Teresa Keeler
  • Female
  • United States
  • PA
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Teresa Keeler's Discussions

How to handle sewer hook up requirement - Freddie Mac Loan

Started this discussion. Last reply by Brian Avery Feb 24, 2014. 1 Reply

Has anyone come across a municipal requirement to hook up a property to public sewer upon transfer?  This is approximately a 20K cost and it is to be bore by the seller. Would Freddie Mac have…Continue

Need urgent help... Chase declined short sale after closing was complete and won't reverse decision!!!!!

Started this discussion. Last reply by William Younghans Mar 3, 2014. 6 Replies

I am hoping someone here can offer some guidance. I need to contact Fannie Mae about this as soon as they open today so if anyone has a contact other than the standard number PLEASE message it to…Continue

Tags: returned, wire, Chase

Freddie Mac Audited - Be proactive!

Started this discussion. Last reply by Matthew Merenoff Apr 7, 2013. 4 Replies

I just got off of the phone with Freddie Mac, only to find that my assigned account manager has been moved to a new division due to "restructuring".  Apparently a man named Bill whose last name is…Continue

Tags: Mac, Freddie

Inherited property and arms length issue

Started this discussion. Last reply by Kevin - Greenville, SC Mar 13, 2013. 2 Replies

I have a property that is being inherited by the daughter and the daughter wishes to purchase it and move in. The property is a short sale. How can the daughter purchase it given the arms length…Continue

 

Teresa Keeler's Page

Latest Activity

London Cox replied to Teresa Keeler's discussion Value dispute approved - but it's not REALLY approved? in the group Fannie Mae
"And therein, we have the very definition of a Catch-22......... I would keep hammering on Fannie.  Nationstar is going to stick with that old value regardless of what you tell them.  It will have to come from their investor. My next…"
Jun 26, 2015
Teresa Keeler replied to Teresa Keeler's discussion Value dispute approved - but it's not REALLY approved? in the group Fannie Mae
"Thanks for your reply! yes I did this and the person who gave me the new value is on vacation and the person covering for her tells me I have to work it out with Nationstar. I feel like I'm in the twilight zone. The servicer says we have to…"
Jun 26, 2015
London Cox replied to Teresa Keeler's discussion Value dispute approved - but it's not REALLY approved? in the group Fannie Mae
"I've had this same experience with those two parties.   I would recommend going back to your contact at Fannie and request (demand?) that they notify Nationstar of the results of the valuation dispute.  Provide the Fannie rep with all…"
Jun 26, 2015
Teresa Keeler added a discussion to the group Fannie Mae
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Value dispute approved - but it's not REALLY approved?

So I sent in a value dispute on a Fannie Mae short sale after the buyer's appraisal came in low. I sent it through the portal and 8 days later I received this email:  FMSS-20486 Our analysis of the dispute documentation you provided for this case is complete.  After reviewing this information, our internal valuation, and market conditions, we suggest an effort be put forth to acquire a gross offer amount of $195,000.00. Please make sure your current offer and any future offers regarding this…See More
Jun 26, 2015
Teresa Keeler replied to Valerie Hernandez's discussion WF short sale not moving in the group Wells Fargo Short Sales
"I have not done a ton of FHA short sales, but my understanding is that you must have the Approval To Participate (ATP) complete and approved BEFORE submitting a package with an agreement of sale. This is probably why she has asked for a new ATP…"
May 5, 2014
Teresa Keeler added a discussion to the group Freddie Mac
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Freddie refusing to pay LESS than 6K to a junior lien?

Hello all, I have a deal whereas the junior lien balance is only 8K and they are willing to accept $1200. I am being told by the negotiator at Wells that we have to pay them 6K regardless of their requirement. Did this change recently or is this person confused? The only regulation I've seen has said "up to" 6K and does not require that the full 6K be paid. See More
Apr 21, 2014
Teresa Keeler replied to Mary Ann Candelora's discussion Wells Fargo First Lien and Springleaf Fin second lien nightmare in the group Wells Fargo Short Sales
"I would phrase it like this ; "what would we need to do in order to get this approved? What are your short sale requirements"? Sometimes when second liens are the only ones taking a loss they get very hard nosed. They sometimes want the…"
Mar 12, 2014
Teresa Keeler replied to Mary Ann Candelora's discussion Wells Fargo First Lien and Springleaf Fin second lien nightmare in the group Wells Fargo Short Sales
"Could you tell us what the payoffs are on the Wells and Springleaf loans and how much the offer is? It sounds like the person you talked to is a collector more than a loss mitigator which I would expect in smaller banks. Did you ask them who else…"
Mar 12, 2014
Teresa Keeler commented on Wendy Rulnick's group Help Me!
"Maria - When the bank transfers the servicing they are also required to transfer the approval. I had the exact same thing happen with Ocwen and Nationstar. The only glitch was that we had to wait for the mortgage to be set up in Nationstar's…"
Mar 11, 2014
William Younghans replied to Teresa Keeler's discussion Need urgent help... Chase declined short sale after closing was complete and won't reverse decision!!!!!
"I am a certified forensic securitization auditor. I work with several law firms and agents to help close their short sales by the use of RESPA, HOPEA, Chain of Title issues, invalid mortgage assignments, wrongful foreclosure actions and other…"
Mar 3, 2014
Teresa Keeler posted a discussion

How to handle sewer hook up requirement - Freddie Mac Loan

Has anyone come across a municipal requirement to hook up a property to public sewer upon transfer?  This is approximately a 20K cost and it is to be bore by the seller. Would Freddie Mac have anything in it's guidelines that I am not aware of to cover an expense like this? See More
Feb 24, 2014
Andy Ross replied to Teresa Keeler's discussion Need urgent help... Chase declined short sale after closing was complete and won't reverse decision!!!!!
"the same situation is with my friend I'm also worried about him if your problem is solve please share it with us thanks. My Hard Money School"
Feb 24, 2014
John Treadwell replied to Teresa Keeler's discussion URGENT - Chase Declined a CLOSED short sale 5 days after settlement in the group Chase
"Please keep us all informed this is kinda a new thing ,like to see the outcome"
Feb 19, 2014
Nikki Lemons replied to Teresa Keeler's discussion Need urgent help... Chase declined short sale after closing was complete and won't reverse decision!!!!!
"I was reading your post and something very similar happened to me. Has your matter been resolved?"
Feb 18, 2014
Brett Goldsmith replied to Teresa Keeler's discussion Need urgent help... Chase declined short sale after closing was complete and won't reverse decision!!!!!
" Have you spoken to the closing officer at Chase who was assigned to your transaction? What figure was approved during HUD approval as a payoff to the 2nd lien? Was it 6k and then escrow/title still wired 15k to the 2nd? There are a lot of…"
Jan 27, 2014
Bryant Tutas liked Teresa Keeler's discussion URGENT - Chase Declined a CLOSED short sale 5 days after settlement
Jan 24, 2014

Profile Information

First Name
Teresa
Last Name
Keeler
Are you a...
Investor
State
PA
City
Telford
My Profile
Short sale investor/negotiator working exclusively with realtors. 97% success rate. 9 years experience and hundreds of short sales closed.

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