Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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Rose Beaverson joined Wendy Rulnick's group
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VA Compromise Sales

Group devoted to discussions for Veterans Administration short sales, called Offers in Compromise, or VA Compromise Sales.See More
yesterday
Penny Alper commented on Wendy Rulnick's group PHH Mortgage Solutions
"My file has been escalated at least 5 times.  Their whole process is terribly broken.  They have had the file since the end of March and are still "reviewing" it.  They now say it will come out of "review" on…"
Aug 7
Brett Goldsmith commented on Wendy Rulnick's group PHH Mortgage Solutions
"The best thing is to get an escalation contact you can reach out to. There are a few quality ones that were at Ocwen ( now PHH ) . [email protected] 310-564-6389 www.ishortsalenow.com"
Aug 7
Penny Alper commented on Wendy Rulnick's group PHH Mortgage Solutions
"Hate, hate HATE PHH!!!  I have 2 right now.  I won't even get into their complete insanity.  The best # I have found is 800-887-4420.  It takes you into mediation but yes - there are days no one answers the phone.  I…"
Aug 7
Tiffany Alleshouse commented on Wendy Rulnick's group PHH Mortgage Solutions
"Anyone working on a PHH deal now?  I am having trouble getting anyone to answer the phone when I am transferred to loss MIT.  I will be on hold for 2 hours and then I give up."
Aug 6
Tiffany Alleshouse joined Wendy Rulnick's group
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PHH Mortgage Solutions

PHH Services mortgages for many companies.This group is for information, tips and solutions for PHH short sales.See More
Aug 6
Penny Alper joined Wendy Rulnick's group
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PHH Mortgage Solutions

PHH Services mortgages for many companies.This group is for information, tips and solutions for PHH short sales.See More
Aug 1
Bo Jay liked Wendy Rulnick's group Short Sale Referrals
Jul 29
Catherine Gheen replied to Wendy Rulnick's discussion Kondaur Capital
"I submitted a short sale with Kondaur and the borrower is in a bk.  They will not respond to the offer as they said they received a Motion for Relief. Are you still doing short sales with them? Thank you for your response. Sincerely, Catherine…"
Jun 26
Tracy Hatchell joined Wendy Rulnick's group
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Chase

Working with all divisions of Chase. Share tips, stories, reference info!This group is for information, tips and solutions for Chase short sales.See More
Apr 25
Tracy Hatchell liked Wendy Rulnick's group Chase
Apr 25
Wendy Rulnick commented on Wendy Rulnick's group VA Compromise Sales
"@Bill Garrett, Deficiency is waived, but entitlement portion attached to that property won't be available for another purchase unless paid back. The borrower military veteran can call the VA to find out how much remaining entitlement they have…"
Apr 14
Bill Garrett commented on Wendy Rulnick's group VA Compromise Sales
"Thanks, as always, Wendy.  I know you've handled a couple of these VA Compromise Sales. I knew the impact on the remaining entitlement had always been this way, but I thought I might have missed some update that made the VA policy more…"
Apr 13
Wendy Rulnick commented on Wendy Rulnick's group VA Compromise Sales
"@Bill Garrett, Deficiency is waived, but entitlement portion attached to that property won't be available for another purchase unless paid back. The borrower military veteran can call the VA to find out how much remaining entitlement they have…"
Apr 12
Bill Garrett commented on Wendy Rulnick's group VA Compromise Sales
"Is current policy for  VA to waive the deficiency balance?   Thanks."
Apr 12
Nick Good joined Wendy Rulnick's group
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Chase

Working with all divisions of Chase. Share tips, stories, reference info!This group is for information, tips and solutions for Chase short sales.See More
Apr 5

Wendy Rulnick's Discussions

Site Rules

Started Nov 3, 2015 0 Replies

Kondaur Capital

Started this discussion. Last reply by Catherine Gheen Jun 26. 3 Replies

Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a...
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

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Turn Over a Sale? Do the Right Thing in Real Estate (and in Life!)

A few days ago I got a phone call from an old client.  He asked me to research a property for sale for him and the adjoining parcel, checking the zoning and sales history.  I did some preliminary investigation and discussed my findings, when he told me he actually had written an offer on this […]

The post Turn Over a Sale? Do the Right Thing in Real Estate (and in Life!) appeared first on .

Grand Pool Home in Raintree Estates, 1250 Shipley Dr., Niceville FL

1250 Shipley Drive, a pool home in Raintree Estates, Niceville, Florida is now offered for sale. Finally, the stunning home on a large corner lot that everyone notices driving by is on the market. Grand spaces offer living options for large families and flowing parties in this elegant Raintree Estates home. Over 3400 square feet, […]

The post Grand Pool Home in Raintree Estates, 1250 Shipley Dr., Niceville FL appeared first on .

Current Most Overused Real Estate Ad Terms on the Emerald Coast

Did you know that Realtors often advertise their listings to each other? Here on the Emerald Coast of Florida, the most overused and trendy terms for agent-to-agent advertising are: Price improvement (as opposed to price reduction) Easy Show (this term has been used for years – oftentimes the property is not easy to show) Compelling […]

The post Current Most Overused Real Estate Ad Terms on the Emerald Coast appeared first on .

312 Pin Oak Lp., Driftwood Estates, 4 Bedroom, Santa Rosa Beach FL

312 Pin Oak Loop, Driftwood Estates, Santa Rosa Beach Florida is sparkling clean with pristine paint and flooring. This four bedroom home has granite counters, cathedral and trey ceilings, recessed lighting, raised panel doors, brushed nickel hardware and more. The brick elegant exterior is refined and highlighted by a covered patio. The pond setting is […]

The post 312 Pin Oak Lp., Driftwood Estates, 4 Bedroom, Santa Rosa Beach FL appeared first on .

Offering on a House? How to Lose!

It’s a seller’s market on the Emerald Coast of Florida.  Real estate agents will tell you they cannot find inventory for their buyers! There are way more buyers than sellers and properties are selling almost instantly. Instead of telling you how to WIN the house – I am going to tell you how to LOSE.  […]

The post Offering on a House? How to Lose! appeared first on .

Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 1:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 2:45pm 2 Comments

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 6:24am 1 Comment

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents. We had to re-initiate the short sale a few days later.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 3:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you qualify for the program, to avoid …
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 12:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (20 comments)

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At 7:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 7:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 7:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 11:48am on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 9:55am on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 3:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 3:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 1:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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