Comment

Comment by Paola Martinsen on January 25, 2011 at 9:45am

Has anybody worked with a Will at Aurora? Im trying to find out his last name and email address. If you have worked with a Will please send me his info and I will email all the Wills until i find the right one. Thanks!

Comment by Maria Marcotte on January 18, 2011 at 2:17pm

Help!!  I need help putting together a letter...Spoke to Aaron in Escalation Dept.  I told him that my seller's short sale had been denied by Amy.  He told me to send a letter, with CMA's of similar properties and fax to the Dispute Dept.  Anyone offer any suggestions?

Comment by Marcy Moyer on January 8, 2011 at 5:59am

With the new anti deficiency law in Ca. many first loans are protected from deficiency judgements. The language paid in full was not on many of  the approval letters previously.

Comment by Wendy Rulnick on January 8, 2011 at 5:49am

Val - I know what you are talking about.  To me, English is English.  They say "paid in full".  I would love an attorney to comment here.  We have a few on the site, hello?

Comment by Val B on January 8, 2011 at 5:37am

Wendy: I have seen that on all Aurora approval letters and specifically asked Aurora about it since they were trying to push us into doing a HAFA short sale and we wanted to do traditional. They said a HAFA eliminates all deficiencies while a traditional may not, so I brought up the park about the "paid in full" on the letter and they said "That is just what is reported to the credit bureaus, it does not mean the actual debt is forgiven." Doesn't really seem to make sense, especially how you said about the 1099-C as well.

Comment by Wendy Rulnick on January 8, 2011 at 3:27am

Val - The letter does not use the word "deficiency", but on the bottom  of  page 3 - it says the loan is  "paid in full"...  plus the "1099-c", which is issued when debt is cancelled.

Comment by Val B on January 7, 2011 at 2:31pm

Wendy: Thank you for posting those, I looked both of them over. I didn't see anything about waiving the deficiency, did you?

Comment by Wendy Rulnick on January 5, 2011 at 3:03am

Val - The sample letters are in the group info box.

Comment by Val B on January 4, 2011 at 6:45pm

I am interested in the deficiency waiver as well...was the letter uploaded somewhere already?

Comment by Wendy Rulnick on January 3, 2011 at 9:34am

Marcy, can you email it to me at [email protected],  blacking out the private info, and I will post it here.  THANK YOU!  P.S. Did they WAIVE the deficiency?

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