Comment

Comment by Kathleen Lordbock on January 21, 2012 at 5:00pm

Congratulations to both Karyl and Stephanie on your SS approvals!

Comment by Janie Howard on January 20, 2012 at 2:20pm

Wow!  You were lucky to get him!  What an encouraging story.  Thanks for sharing that and congrats on your approvalSSSS today!

Comment by Stephanie Greenberg on January 20, 2012 at 11:54am

YAY, received approval from Wells on the first and BofA on the second today!  Offer was submitted in Sept.  Investor took so long, the negotiator at WF actually escalated it.  In his email to me, he wrote, "I know sometimes it feels like we do not say it enough, thank you for your patience in getting this short sale approved.".  I thought it was a nice note to send.  I had a very responsive negotiator that tried to move as quickly as he could.

Comment by Karyl Moore on January 17, 2012 at 3:30pm

Jeff and Thom - Thank you for your answers. Today the Seller received the approval letter, which was mailed directly to her from a different person than I've been speaking to and it was 3 pages long and DID waive the deficiency. This doesn't mean negotiators lie, does it? :-) At least all is well now.

Comment by Jeff Payne on January 17, 2012 at 10:51am

Karyl, I would talk to an attorney but I can not see how Wells can attach a deficiency if they are not legally allowed to in your state.

Comment by Thom Colby CA Brkr 888-391-5245 on January 17, 2012 at 9:13am

Heather - I undertand how frustrating it can be on the Buyer's side.  But barring the Seller authorizing you to speak with the bank, there's really nothing that can be done.

Comment by Heather Robins on January 17, 2012 at 9:06am

We do have an executed contract, my client did most of their due diligence because we were told by the agent we were in.  In Utah we have a short sale contract that goes with every short sale offer ever written that does state nothing is binding until lender approval, so unfortuantely a seller could sign more than one contract.  I know I couldn't speak to a supervisor but the sellers agent and their atty seem willing to help us if we can replace the approval with this offer, they just don't want to be out two months, because it is a VA the seller has been making payments the whole time.

Comment by Heather Robins on January 17, 2012 at 9:03am

It is strange, my client felt we were lied to and our offer wasn't ever submitted, as by submitted another offer wouldn't Wells ask if the previous offer was cancelled?  They had previous asked if the first offer would go up to 329K and we were told they said no, but here is a new offer that is willing and were told our offer was submitted.  Now I'm not sure if our offer was submitted or not??  The counter does say there is multiple offers to the first offer?  The whole things is so frustrating especially because we are willing to pay what they wanted.  No one has a supervisor or something for Wells Fargo that we can plead our case to??

Comment by Heather Robins on January 17, 2012 at 8:53am

We realize that was the screw up when the attorney/agent said our contract was in, yes they forwarded our contract, but they didn't cancel the previous contract....

Comment by Karyl Moore on January 17, 2012 at 8:44am

Thom - It's AZ.  Thanks, I'll try that.

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