Stephanie Lim
  • Jacksonville, FL
  • United States
  • FL
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Stephanie Lim's Friends

  • Linda Hamilton
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Stephanie Lim's Discussions

Title Company Prospecting my sellers?

Started this discussion. Last reply by Cathy McAlister Aug 22, 2009. 10 Replies

Marketing to sellers in a short sale situation

Started this discussion. Last reply by Sunnie SanLorenzo Jul 26, 2012. 24 Replies

 

Stephanie Lim's Page

Profile Information

First Name
Stephanie
Last Name
Lim
State
FL
City
Jacksonville
My Profile
We are Jacksonville Real Estate professionals with Re/Max Unlimited in the Jacksonville, Jacksonville Beach, Ponte Vedra Beach, World Golf Village, St Johns and St Augustine Florida area. We specialize in helping buyers and sellers in short sales.

Latest Activity

Kevin - Greenville, SC commented on Stephanie Lim's group FHA - HUD Short Sales
"@Jim Stewart "Can they unilaterally decide an ATP isn't valid anymore" under certain (but rare) circumstances they can. I'd get management involved to find out why though."
20 hours ago
Alex commented on Stephanie Lim's group FHA - HUD Short Sales
"I am negotiating a FHA short sale where the servicer (Kentucky Housing Corporation) owns the second mortgage. They are refusing to order the appraisal because they said they would get in trouble by FHA for ordering it when they know it is worth more…"
20 hours ago
Alex joined Stephanie Lim's group
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FHA - HUD Short Sales

HUD rules for FHA short sales, tips, experiences, etc.Fax LOA:  918-236-3274PH 877 622-8525See More
21 hours ago
Jim Stewart commented on Stephanie Lim's group FHA - HUD Short Sales
"FHA short sale with Wells. ATP for price of $181,500 issued on 3/1/17 and good through 6/29/17, fully executed by seller and confirmed in WFC hands. Now WFC says appraisal is no longer valid and new ATP is needed with new appraisal of $205,000.…"
Tuesday
Elvira Quiray joined Stephanie Lim's group
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Carrington Mortgage Services

CMS (servicer) short sales.See More
Tuesday
Ismael Medina commented on Stephanie Lim's group FHA - HUD Short Sales
"Yes I understand, but they never got approved and SS was an option on the Turn Down Letter."
Feb 27
Brett Goldsmith commented on Stephanie Lim's group FHA - HUD Short Sales
"@ismael If a modification is approved and it's simply rejected they typically won't let it into a ss on a FHA insured loan."
Feb 27
Ismael Medina commented on Stephanie Lim's group FHA - HUD Short Sales
"Having a situation with Carrington Loan Servicing where they seem like they do not want to move forward with a Short Sale after turning down a Loan Mod.  We have been told but not in writing that due to the time in delinquency it would be…"
Feb 27
Yolanda Carrington liked Stephanie Lim's group Carrington Mortgage Services
Feb 24
Myrtis Brown joined Stephanie Lim's group
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Indymac

Information on Indymac short sales. Tips, tricks, etc.See More
Feb 23
Myrtis Brown joined Stephanie Lim's group
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Carrington Mortgage Services

CMS (servicer) short sales.See More
Feb 23
Myrtis Brown joined Stephanie Lim's group
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PMI Companies & Short Sales

Tips, tricks, and experiences when you have a PMI company on a transaction.See More
Feb 23
Myrtis Brown joined Stephanie Lim's group
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FHA - HUD Short Sales

HUD rules for FHA short sales, tips, experiences, etc.Fax LOA:  918-236-3274PH 877 622-8525See More
Feb 23
Guerry Clegg commented on Stephanie Lim's group FHA - HUD Short Sales
"Got that. So, if a PC is say $2,000 and the seller is eligible for relo assistance, then I guess the seller would receive $1,000. Is that right? Either way, this seller cost would be $3,000 or more, depending on the amount of the PC, so it looks…"
Feb 21
Guerry Clegg commented on Stephanie Lim's group FHA - HUD Short Sales
"In Mortgagee Letter 2013-23, the only disqualification for the $3k relo money that I see (assuming the seller has not already relocated) is sellers required to make a cash reserve contribution. Then the wording was updated in ML 2014-15. But maybe…"
Feb 21
Brett Goldsmith joined Stephanie Lim's group
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USAA

USAA Short SalesSee More
Jan 8

Comment Wall (3 comments)

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At 10:22am on June 21, 2010, Fiona Barone said…
Yah!!!! I agree with that one hundred percent, however too late someone else told them. Yes, your input is very helpful, that is how I feel across the board. I did contact their attorney and that is what he advised them to do :) Thanks so much Fiona
At 9:40am on June 21, 2010, Fiona Barone said…
Dear Stephanie, in reference to HUD short sales. I have a client who owes $280k on his mortgage and his house is comped at $330. We have it priced as a non short sale at $319, tons of showings no offers, house needs some work and updating at that price. Someone suggested to him to stop paying his mortgage and short sell it at $279. Given the big difference in price I feel this would arouse a suspision with the bank (rightfully so) and suggest we drop the price in 30 day incriments by $10k if no offers, right now a $305k offer will break him even with no foreclosure on his credit. He refuses to and just wants to drop it so he can get out. Thoughts???
At 11:30am on July 17, 2009, Bryant Tutas said…
Hi Stephanie, Welcome aboard. You are officially our first Short Sale Superstar!! Wendy and I are here to help in anyway we can. Please bare with us as we build this site. Also, feel free to add any information related to short sales that you choose.

The official launch of ShortSaleSuperstars.com will be 1 August. We truly hope that this site will grow into the go to place for agents handling Short Sales. With all of us working together we can make a difference.

Thanks again. Please don't hesitate to contact us with any questions or suggestions to improve the site.
 
 
 

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