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Tina Farinas Roseville, CA United States: Share; Share on Twitter; Share on Facebook

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EverHome Short Sales

24 members
FHA - HUD Short Sales

162 members

HAFA - Home Affordable F…

242 members
California Short Sale Su…

74 members

Equator

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Tina Farinas's Page

Latest Activity

Wendy Rulnick replied to Tina Farinas's discussion 'PFS PROGRAM' in the group FHA - HUD Short Sales

Tina - It does say that but I've had HUD pay it for my sales... The rest of the settlement statement needs to be very clean.

August 26

Tina Farinas commented on Stephanie Lim's group 'FHA - HUD Short Sales'

That's what's I'm trying to figure out with EverHome.

July 30

Tina Farinas commented on Stephanie Lim's group 'FHA - HUD Short Sales'

Kent, EverHome is the first, The loan is an FHA and I hold a PFS approval from them which means that commission is acceptable up to 6%

July 30

Tina Farinas commented on Stephanie Lim's group 'FHA - HUD Short Sales'

Ken...commission is at 6% and not any higher. Everhome is insisting it is not mandated in the guideline and if neither the listing or selling agent contribute a portion of their commission equalling to $1k, then the deal is dead.

July 30

Tina Farinas commented on Stephanie Lim's group 'FHA - HUD Short Sales'

Has anyone here successfully complete an FHA under PFS guideline? Was there a negotiation in terms of lenders asking agents to contribute a portion of their commissions to make it happen?

July 30

Tina Farinas replied to Ben Benita's discussion 'Let's take a vote from the Short Sale Superstars web site on this B of A training video - Funny, or, The Sad Truth' in the group Bank of America Short Sales

must be my computer...i am getting an error message. :-)

July 26

I can't see the video on the link :-(

July 26

Tina Farinas replied to Tina Farinas's discussion 'PFS PROGRAM' in the group FHA - HUD Short Sales

@ Alexander...yes I have the Approval to Participate letter. That is where the verbiage is and unfortunately my seller has no funds to contribute. Thanks.

July 16

Tina Farinas replied to Tina Farinas's discussion 'PFS PROGRAM' in the group FHA - HUD Short Sales

@ Thanks for your comment...I will be googling the mortgage letter as you suggested.

July 16

Alexander Max replied to Tina Farinas's discussion 'PFS PROGRAM' in the group FHA - HUD Short Sales

sounds like it needs to be cleared up. Does your client have funds available that would indicate to them that they can ask for this . The lender should of provided a "Approval to Participate " providing you with the net acceptable proceeds that it w…

July 9

Ryan Smith replied to Tina Farinas's discussion 'CAL FHA wont approved Short Sale' in the group California Short Sale Superstars

Hello Tina, I just came across this post. What did you find out? Were you able to proceed? All the best! Ryan Smith

July 8

Michael Schneider replied to Tina Farinas's discussion 'PFS PROGRAM' in the group FHA - HUD Short Sales

Google for Mortgagee Letter 2008-43, if you don't have it already. Then, read it, again, and again. And, remember, this document is written for the mortgagee, meaning the Servicer. So, some parts apply to fees that HUD will pay to the Servicer, not…

July 1

Tina Farinas joined Jim Stewart's group

EverHome Short Sales

EverHome Mortgage short sales.

June 30

Tina Farinas replied to Tina Farinas's discussion 'PFS PROGRAM' in the group FHA - HUD Short Sales

Thanks Ken, that's is what I am about to do. I just wanted to know if this was truly a standard verbiage right out of the HUD PFS form because it is there :-)

June 30

Kent Dills replied to Tina Farinas's discussion 'PFS PROGRAM' in the group FHA - HUD Short Sales

Tina, just push back and let the negotiator know that your seller has no money and can't pay any of the closing costs.

June 30

Tina Farinas added a discussion to the group FHA - HUD Short Sales

PFS PROGRAM

I am working on my first HUD short sale with EverHomet? I'm not shy to say I am not all too familiar with the PFS program but learning as I go. I received the HUD Approval to continue with the short sale however the verbiage " to the seller(my cli…

June 30

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Tina

Last Name

Farinas

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Roseville

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At 6:44pm on January 5, 2010, Kent Dills said…: Wow, I got the honor of being your first friend here at Short Sale Superstars? Awesome! There's lots of good and knowledgeable folks here. See you around!!! :-)