Beverly Cibulsky
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Beverly Cibulsky's Discussions

MLS 5 day Rule

Started this discussion. Last reply by Brett Goldsmith Dec 29, 2014. 1 Reply

I have just had a contract declined, as the "buyer's signature was dated prior to the 5 day GSE MLS requirement. The seller(borrower)  executed the contract Day 5. Servicer is saying Buyer's…Continue

BB & T as Investor (not servicer)

Started Sep 18, 2014 0 Replies

Can anyone tell me if BB & T as the Investor/lender will consider HAFA? Servicer is not cooperating and telling me Investor will not consider!Continue

Need a Good PNC phone #

Started this discussion. Last reply by Kristy Hamilton Jul 8, 2014. 3 Replies

I have tried several numbers.I always get a voice mail and no return call!Thank You!Continue

Fannie Mae Code Enfocement Liens?

Started this discussion. Last reply by Beverly Cibulsky Nov 18, 2013. 2 Replies

Has anyone had success with Fannie including Code Enforcement Liens? (Especially when a Jr. Lien is also involved?) Have a property with huge $6k lien have been told Fannie Will not allow, does not…Continue

 

Beverly Cibulsky's Page

Latest Activity

Brett Goldsmith replied to Beverly Cibulsky's discussion MLS 5 day Rule
"I've seen this happen a few times. all dates need to be out 5 business days and a weekend. If you make the corrections will they accept the buyer or did they flag them? Brett@ishortsalenow.com 310-564-6389 www.ishortsalenow.com"
Dec 29, 2014
Beverly Cibulsky posted a discussion

MLS 5 day Rule

I have just had a contract declined, as the "buyer's signature was dated prior to the 5 day GSE MLS requirement. The seller(borrower)  executed the contract Day 5. Servicer is saying Buyer's signature must be at least 5 days also. The Florida sales Contact Sets and effective date (Freddie Loan). Freddie bulletin Does not mention "buyer"s date.   .Any input?See More
Dec 29, 2014
Beverly Cibulsky posted a discussion

BB & T as Investor (not servicer)

Can anyone tell me if BB & T as the Investor/lender will consider HAFA? Servicer is not cooperating and telling me Investor will not consider!See More
Sep 18, 2014
Kristy Hamilton replied to Beverly Cibulsky's discussion Need a Good PNC phone #
"Have you tried (888) 224-4702 / fax 855) 288-3974?"
Jul 8, 2014
Beverly Cibulsky replied to Beverly Cibulsky's discussion Need a Good PNC phone #
"PNC Mortgage I have tried the Number on the RMA and then several others and keep getting the same voice mail."
Jul 1, 2014
Brett Goldsmith replied to Beverly Cibulsky's discussion Need a Good PNC phone #
"PNC Bank or PNC Mortgage? Brett@ishortsalenow.com 310-564-389 www.ishortsalenow.com"
Jul 1, 2014
Beverly Cibulsky posted a discussion

Need a Good PNC phone #

I have tried several numbers.I always get a voice mail and no return call!Thank You!See More
Jul 1, 2014
Beverly Cibulsky replied to Sally Perez's discussion Chase Charged Off Second
"I was curious if anyone got this issue resolved. I left off sending all the info Fannie Guidelines, "expired" approval letter with $6k, etc. and a cover letter that the second was instrumenting a foreclosure. The short sale cannot happen…"
May 6, 2014
Beverly Cibulsky replied to Elizabeth Nance's discussion Any agents been told that on Dual Agency (Nationstar SS) they will only pay 4%
"You need to know who the investor is? As Wayne suggested. I always research who the "players" are. Then again, there is the Us Treasury Department to go to. If your State allows dual agency and most important your listing contract,…"
Mar 30, 2014
Beverly Cibulsky posted a status
"Need Agent in Tampa Florida, I will work short sale!"
Mar 30, 2014
Beverly Cibulsky replied to Sally Perez's discussion Chase Charged Off Second
"I am having the similar situation, however with another servicer, (servicing both) 2nd is in recovery department, First Fannie offered $6k, Second counter wants $20k, pointed out  Requested an Override that first was Fannie that the max!…"
Mar 28, 2014
Beverly Cibulsky replied to Beverly Cibulsky's discussion Fannie Mae Code Enfocement Leins?
"Wayne, This is the actual amount, violation has been corrected. However still a lien. Here in St Lucie you can go before the magistrate if you pay the court costs aprx $380. I am familiar with procedures. With this being a short sale, the owners do…"
Nov 18, 2013
Wayne Brooks replied to Beverly Cibulsky's discussion Fannie Mae Code Enfocement Leins?
"Is that the face value, or a negotiated amount?  Usually, in south Fl you can negotiate them out for 10-25%, but After correction, which usually means after the sale, by the buyer.  Someone should be able to give you a "ball…"
Nov 17, 2013
Beverly Cibulsky posted a discussion

Fannie Mae Code Enfocement Leins?

Has anyone had success with Fannie including Code Enforcement Liens? (Especially when a Jr. Lien is also involved?) Have a property with huge $6k lien have been told Fannie Will not allow, does not pay this item, suggest structure as buyer needs to pay.I have stood on my head to explain this lien will not "go away" in foreclosure and continues to incurr intrest penalties.Any input from the tremendous knowledge on this site, would be appreciated! See More
Nov 17, 2013
Beverly Cibulsky posted a discussion

United Mortgage Loan & Investment Corp

I have a second that BOA serviced released to this company in 2007.Anyone have any contact info for them? I cant find a working phone#Thank You!See More
Jun 7, 2013
Kevin - Greenville, SC replied to Beverly Cibulsky's discussion HAFA Expired has anyone ...
"Many times.  120 days is the bare minimum."
Apr 29, 2013

Profile Information

First Name
Beverly
Last Name
Cibulsky
State
Florida
City
Port St Lucie
My Profile
Licensed Real Estate professional since 1983.
Currently licensed Florida.
GRI, SFR, CDPE

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