Stephanie Lim
  • Jacksonville, FL
  • United States
  • FL
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Stephanie Lim's Discussions

Title Company Prospecting my sellers?

Started this discussion. Last reply by Cathy McAlister Aug 22, 2009. 10 Replies

Marketing to sellers in a short sale situation

Started this discussion. Last reply by Sunnie SanLorenzo Jul 26, 2012. 24 Replies

 

Stephanie Lim's Page

Profile Information

First Name
Stephanie
Last Name
Lim
State
FL
City
Jacksonville
My Profile
We are Jacksonville Real Estate professionals with Re/Max Unlimited in the Jacksonville, Jacksonville Beach, Ponte Vedra Beach, World Golf Village, St Johns and St Augustine Florida area. We specialize in helping buyers and sellers in short sales.

Latest Activity

Sandi Reed joined Stephanie Lim's group
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Carrington Mortgage Services

CMS (servicer) short sales.See More
21 hours ago
Wendy Rulnick commented on Stephanie Lim's group FHA - HUD Short Sales
"Greetings, Bill! From the land of open beaches and open gyms!  I did see your comments and I have not encountered such an FHA situation, I'm sorry to say.  I don't see any shot, but think Brett has given you good advice!"
May 18
Bill Garrett commented on Stephanie Lim's group FHA - HUD Short Sales
"Hello, Wendy.  I hope you're doing well down there in the land of sun and socially-distanced fun.    Did you see my earlier comments about the FHA owner, past due for 7+ years?   Have you ever seen FHA approve a…"
May 18
Wendy Rulnick commented on Stephanie Lim's group FHA - HUD Short Sales
"I agree with Brett's timeline below."
May 18
Brett Goldsmith commented on Stephanie Lim's group FHA - HUD Short Sales
"I think that people who remain unemployed will be screwed and that many o thers who get pay cuts will run into trouble when it comes to a repayment plan or loan modifications. I feel many people who's income go back to normal likely will face…"
May 14
Bill Garrett commented on Stephanie Lim's group FHA - HUD Short Sales
"@Brett  Thanks for the feedback. Your comments affirm what I've experienced with FHA.  Often a challenge navigating the one-size-fits-all rules written by faceless Federal bureaucrats.  I'm not optimistic on this file, but…"
May 13
Brett Goldsmith commented on Stephanie Lim's group FHA - HUD Short Sales
"You'd need to reach out to a HUD representative If you don't know any you can email then you need to open a ticket at NOVAD to have one reach out to you. The general concept is that once it's 40 months past due that it's a hard…"
May 13
Bill Garrett commented on Stephanie Lim's group FHA - HUD Short Sales
"@Brett & @Guerry.   I normally steer away from any FHA file that's this far past due, but didn't know if the military serviceman wrinkle might allow a more favorable result.   Any suggestions for getting some…"
May 13
Brett Goldsmith commented on Stephanie Lim's group FHA - HUD Short Sales
"@Bill, most reps are unaware of that guideline. HUD will decline this file when a variance to open the PFS program is submitted. Never seen a variance for the 40month rule once it began to be enforced. The file is likely a waste of time and this…"
May 13
Guerry Clegg commented on Stephanie Lim's group FHA - HUD Short Sales
"HUD should approve if everything else lines up. Net, contract terms, etc."
May 12
Bill Garrett commented on Stephanie Lim's group FHA - HUD Short Sales
"LAST PAYMENT 7 YEARS AGO.... I have an owner relocated by the military seven years ago, thereby forced to move from his home with the FHA mortgage. The mortgage servicer (Selene Financial) suggested he now apply for a short sale.   My…"
May 12
Grant Weaver commented on Stephanie Lim's group FHA - HUD Short Sales
"Thank you Brett Goldsmith!"
May 5
Brett Goldsmith commented on Stephanie Lim's group FHA - HUD Short Sales
"@grant yes, they still have the PFS program."
May 5
Grant Weaver commented on Stephanie Lim's group FHA - HUD Short Sales
"Does FHA-HUD still have the Pre-Foreclosure Sale (PFS) Program?"
May 5
Grant Weaver joined Stephanie Lim's group
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FHA - HUD Short Sales

HUD rules for FHA short sales, tips, experiences, etc.Fax LOA:  918-236-3274PH 877 622-8525See More
May 5
Nicole Andree joined Stephanie Lim's group
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Carrington Mortgage Services

CMS (servicer) short sales.See More
Aug 12, 2019

Comment Wall (3 comments)

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At 10:22am on June 21, 2010, Fiona Barone said…
Yah!!!! I agree with that one hundred percent, however too late someone else told them. Yes, your input is very helpful, that is how I feel across the board. I did contact their attorney and that is what he advised them to do :) Thanks so much Fiona
At 9:40am on June 21, 2010, Fiona Barone said…
Dear Stephanie, in reference to HUD short sales. I have a client who owes $280k on his mortgage and his house is comped at $330. We have it priced as a non short sale at $319, tons of showings no offers, house needs some work and updating at that price. Someone suggested to him to stop paying his mortgage and short sell it at $279. Given the big difference in price I feel this would arouse a suspision with the bank (rightfully so) and suggest we drop the price in 30 day incriments by $10k if no offers, right now a $305k offer will break him even with no foreclosure on his credit. He refuses to and just wants to drop it so he can get out. Thoughts???
At 11:30am on July 17, 2009, Bryant Tutas said…
Hi Stephanie, Welcome aboard. You are officially our first Short Sale Superstar!! Wendy and I are here to help in anyway we can. Please bare with us as we build this site. Also, feel free to add any information related to short sales that you choose.

The official launch of ShortSaleSuperstars.com will be 1 August. We truly hope that this site will grow into the go to place for agents handling Short Sales. With all of us working together we can make a difference.

Thanks again. Please don't hesitate to contact us with any questions or suggestions to improve the site.
 
 
 

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