Wendy Rulnick
  • Female
  • Destin, FL
  • United States
  • Florida
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Bank of America Short Sales

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Apr 14
Bill Garrett commented on Wendy Rulnick's group VA Compromise Sales
"My thanks to Corinn and Wendy.  Have a good weekend."
Apr 14
Corinn commented on Wendy Rulnick's group VA Compromise Sales
"This is the most recent dispute form that I've received for a VA short sale.  I hope it's useful. VABPODispute.xls"
Apr 14
Wendy Rulnick commented on Wendy Rulnick's group VA Compromise Sales
"Bill - Be as detailed as you can, use a grid or CMA format, make adjustments. Show why. Use supporting evidence, such as inspection report, photos, etc."
Apr 14
Bill Garrett commented on Wendy Rulnick's group VA Compromise Sales
"VA APPRAISAL DISPUTE............Our VA appraiser was either unaware of or ignored significant repair work that was needed.   No buyer is going to pay enough to hit the required net.  .............. Anything new about challenging a VA…"
Apr 14
Helena Kaucheck commented on Wendy Rulnick's group Bank of America Short Sales
"Jim, if there's a decrease in the Net, the approval will have to change and that's what could take on a new review. Generally, it doesn't take as long as the earlier process but it depends on a few factors. One may be whether the…"
Mar 27
Jim Phillips commented on Wendy Rulnick's group Bank of America Short Sales
"I represent the buyer in this one. We received BoA SS approval and started inspections. 6K worth of pest damage discovered under the house. The sellers' negotiator says that if the buyer requests a credit that she has to start over with BoA.…"
Mar 27
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Bank of America Short Sales

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Mar 27
Wendy Martin commented on Wendy Rulnick's group Wells Fargo Short Sales
"Jim, I'm having horrible issues with Wells Fargo and appraisals.  I spent 3 hours on the phone with them, refusing to get off the phone until they found the appraisal I made them do and send it to me. Lies and games and 3 hours later they…"
Mar 22
Jim Stewart commented on Wendy Rulnick's group Wells Fargo Short Sales
"FHA short sale with Wells. ATP for price of $181,500 issued on 3/1/17 and good through 6/29/17, fully executed by seller and confirmed in WFC hands. Now WFC says appraisal is no longer valid and new ATP is needed with new appraisal of $205,000.…"
Mar 21
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Green Tree / Ditech

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Bank of America Short Sales

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Wendy Rulnick's Discussions

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Kondaur Capital

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Somerset NJ Possible Short Sale Listing Referral - PLACED

Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply

 

Wendy Rulnick's Page

Profile Information

First Name
Wendy
Last Name
Rulnick
Are you a...
Agent
State
Florida
City
Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
My Profile
Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.

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Wendy Rulnick's Blog

VA Compromise Sale Net Change - Good News!

Posted on November 21, 2013 at 1:53pm 0 Comments

VA Compromise Sale percentage

They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%.  The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…

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How to Get VA Compromise Sale Approved Netting Less Than 88.13%

Posted on August 2, 2013 at 2:45pm 2 Comments

VA Compromise Sales

I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T!  You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…

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Your Short Sale is Declined! Bank of America's Version of "DENIED!"

Posted on April 7, 2013 at 6:24am 1 Comment

I finally broke down and responded to an automated Bank of America email survey.  The email was titled "Help Us Improve Our Process."  I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…

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HAP Program Ending September 30 2012 - Other Options For Military

Posted on September 19, 2012 at 3:30pm 2 Comments

If you were stationed at Eglin Air Force Base, Hurlburt Field or Duke Field, were PCSd and need to sell, your HAP option is about over.  You must act NOW if you think you…
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Eglin AFB HAP Private Sale Option

Posted on May 22, 2012 at 12:00pm 0 Comments

Eglin HAP agent  

Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
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Comment Wall (20 comments)

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At 7:21am on May 8, 2013, Maurizio S. Muzzetto said…

"boccone " nice bait of good food, dinner , lunch, breakfast ;-))

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

" risate", LOL ;-)

At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.

At 7:17am on May 8, 2013, Maurizio S. Muzzetto said…

"gonfie vele", e

At 7:12am on May 8, 2013, Maurizio S. Muzzetto said…

Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.

At 11:48am on November 26, 2012, Steven Angelil said…
Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
At 9:55am on May 15, 2012, Kim Wennerberg said…

Thanks, Wendy! :)

At 3:53pm on March 8, 2012, Mark Horan said…

I joined over a year ago. I really need to get more involved.

At 3:52pm on December 20, 2010, Kenneth Fountain said…

Thanks Wendy!

This is a great site filled with lots of great information.

It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.

At 1:21pm on December 9, 2010, Patrick Thurmond said…
Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
 
 
 

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