, this site has been extremely helpful and there's so much I've been able to walk away with regards to short sale proceedings. That being said, I have just a quick question. From what I understand based off of my online research, I'm in the last process of the short sale. I'm using a VA backed loan to purchase an FHA short sale however FHA does not allow closing cost assistance for non… Continue

Short Sales with Bank of America have not gotten easier, if anything they seem to take longer then all others, except Ocwen.

I am a buyers agent on a short sale with Bank of America. When our offer was accepted ( we were the back up) on March 3rd, 2014..That it was an approved short sale. Since that date my buyers have completed all the requested documentation. Bank of America has done three appraisals in the past four months. This property is set for TS on August 1st 2014. The…

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Looking for docs & or 3rd party authorization forms for a Citi Financial 2nd ....And any direction on the process with working with Citi Financial as the 2nd with Nationstar.

If anyone know, the information would be greatly appreciated!

Thank you in advance!

Pros and Cons of Cash Buying

All-cash home purchases hit a record in the first quarter of 2014, reaching 43 percent, according to RealtyTrac, which has been tracking cash-buying trends since 2011.  This latest figure represents a 19 percent rise from last year—a number industry watchers attribute to stricter mortgage qualification standards…

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The Wisconsin housing statistics are in for May of 2014. Here is an excerpt from what the Wisconsin Realtors® Association (WRA) had to say:

Existing…

Continue

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Rock Realty Client Testimonials



"Michael Collins did the impossible he SOLD my house! When I put my house for sale everything that could go wrong did but Michael never gave up and did everything he could to sell my house. I recommend Michael Collins if your looking for a real estate agent! He is hard working and trustworthy!"

Michelle M. (Madison, WI 53704)

Rock Realty Seller Client…

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I'm happy to report that the total number of Short Sales here in the desert have dropped dramatically since last year.  I just took a new Short Sale Listing today, and closed one last month, but as one of the deserts' most prolific Short Sale Agents, I can report that equity Sales are beating the pants off the Shorts!  And I'm happy about that!…

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Have you received an approval letter from Wells Fargo and they approved certain fee's, then when you are waiting for HUD approval, they say they are not going to pay a fee?

Is this Legal?  should we contact the OCC? 

I submitted a short sale with Chase Mortgage and after 3 weeks, I was told the file is in audit. After a further 2weeks in audit, I tried to escalate the file and Chase told me the file cannot be escalated, because it is in audit. I asked them to invite me and the seller and buyer to go through the audit, but nothing done. Eventually the file was declined, no reason given. Who do we turn to in a situation like this?