Did you know you don’t have to be “upside down” in your mortgage to use the HAP program? That’s right! Military members who PCS’d from Eglin Air Force Base, Hurlburt Field, Duke Field or Whiting Field should know their options! Most people think HAP is only…
Latest Activity
Minna Reid liked Wendy Rulnick's group Short Sale Referrals
Rob Olson joined Wendy Rulnick's group
VA Compromise Sales
Group devoted to discussions for Veterans Administration short sales, called Offers in Compromise, or VA Compromise Sales.See More
Reggie Michel joined Wendy Rulnick's group
Wells Fargo Short Sales
Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Patsy Clevenger liked Wendy Rulnick's group Short Sale Referrals
Grant Weaver joined Wendy Rulnick's group
Wells Fargo Short Sales
Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
Brett Goldsmith commented on Wendy Rulnick's group Chase
"It's tough to find out exactly why QC is denying files. At times it is the buyers, seller, or agents being blacklisted. You likely won't be able to pinpoint it as servicers typically won't disclose…"
Gladys Nunez commented on Wendy Rulnick's group Wells Fargo Short Sales
"We were just denied for the SECOND time to participate in a short sale. Reason is surplus of income! We provided a very detailed financial statement showing deficit!! We have a HUD loan. We have a buyer with a strong offer on the table which…"
Dean E Eshelman, CPA, CDPE, IRES commented on Wendy Rulnick's group Wells Fargo Short Sales
"@Julie Lyons. I suppose WF just found the missing deed of trust?"
Julie Lyons commented on Wendy Rulnick's group Wells Fargo Short Sales
"Anyone have a referral for company that assists with Loan Modification? I have a personal friend who tried a mod 3 years ago and it did not end up happening, she has not made a payment in almost three years (Wells Fargo could not find deed of trust)…"
Jenny L commented on Wendy Rulnick's group Wells Fargo Short Sales
"Agreed and Agreed!! Thank you for your quick reply! "
Thom Colby CA Brkr 888-391-5245 commented on Wendy Rulnick's group Wells Fargo Short Sales
"At the end of the day, as I've said before, she is an equal owner and a 100% borrower. At some point you must have all got along because she agreed to be a borrower and sign on the loan. It doesn't sound like she was a…"
Jenny L commented on Wendy Rulnick's group Wells Fargo Short Sales
"We had an attorney as well. She refused to sign the listing agreement because we wouldn't sign the retainer for her attorney. How would she be able to force the primary to sign a listing agreement on a house that she cant even…"
LORRAINE D liked Wendy Rulnick's group Wells Fargo Short Sales
Pattie Johnson commented on Wendy Rulnick's group BBVA Compass
"Does anyone have an escalation number for BBVA Compass? Thanks. "
Thom Colby CA Brkr 888-391-5245 commented on Wendy Rulnick's group Wells Fargo Short Sales
"Jenny, Since your mom is also a borrower on the loan, she is 100% responsible for repayment just as your husband is 100% responsible for repayment. I would strongly suggest you do whatever you can to move this forward WITH your mom.…"
Wendy Rulnick's Groups
Wendy Rulnick's Discussions
Kondaur Capital
Started this discussion. Last reply by osbardo mejil Oct 16, 2014. 2 Replies 0 Likes
Somerset NJ Possible Short Sale Listing Referral - PLACED
Started this discussion. Last reply by Wendy Rulnick Apr 12, 2014. 1 Reply 0 Likes
Wendy Rulnick's Page
Profile Information
- First Name
- Wendy
- Last Name
- Rulnick
- Are you a...
- Agent
- State
- Florida
- City
- Destin, Sandestin, Santa Rosa Beach, Fort Walton Beach, Niceville, Navarre, Crestview, Rosemary Beach, Watercolor
- My Profile
- Wendy Rulnick, Broker/Owner of Rulnick Realty, Inc., specializes in Destin short sales and pre-foreclosures on the Emerald Coast of Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Crestview, Eglin AFB, Hurlburt Field. Her slogan is well known: "It's Wendy! It's Sold!" Wendy has helped many homeowners avoid foreclosure. See her website for help with Destin short sales.
Wendy has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine" as a short sale specialist. She is a prolific short sale blogger who writes about real estate and short sales. She and Bryant Tutas developed Short Sale Superstars to teach real estate agents how to do short sale transaction. Together they have produced an instructional webinar about short sale processing that is available on this website.
Call Wendy Rulnick at 850-650-7883 ext 204.
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Wendy Rulnick's Blog
VA Compromise Sale Net Change - Good News!
Posted on November 21, 2013 at 1:53pm 0 Comments 2 Likes
They finally did it! After years of the VA Compromise Sale net requirement being 88.13% of the VA liquidation appraisal value, it has been reduced! It is now 85.05%. The VA Circular 16-13-15, “New Percentage to Determine Net Value” made the change…
ContinueHow to Get VA Compromise Sale Approved Netting Less Than 88.13%
Posted on August 2, 2013 at 2:45pm 2 Comments 1 Like
I just got an amazing approval on a Crestview Florida VA Compromise Sale from BB&T! You know the Veterans Administration requirement that the net proceeds of the sale be no less tham 88.13% of the appraised value? And the requirment that the VA Compromise Sale appraisal is firm for six months? This was a breakthrough approval…
ContinueYour Short Sale is Declined! Bank of America's Version of "DENIED!"
Posted on April 7, 2013 at 6:24am 1 Comment 2 Likes
I finally broke down and responded to an automated Bank of America email survey. The email was titled "Help Us Improve Our Process." I received the email because one of my Destin short sales was declined in Equator. Why? Our seller was a day late getting us newly requested documents.…
HAP Program Ending September 30 2012 - Other Options For Military
Posted on September 19, 2012 at 3:30pm 2 Comments 1 Like
Comment Wall (20 comments)
- At 7:21am on May 8, 2013,
Maurizio S. Muzzetto said… "boccone " nice bait of good food, dinner , lunch, breakfast ;-))
- At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…
" risate", LOL ;-)
- At 7:19am on May 8, 2013, Maurizio S. Muzzetto said…
"gonfie vele", quando tutto ve bene, come quando esci al mare con la barca a Vela( sailboat) e` ce` tanto vento che fa andare la barca veloce.
- At 7:17am on May 8, 2013, Maurizio S. Muzzetto said…
"gonfie vele", e
- At 7:12am on May 8, 2013, Maurizio S. Muzzetto said…
Wendy , bella , qui va tutto a gonfie vele, e tu come stai , non vedo l`ora di incontrarti e farci quattro risate e mangiarci un boccone , naturalmente.
- At 11:48am on November 26, 2012,
Steven Angelil said… - Hi Wendy here they are if you're doing hafa:https://www.spservicing.com/assistanceprograms/hafaprogram.aspx
- At 9:55am on May 15, 2012,
Kim Wennerberg said… Thanks, Wendy! :)
- At 3:53pm on March 8, 2012,
Mark Horan said… I joined over a year ago. I really need to get more involved.
- At 3:52pm on December 20, 2010,
Kenneth Fountain said… Thanks Wendy!
This is a great site filled with lots of great information.
It is a wonderful accomplishment and gives hope to lots of people trying to battle these banks.
- At 1:21pm on December 9, 2010,
Patrick Thurmond said… - Thanks Wendy! I too look forward to some great networking and sharing ideas. Hopefully you will consider me a resource in the Central Florida area. I work Orlando to Tampa, based in Lakeland.
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