Jackie Gonzalez
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Jackie Gonzalez's Discussions

Awesome website!

Started this discussion. Last reply by Brett Goldsmith Oct 11. 1 Reply

I had a condo short sale that was riddled with problems. Having a website where I can ask questions and get responses was helpful. It finally closed, and I wanted to say thanks!Continue

seller affidavit and acknowledgement

Started this discussion. Last reply by Jackie Gonzalez Sep 16. 2 Replies

The lender for the buyer wants the seller to sign a seller affidavit and acknowledgement. It seems pretty standard to me. However the seller is reluctant to sign it. The lender will not close without…Continue

HUD & Suntrust Short sale question - approval

Started this discussion. Last reply by Rebecca Roberts Mar 29. 1 Reply

The client has an FHA loan through Suntrust Bank. The owners initiated a short sale due to a major loss of income and illness. While under the short sale the house flooded in Hurricane Matthew and…Continue

Get condo fees paid, lower bank asking price questions

Started this discussion. Last reply by Jackie Gonzalez Feb 13. 2 Replies

I cant get either party to agree. The condo association on this FHA property agreed to $3705.17, which is a difference of $2205.17. The bank has not yet approved the short sale as they are waiting…Continue

 

Jackie Gonzalez's Page

Latest Activity

Jackie Gonzalez replied to Jackie Gonzalez's discussion seller affidavit and acknowledgement
"the seller has a condo and there are liens that the buyer has to pay. She is worried that the paperwork from the BIOS bank is not going to permit the payment of the liens from the buyer. The HUD statement was submitted to them and they don't…"
Sep 16
Brett Goldsmith replied to Jackie Gonzalez's discussion seller affidavit and acknowledgement
"Why won't they sign it? That's a problem. [email protected] 310-564-6389 www.ishortsalenow.com"
Sep 15
Jackie Gonzalez posted a discussion

seller affidavit and acknowledgement

The lender for the buyer wants the seller to sign a seller affidavit and acknowledgement. It seems pretty standard to me. However the seller is reluctant to sign it. The lender will not close without it being signed. The short sale negotiator is not able to provide any help. Should I refer her to a lawyer regarding this? We are supposed to close on the 26th.
Sep 14
Jackie Gonzalez replied to Jackie Gonzalez's discussion Ditech SS apprival letter gives 7 days to close in the group Green Tree / Ditech
"Thanks for your response. I didnt call Ditech. The attorney on the seller's side and the title company for the buyer are in communication and are working it out. The title company is pulling the title. The repairs are being done over the…"
Jun 16
ElizabethWeintraub00697006LyonRE replied to Jackie Gonzalez's discussion Ditech SS apprival letter gives 7 days to close in the group Green Tree / Ditech
"Hi Jackie: I can sense your enthusiasm for your buyer, but please don't call Ditech. You don't have authorization to speak to Ditech. The listing agent can ask for an extension from Ditech. Also, you can put pressure on the title company,…"
Jun 16
Jackie Gonzalez added a discussion to the group Green Tree / Ditech
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Ditech SS apprival letter gives 7 days to close

This is the 2nd time the seller's agent gave a ss approval letter with a 7-day approval to close. Need at least 2 weeks to close. Bank has list of work that needs to be done and title company wont pull title w/o ss approval letter with extended date. Question is should the buyer go ahead with the repairs without an updated letter? I told her know but she is anxious as she has to be out of the house by the end of the month. We're set to close on the 26th or 28th. Any suggestions regarding what…See More
Jun 16
Rebecca Roberts replied to Jackie Gonzalez's discussion HUD & Suntrust Short sale question - approval
"I would take a look at the seller's financial documents.  FHA may be looking at the amount they are paying in rent and thinking that they could be paying that towards the mortgage.  It may be that FHA wants to get the owners to move…"
Mar 29
Bryan Russell Garfield liked Jackie Gonzalez's discussion HUD & Suntrust Short sale question - approval
Mar 24
Jackie Gonzalez posted a discussion

HUD & Suntrust Short sale question - approval

The client has an FHA loan through Suntrust Bank. The owners initiated a short sale due to a major loss of income and illness. While under the short sale the house flooded in Hurricane Matthew and they had to find a rental. The insurance covered the damage. HUD just denied the short sale because they stated since the property has been repaired there is no valid hardship or acceptable vacancy reason. Sunwest didn't approve the short sale because HUD denied it based on this reason. Is there…See More
Mar 21
Jackie Gonzalez replied to Jackie Gonzalez's discussion Get condo fees paid, lower bank asking price questions
"Thanks for your response."
Feb 13
Brett Goldsmith replied to Jackie Gonzalez's discussion Get condo fees paid, lower bank asking price questions
"PFS is a 3 tier program. 88% NET, 86%, 84% off appraised value. ( read ATP ) I believe HUD will pay 1,500 to subordinate liens max. Parties will need to contribute to  close gap. if exceeding 88% tier relocation incentive my be approved and…"
Feb 13
Jackie Gonzalez posted a discussion

Get condo fees paid, lower bank asking price questions

I cant get either party to agree. The condo association on this FHA property agreed to $3705.17, which is a difference of $2205.17. The bank has not yet approved the short sale as they are waiting for the approval of the terms from the condo association, which has not put them in writing. The bank wants $1000 minus the appraised value of $215,000. They want to net $189,200. It started at $205,000. It's now at $189,900. Is there any way to get extra funds from the bank of FHA to pay the…See More
Feb 13
Jackie Gonzalez replied to Jackie Gonzalez's discussion Need FHA help
"Does anyone know how to complain about bank?"
Feb 6
Jackie Gonzalez replied to Jackie Gonzalez's discussion Need FHA help
"Not settled. Bank playing games. Was told by FHA to file complaint with Federal Reserve Consumer Help. "
Feb 6
Jorge Vega replied to Jackie Gonzalez's discussion Need FHA help
"It looks like you may have gotten this handled but in case you need any additional information on opening up a ticket  you must contact Novad Management Consulting, before the ticket can be opened they will make you email or fax them the offer…"
Feb 2
Brett Goldsmith replied to Jackie Gonzalez's discussion Listing question
"In my view there is no pre approval for a short sale. All borrowers can be reviewed for a short sale. The question is not will a borrower be reviewed but will they be approved based on borrower financials and investor guidelines. The bank will need…"
Jan 6

Profile Information

First Name
Jackie
Last Name
Gonzalez
Are you a...
Agent
State
Virginia
City
Virginia Beach
My Profile
Jackie Gonzalez is a Realtor who works at Berkshire Hathaway HomeServices Towne Realty. The areas I specialize in include Virginia Beach, Norfolk, Chesapeake and the surrounding areas of Hampton Roads, Virginia.

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