Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
Latest Activity
Gladys Nunez commented on Wendy Rulnick's group Wells Fargo Short Sales"We were just denied for the SECOND time to participate in a short sale. Reason is surplus of income! We provided a very detailed financial statement showing deficit!! We have a HUD loan. We have a buyer with a strong offer on the table which…"
Loretha Smith joined Wendy Rulnick's group
Short Sale Referrals
Post your referral needs here! Join this group to be automatically notified of new referrals for listings or buyers!See More
Loretha Smith joined Wendy Rulnick's group
Bank of America Short Sales
This group is for information, tips and solutions for Bank of America Short Sales. See More
Brett Goldsmith commented on Wendy Rulnick's group Green Tree / Ditech"@alfred FNMA backed loan /w Ditech generally take 45-90 days for a decision if things move smoothly. [email protected] http://www.ishortsalenow.com/short-sale-help-now/ 310-564-6389"
Alfred J Castillo commented on Wendy Rulnick's group Green Tree / Ditech"Good Afternoon, I am currently working on a ditech short sale application. Do you have any opinion on fast the process would be to approved the application? The property at that the moment doesn't need moderate renovation to sell to a FHA…"
Jenny L commented on Wendy Rulnick's group Wells Fargo Short Sales"If HUD denies because its past 40+ months are there options after that?? Can you apply for DIL with the servicer/investor? TIA"
Rebecca Howard joined Wendy Rulnick's groupBank of America Short Sales
This group is for information, tips and solutions for Bank of America Short Sales. See More
Rebecca Howard joined Wendy Rulnick's group
Wells Fargo Short Sales
Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Wendy Rulnick's Groups
Wendy Rulnick's Discussions
Kondaur Capital
Started this discussion. Last reply by osbardo mejil Oct 16, 2014. 2 Replies 0 Likes
Somerset NJ Possible Short Sale Listing Referral - PLACED
Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply 0 Likes
Wendy Rulnick's Page
Profile Information
- First Name
- Wendy
- Last Name
- Rulnick
- Are you a...
- Agent
- State
- Florida
- City
- Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
- My Profile
- Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.
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Are You a Customer or a Robo-Caller? Excuse My Tone While I Answer the Phone
Ring, ring!! “Rulnick Realty, may I help you?” PAUSE “Hi, (stutter) this is Sarah from Travel Rewards, can you hear me ok?” Ring, ring!! “Rulnick Realty, Wendy Rulnick speaking.” “Hi, is this Wendy?” “Yes, it is.” “I’m calling from Fast-Loop Sales. We’re looking for aggressive real estate agents to handle leads in your area. […]
The post Are You a Customer or a Robo-Caller? Excuse My Tone While I Answer the Phone appeared first on .
Mortgage Tool Kit if You Want to Buy a Home on the Emerald Coast of Florida
Are you thinking about buying a home on the Emerald Coast? Here is the Consumer Financial Protection Bureau Home Loan Toolkit. This will help you understand the mortgage process, and required documentation from your lender and title company, called the Loan Estimate and Closing Disclosure. For more information, also check out “Owning a Home: […]
The post Mortgage Tool Kit if You Want to Buy a Home on the Emerald Coast of Florida appeared first on .
1307 Limestone Creek Cv., Swift Creek Elegant Home for Sale, Niceville FL 32578
Beautiful Swift Creek home for sale at 1307 Limestone Creek Cv. in Niceville Florida (ranked Best Place to Live in Florida). The striking design provides openness and the refined touches a luxurious feel that highlight this 2818 square foot home. Generous floor plan, high ceilings, formal dining with punctuating columns are to the right of […]
The post 1307 Limestone Creek Cv., Swift Creek Elegant Home for Sale, Niceville FL 32578 appeared first on .
Welcoming Showing – Buyer Agents into your Destin Florida Home for Sale
The other day I was showing homes in the Destin Florida area and had to schedule seven houses to show a couple. This is an exercise in geography and timing. You see, you cannot just jump in the car and show up at people’s houses, knock on the door and expect them to let you […]
The post Welcoming Showing – Buyer Agents into your Destin Florida Home for Sale appeared first on .
Pazzo Italiano – New Destin Italian Restaurant
We just lunched at the brand-new swanky Italian restaurant, “Pazzo Italian”, in Destin Florida. “Pazzo Italiano” means “crazy Italian”. It wasn’t crazy at all – but it was posh and elegant! The first thing that struck me was the sleek decor, suspended lighting and touches like the contemporary metal map of Italy on the wall. Our waiter, Art, […]
The post Pazzo Italiano – New Destin Italian Restaurant appeared first on .
Wendy Rulnick's Blog
VA Compromise Sale Net Change - Good News!
Posted on November 21, 2013 at 1:53pm 0 Comments 2 Likes
They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%. The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…
ContinueHow to Get VA Compromise Sale Approved Netting Less Than 88.13%
Posted on August 2, 2013 at 2:45pm 2 Comments 1 Like
I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T! You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…
ContinueYour Short Sale is Declined! Bank of America's Version of "DENIED!"
Posted on April 7, 2013 at 6:24am 1 Comment 2 Likes
I finally broke down and responded to an automated Bank of America email survey. The email was titled "Help Us Improve Our Process." I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…
HAP Program Ending September 30 2012 - Other Options For Military
Posted on September 19, 2012 at 3:30pm 2 Comments 1 Like
Comment Wall (20 comments)
- At 7:21am on May 8, 2013,
Maurizio S. Muzzetto said… "boccone " nice bait of good food, dinner , lunch, breakfast ;-))
- At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…
" risate", LOL ;-)
- At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…
"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.
- At 7:17am on May 8, 2013, Maurizio S. Muzzetto said…
"gonfie vele", e
- At 7:12am on May 8, 2013, Maurizio S. Muzzetto said…
Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.
- At 11:48am on November 26, 2012,
Steven Angelil said… - Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
- At 9:55am on May 15, 2012,
Kim Wennerberg said… Thanks, Wendy! :)
- At 3:53pm on March 8, 2012,
Mark Horan said… I joined over a year ago. I really need to get more involved.
- At 3:52pm on December 20, 2010,
Kenneth Fountain said… Thanks Wendy!
This is a great site filled with lots of great information.
It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.
- At 1:21pm on December 9, 2010,
Patrick Thurmond said… - Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
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