HOME Consortium Down Payment Assistance

The HOME Consortium home ownership assistance program helps families afford a home of their own by providing deferred loans. The DOWN PAYMENT ASSISTANCE LOAN (DPA)program provides eligible home…

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Rock Realty Client Testimonials



"Mike was wonderful to work with. He was always there to answer questions but never pushed me to make a decision. My entire home buying process went smoothly thanks to Mike. I would gladly recommend him and would be happy to use him again the next time I move!"

Laura S. (Middleton, WI 53562)

Rock Realty Buyer Client…

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On an approved short sale, has anyone reduced their commission in order for the closing to happen. Buyer did not get the closing cost credit from Chase and now short of funds to purchase flood insurance. What would you do? 

Should You Compare Quotes from Various Agents for Home Insurance?

Don’t be fooled by funny commercials and catchy slogans; insurance is quite complicated.  Varying levels of coverage, locations and other factors make insurance policies very different from one provider to the next.  That is why it is so important to compare various quotes from different insurance agents.

Wild Changes for Multiple Locations

Check out these findings from Bankrate…

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The Wisconsin housing statistics are in for March of 2014. Here is an excerpt from what the Wisconsin Realtors® Association (WRA) had to say:

Home…

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Help!we signed loan docs by SS approval deadline on Mar 28th,but it was too late to fund Funds are in Escrow.Now SPS is refusing to let us record; want to start over with new BPO, when we have the buyers licensed APPRAISAL.

US Bank is investor:they approved the sale will get exactly the same $$ as previously approved.But SPS won't give an updated…

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Have not did a short sale with Spousal or Child support Judgment.

I have a property that has 3 liens and  2 judgments.

1st is with Wells Fargo 

2nd is with Shell Point (ELC)

3rd is a Lien with no loan "Milton M Wright"

Support Judgment shows no amount, seller thinks it is about $30,000 

Judgment for EDD.

Will the 1st take care of the Support lien or will this kill the deal?

Hello Superstars,

In your experience will Chase allow a closing cost credit to the buyer
in a short sale?
My attorney's office has a Short Sale Negotiator who handled the communications with Chase. I didn't see the entry in the HUD that was submitted and I was told it was denied.

The buyer is going FHA loan.

What are your thoughts?

The Right Way to Investigate Your New Neighborhood

The house looks perfect and it has all the features you need.  The location is convenient for your needs and there really is nothing standing in the way of buying this particular property.  STOP.  Don’t buy the house until you do one thing; investigate your new potential neighbors.  Here are some tips for finding out the…

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When leaving a message, ALWAYS hit the "#" sign after your message.

Not all, but most messaging systems will allow you to mark your message as "urgent" after you do this.

What does this mean?

When marked as…

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Just Sold! 4136 N River Rd, Janesville WI 53545

We are happy to announce another home closing in Janesville, Wisconsin. This large home was on a riverfront lot on River Road in Janesville. Being that it was a short sale, the buyers got it at a great price. I'm sure they will enjoy the river amenities for years to come. Because of Rock Realty's aggressive…

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Hello Fellow Short Sale Agents...

As I write this, I started thinking about all the past Clients' I have helped with Short Sales through the years, Help of this Site, how many people have you helped? Because of this site? Because of the Knowledge we shared with each other...We all deserve a round of applause, if not for a simple, TAKE A BOW...my hat goes off to all of you…

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Price :	AED 4,250,000

Contract type :	Sale

Type:	…

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The Wisconsin housing statistics are in for February of 2014. Here is an excerpt from what the Wisconsin Realtors® Association (WRA) had to say:

For the second straight month, home sales dropped as Wisconsin recorded its coldest winter in decades according to an analysis of February housing market activity released by…

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Attention Short Sale Superstars! Wells Fargo just approved this listing(March 2014), W7527371, for $58,000. This mobile home has 2 bedrooms, 2 baths, 1-Car Garage detached, 1152 sq ft htd, .14 acre. It is situated on a salt water canal (95 ft water). Needs work, but has good potential. All inquiries may be received via phone or text, 727-992-2018. I'm wiling to pay for a Home Warranty at closing for the buyer. Thanks!

I am looking for anyone who was vandalized by Safeguard when they were authorized by the bank to change the locks...I want to start a class action lawsuit against Safeguard (and the banks authorizing Safeguard) because they hire unlicensed people who, while in the process of changing the locks enter an OBVIOSLY occupied home and STEAL valuables.  I am looking for EVERYONE who has been in this situation, even if it was as simple as Safeguard throwing the food away in…

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I know I was. For months I battled with Nationstar trying to avoid the Auction.com "Verification of Offer" process. If you are not aware of the issue you can read up on it here.

• Is Your Short Seller Being Forced To Use Services They Don't…

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I want to know if anyone had experience to negotiate a short sale w American Express as 3rd lien holder.  I have an approval from 1st and 2nd lien holders.  But found out in last minute from the title works that there are 3rd lien from American express.  American Express doesn't have a settle for less or loss mitigation dept.  They either wants a full judgement amount or have a owner file a bankruptcy.  Do you have any suggestion?

When leaving a message, ALWAYS hit the "#" sign after your message.

Not all, but most messaging systems will allow you to mark your message as "urgent" after you do this.

What does this mean?

When marked as…

Continue