Thanks for following my blog posts. As you know, I do short sales in the Portland area. This is about a lower end short sale property in Portland.
Back in May of last year (2013) a lady called me. She and her mother wanted to sell a property on a short sale. I usually don't take transactions under $200K. It is not because I am above that. It is because, I have calculated that I may take too much work and not make the hourly fee worthwhile.
For Portland, a…
ContinueAdded by Oscar Morante on January 31, 2014 at 8:57am — No Comments
Should I list my house during the Winter months? I hear that question every year, and I say, "Yes!" One of the things that seems to happen in the cold months is that serious buyers come out and tire kickers take the season off in favor of the warmer months.
I sold two houses the first two days of January. It was cold, messy and dark. Both buyers…
ContinueAdded by Mike Cooper on January 31, 2014 at 6:14am — No Comments
Doing a Short Sale in Portland
I do a good bit of short sales here in the Portland, Oregon area. I want to share with you my experience working with Resurgent Loan Servicing.
As of this moment, I only have one deal with Resurgent Loan Servicing. I am supposed to get my short sale approval tomorrow at the latest. Lets see.
So far this is how it went.
I got this short sale listing back in June 2013. I had to discount the property several…
ContinueAdded by Oscar Morante on January 30, 2014 at 3:00pm — No Comments
I just wanted to drop you a note to express my heartfelt thanks for being there when someone needs you. All too often, the pursuit of wealth and duplicity associated with gaining the inside track to the "All-Mighty Dollar" seems to win over and corrupt even the most honest & upright individuals among us. Thankfully, you are not among them!
We have known each other for a short 2-3 years but it seems as though we've known each other forever. We are kindred spirits, you & I.…
Added by Janet Reiner on January 30, 2014 at 11:04am — No Comments
Has anyone had the situation where the short sale bank cancels the home owner's home insurance policy?
I have never had this happen... Please help.
Added by Tom Tock on January 30, 2014 at 9:06am — No Comments
The Wisconsin housing statistics are in for December of 2013. Here is an excerpt from what the Wisconsin Realtors® Association (WRA) had to say:
2013 was a robust year for Wisconsin’s housing market, with both sales and prices increasing by solid margins, according to the year-end housing…
ContinueAdded by Michael Collins, CDPE, SFR on January 30, 2014 at 6:16am — No Comments
As part of the Federal Housing Administration (FHA) document requirements agents are required to provide a signed "FHA Preforeclosure Sale Addendum & Real Estate Licensee Certification Form". This document is required by all lenders however, you can…
ContinueAdded by Jason Opland on January 30, 2014 at 4:12am — No Comments
Added by Catherine M Haney on January 29, 2014 at 2:38pm — No Comments
I would highly recommend the MIRS Service to family and friends. In fact - I have already done so. Janet was not only competent, extremely knowledgeable and factual, but she has always followed up on commitments she made to me. After the COTA was complete, she was also able to refer me to an attorney, Dale Wiley who was successful in stopping the foreclosure process on my home. The whole process was a pleasant one. The end result was what I had expected, no surprises- which was such a…
ContinueAdded by Janet Reiner on January 28, 2014 at 9:19am — No Comments
Cape Cod style family home now for sale in Beloit, Wisconsin. Nice sized Bedrooms!
Well kept Cape Cod currently used as a rental property. Hard wood floors and trim with tile in the lower level. 2 car garage has alley access. Short Sale.…
ContinueAdded by Michael Collins, CDPE, SFR on January 28, 2014 at 4:08am — No Comments
Janet Reiner of Mortgage Investigative & Research Services (MIRS) is a dedicated, passionate and enthusiastic individual. Janet has surrounded herself with a knowledgeable team of professionals in her quest to find truth for herself and others. The Chain of Title Assessment (COTA) she prepares is a real eye opener. If you think the chain of title on the property you own is proper and in order you may be shocked to find otherwise. The folks on Wall Street have made a mockery of the…
ContinueAdded by Janet Reiner on January 27, 2014 at 8:46am — No Comments
What Kind of Mortgage Fits Your Needs?
