kathleen shaffer
  • Morgan Hill, CA
  • United States
  • california
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kathleen shaffer commented on Wendy Rulnick's group Aurora Loan Services
"Move on to other properties now while waiting. The market is changing and your buyers may get priced out. I've worked with aurora for over 2 years on one listing. I was extremely proactive and it took that long. In the end they lied to my…"
Jun 24, 2012
kathleen shaffer commented on Wendy Rulnick's group Chase
"Is anyone having success with the home ownership centers in California? You walk in and get face to face instead of losing faxes etc"
Jun 24, 2012
kathleen shaffer commented on Wendy Rulnick's group Chase
"Met with Chase Homeownership in SanJose California. They said the home is in active foreclosure status. My seller never got an NOD notice, never had contact from Chase. Really!!  Chase admitted that once the original note from EMC was purchased…"
Jun 12, 2012
kathleen shaffer commented on Wendy Rulnick's group Chase
"How do I begin a short sale with Chase? Do I call first? Do I get the short sale packet completed then send it to them? I have only done BofA short sales. Thanks!!"
May 11, 2012
kathleen shaffer commented on Wendy Rulnick's group Aurora Loan Services
"Here is the full contact info I have:   HAMP Solution Center P.O. Box 809006 Dallas, TX 75380-9006 Phone: 866-939-4469, Option 2 Email: [email protected] Fax: 1-240-699-3883"
May 9, 2012
kathleen shaffer commented on Wendy Rulnick's group Aurora Loan Services
"Erick Please contact MHA inquiry resolution [[email protected]] I just closed an Aurora Short Sale after 19 months!  I am still unhappy with the resolutoin and these people are Department of the Treasury and want to know what is…"
May 9, 2012
kathleen shaffer posted a status
"Any suggestions on CitiBank and a primary residence that has been rented for a couple of years. Is it still a non recourse loan?"
Apr 16, 2012
kathleen shaffer commented on Wendy Rulnick's group Aurora Loan Services
"Kevin, it is an Aurora adjustable loan. Only a first loan, no second. Any help on the HAFA changes they are instituting?"
Mar 28, 2012
kathleen shaffer commented on Wendy Rulnick's group Aurora Loan Services
"did you try the exec management at 866-420-3167. [email protected]"
Mar 28, 2012
kathleen shaffer commented on Wendy Rulnick's group Aurora Loan Services
"Now they are telling me that the HAFA shortsale they approved will not include the $3000 relo assistance. WHAT!!!!!!!  How can they change the rules in mid stream. My clients have waited 2 years, 3 offers and now they say, NO to giving them…"
Mar 12, 2012
kathleen shaffer replied to Deena H's discussion Buyer of a BOA Short Sale with 2 liens in the group Bank of America Short Sales
"ok, bofa approved back on 1/3 and gave us 30 days to close but, the second, just finally approved. We now have 9 days to close. How is this even legal??? They drag their butts for weeks, then when it suits them drop the hammer and want to close…"
Jan 24, 2012
kathleen shaffer commented on Wendy Rulnick's group Aurora Loan Services
"Does anyone have a name, number, or address of someone who can make a call on keeping a file in the HAFA program?   I reached the Exec. Mgr. and she told me that they had pulled the file out of HAFA due to insufficient offer. I reminded her…"
Jan 23, 2012
kathleen shaffer replied to Tni LeBlanc (805) 878-9879's discussion Aurora Escalation Tips? in the group Aurora Loan Services
"oh boy do i sympathize with you. i cannot get a live person on the phone since thrusday. they changed their system, and now all goes to voicemail. but no one ever calls back. i have a full offer...you think they would want to confirm and…"
Jan 20, 2012
kathleen shaffer commented on Wendy Rulnick's group Aurora Loan Services
"please let me know how your aurora exec mgr contact materialized. i cannot reach my relationship manager and i have a cash offer for the full amount. foreclosure is set for 2-7 and no one will return my calls.."
Jan 20, 2012
kathleen shaffer replied to Cami Renee Reed's discussion Need help escalating file! in the group Aurora Loan Services
"866-420-3167 is an old number i had for exec. management...."
Jan 20, 2012
kathleen shaffer replied to Tni LeBlanc (805) 878-9879's discussion Aurora Escalation Tips? in the group Aurora Loan Services
"executive mngmt team 866-420-3167 i called and they send an email to someone, then they called me the next day."
Jan 20, 2012

Profile Information

First Name
kathleen
Last Name
shaffer
Are you a...
Agent
State
california
City
morgan hill
My Profile
Working here in Silicon Valley. San Jose, Morgan Hill, Gilroy. I have handled 5 short sales this year, two back in 2008 and my own short sale foreclosure back in 2007. I am currently negotiating with Chase, BofA and US Bank. I have been able to keep my commisision at 6% and save my buyers $15K in closing costs even when the appraisal came in 15K less. Let me know of your referral needs over here. I am happy to help you.

Kathleen shaffer's Blog

Deficiency Judgment on Second with BofA

Posted on April 16, 2010 at 11:36am 5 Comments

My seller has a first and second mortgage on their primary residence. We are in short sale negotiations and have an approved offer from BofA. My sellers are nervous about signing the def judgment waiver to allow BofA to pursue in the fuure. This only pertains to the second, since it was not purchase money. The amount of $44,000 is low, so I have been told that if the seller just waits 3-4 months they can contact the second lien holder and negotiate a lower settlement, say up to 10%, they…

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