Terry McCarley
  • Female
  • Cape Coral, FL
  • United States
  • Florida
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Terry McCarley's Discussions

Wells Fargo Won't Put One Of The Sellers Name on Approval Letter

Started this discussion. Last reply by Terry McCarley Sep 16, 2013. 11 Replies

3 sellers involved (one is a married couple and other is a friend) and Wells Fargo says they will only put the names of the married couple on the approval letter as they say the third owner is not on…Continue

Tags: approval, sale, short, Fargo, Wells

FHA Short Sale - Second Lien Holder Being Offered $2,250 - Second Lien Holder Demanding $4,836

Started this discussion. Last reply by Kevin - Greenville, SC Jul 2, 2013. 3 Replies

Need your ideas and assistance Superstars.  I have an FHA short sale and the seller has a HELOC with SLS  which has been written off but the lien has not been released.SLS sent me acceptance of the…Continue

Tags: Lien, Release, Secondary, Sale, Short

Would You / Should I Take This Short Sale Listing???

Started this discussion. Last reply by Camille Roberts Jul 23, 2012. 32 Replies

I have been contacted by an owner of a condo to list the unit as a short sale.  The seller has 2 loans - both with BoA.  The unit is worth approx 30k.The biggest issue I see is that the seller…Continue

Tags: Sales, Condo, Difficult, Sale, Short


Terry McCarley's Page

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Originally from Kentucky, I relocated to Lee County in 1988. Due to my love of the weather, water and the lifestyle, I chose to live in Cape Coral. I specialize in single family homes, vacation homes and investment properties. I work with buyers and sellers, both local and those relocating. By working with investors, I have a full knowledge and understanding of their needs. I developed an interest in real estate in the late 80's and that interest has never faltered as the market is always changing. My goal is to represent each and every client with honesty and integrity. I will work side by side with you through the closing and beyond. I would appreciate an opportunity to represent you with all of your real estate needs. Your satisfaction is guaranteed! My desire is to be your agent for life - the only agent you will ever need.

Terry McCarley's Blog

A Cape Coral, FL Short Sale Success Story On A Listing That Came To Me In An Unusual Way

Posted on January 9, 2012 at 9:50am 2 Comments

Over a year ago I had buyers interested in a short sale listed with another agent.  We submitted a strong cash offer to the listing agent and received an executed copy of the contract back.  Then we waited and waited and waited some more.  When we couldn't even get the listing agent to return phone calls the buyers decided to cancel the offer and purchase another property.

Fast forward to November 2011...I receive an email from the seller of the home my buyers canceled the…



Posted on September 29, 2011 at 5:16am 0 Comments

I recieved a phone call from an old client telling me he had just learned that the court had scheduled the foreclosure auction date on his Cape Coral, FL home and his lawyer advised him to attempt to short sale the property. The auction was scheduled for just 21 days from the afternoon I received his call and my gut instinct was this was a short sale listing that I should NOT take.

The homeowner was extremely stressed and pleaded with me to take the listing, so against my better… Continue

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