No matter the state of the economy, each year the number of new mortgages underwritten reaches millions of homeowners. Some are buying for the first time while others are downsizing or upsizing. When rates drop, like they did over the past 2 years, many people seize the opportunity…
ContinueAdded by Michael Collins, CDPE, SFR on January 22, 2014 at 9:12am — No Comments
HERrealtors, here in most of Ohio; is forming a Short Sale Advantage--a system based on volume, processes, systems, organization of Professionals; and Statewide Realtors and Offices.
A 30% success rate in most of Ohio is not acceptable. We professionals owe it to our Clients, Communities, stability of Neighborhoods to improve our general lack of success at this solution.
We will base our organization on a model used by…
ContinueAdded by DON BUSH on January 19, 2014 at 11:35am — No Comments
The Wisconsin housing statistics are in for November of 2013. Here is an excerpt from what the Wisconsin Realtors® Association (WRA) had to say:
Wisconsin home sales fell 6 percent in November 2013 when compared to November 2012, although total sales for the year remain ahead of 2012.…
ContinueAdded by Michael Collins, CDPE, SFR on January 16, 2014 at 5:51am — No Comments
I was so very happy for my clients in October of 2013 when they received an offer on their home which would cover the amount owing on the 1st note......2nd note (with Merrill Lynch) would need short sale approval.
My client's contacted Merrill Lynch and were given a list of items that would need to be submitted in a short sale packet
Third party authorization was in place & on November 9th a clear, concise packet of all items requested by Merrill Lynch which…
ContinueAdded by Dorothy Kim Turley on January 15, 2014 at 2:44pm — No Comments
We are very fortunate that we have the ability to perform acts through our body, speech and mind effectively. We will not have this opportunity forever. We must use this to benefit others. Practicing generosity is a perfection. Giving your time and effort to help others without charging fees ranks very high in the order of meritorious deeds.
I work in an industry where I see people facing financial hardships lose their homes, financial and social standing and self esteem, thanks to…
ContinueAdded by Saurabh Singh on January 14, 2014 at 5:40am — No Comments
Dear Lender,
I will never forget how it felt when we first met. I had dreams and you had the means. It was as if we were made for each other. You promised to fulfill all my dreams. You promised we would have a beautiful home, a fancy car and money to send kids to college. That we would shop and vacation at exotic locations. You said you wanted me to live my dreams. I fell for your charms. I signed the promissory note.
Then, you changed. I thought you…
ContinueAdded by Saurabh Singh on January 13, 2014 at 3:30pm — No Comments
Three Bedroom Short Sale Ranch on Large Rural Lot
Wonderful rural property with country view out front window. Large living room, formal dining room and original hardwood floors. Newer tile in bathroom with updates. Don't miss out on a great deal. Short Sale. All offers subject to seller's…
ContinueAdded by Michael Collins, CDPE, SFR on January 13, 2014 at 7:02am — No Comments
I have a short sale, my Seller, with Ocwen in first and 21st Mortgage in second position. We have a strong offer, all documents submitted, HAFA compliant, and we're waiting on the second (21st) to agree to it and release the Seller from all liability (part of HAFA guidelines). We got word yesterday that 21st Mortgage wants the same percentage of repayment to original debt that the first (Ocwen) is getting. Right now, they're getting about $6,000 against a debt of $45,000 but they want about…
ContinueAdded by Monica Hill on January 10, 2014 at 1:58am — No Comments
I have been working on a short sale in Elk Grove, Ca. for almost 1 year. It was with B of A and I actually got an approval. On that same day, the loan was transferred to Ocwen. I was told I would get an approval letter from Ocwen within 2 weeks. They did issue an approval letter but I never got it because they sent it to the wrong email address. They admitted this to me and even acknowledged that I had been calling every other day to find out why I did n't have the approval letter. They are…
ContinueAdded by Tracey Saizan on January 9, 2014 at 11:34am — 1 Comment
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