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Helping Homeowners avoid foreclosure! I provided FREE California Loan Modification Help and Short Sale Assistance for distressed homeowners!

Los Angeles, CA – I’ve seen lots of creditors/collection company's use illegal debt collection techniques and tactics to collect on unpaid bills and/or credit cards. There are Federal Laws that regulate what a debt collector can say and/or do; which is called FDCPA (The Fair Debt Collection Practices Act).

I own a Credit Repair/Credit Consultation Company, MiCredito, Inc. dba We Build Credit, and had a client of mine, we'll call her Karen, that was continuously receiving harassing phone calls from individuals at Hoffman, Weinberg & O’Brien, threatening to sue her if she did not pay the complete balance off and all at once. They would use legal terms to scare her. Sound like a law firm...? Sure it does, now imagine when they throw at you a "Case Number"! Scary, right?

Here's what company's and individuals like this are banking on...that the consumer does NOT know their rights.

We did some digging here at www.WeBuildCredit.com and found out that Hoffman, Weinberg & O’Brien is NOT a law firm...they just named the company to mimic what a legitimate law firm would be named.  This gives them a psychological advantage when trying to collect from the consumer. Furthermore, they cannot threaten to sue you and not follow suit. They cannot continue to call you after you have asked them not to in writing.

All of these actions by Hoffman, Weinberg & O’Brien are a violation of Federal Law, once again called: The Fair Debt Collection Practices Act.

If you want a list of 12 common violations and instructions on how to stop the calls, then click here and scroll down to the Right. Click on How To Stop Harassing Debt Collector Calls.

Thanks for reading this, Jennifer Escobar.

Jennifer Escobar is a Real Estate Agent at Qwest Real Estate.

My BLOG: www.Glendale-ShortSales.com

Glendale Short Sale Specialists | Burbank Short Sale Specialists | Granada Hills Short Sale Specialists | North Hollywood Short Sale Specialists | Van Nuys Short Sale Specialists | North Hills Short Sale Specialists

Jennifer Escobar Specializes in FREE California Loan Modification Help to Southern California distressed homeowner’s who are seeking FREE CA Loan Modification assistance in their pursuit of a Loan Modification in Southern California. Furthermore, Jennifer Escobar also Specializes in Short Sales and has successfully listed, marketed and successfully negotiated hundreds of short sales in Southern California. Jennifer Escobar is a Short Sale Specialist successfully negotiating short sales in Glendale, Burbank, Granada Hills, North Hollywood, Sunland, Tujunga, Sylmar, Van Nuys, Valley Village and Lake Balboa. Glendale Loan Modification Help, Glendale Short Sales, Glendale Short Sale Realtor, Short Sale Realtor. Glendale CA Short Sales. Glendale Realtor. North Hollywood Loan Modification Help, North Hollywood Short Sales, North Hollywood Short Sale Realtor, North Hollywood Realtor. Granada Hills Loan Modification Help, Granada Hills Short Sales, Granada Hills Short Sale Realtor, Granada Hills Realtor. Burbank Loan Modification Help, Burbank Short Sales, Burbank Short Sale Realtor, Burbank Realtor. Van Nuys Loan Modification Help, Van Nuys Short Sales, Van Nuys Short Sale Realtor, Van Nuys Realtor.

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Important Notice

Jennifer Escobar, Qwest Real Estate, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer FREE California Loan Modification Assistance.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Escobar’s personal views and do not reflect the views of Qwest Real Estate.

This information on Glendale, CA Real Estate | Short Sale Specialist | Short Sales | CA Free Loan Modification – Is this debt collector breaking federal law? is provided as a courtesy to our viewers to help them make informed decisions.