Helena Kaucheck
  • Female
  • Arizona
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Helena Kaucheck's Discussions

NYCB

Started Sep 21, 2012 0 Replies

Is mailing the short sale package the ONLY way to initiate a short sale with NYCB?Continue

 

Helena Kaucheck's Page

Latest Activity

Helena Kaucheck replied to Brett Goldsmith's discussion GET PUBLISHED BY Short Sale Super STARS
"Homeowner Tips: 1) Preparing for a short sale should includes speaking to professionals such as attorneys and CPAs to get the best picture of the legal and tax implications and potential documents may be once a short sale is completed.  Some…"
Feb 21
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Elva, I just closed 3 WF SS recently. I was asked for Sellers CD. No HUD allowed. I had both Fannie Mae and FHA investors."
Oct 6, 2016
Helena Kaucheck commented on Suzanne McLaughlin's group NationStar Mortgage
"Interesting..Tony who is the investor? I remember years and years ago, a servicer had a per dime fee in their approvals to counter any requests for extensions. I've never seen one since. Is this investor related or Nationstar in general?…"
Aug 30, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"You can use your own authorization. Make sure it has the pertinent info including last 4 of social. Must be signed and dated. No electronic signatures. Also some lenders may expire out the authorization after a few months."
Jul 27, 2016
Helena Kaucheck commented on Suzanne McLaughlin's group NationStar Mortgage
"Hi, I've only had one incident that Nationstar backed away from the auction and that was quite a few years ago. When a file does go into homesearch.com, as Elizabeth says there is a 5% premium added to the purchase amount. This turns away most…"
May 23, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Thanks much Elizabeth!!!!!!!! "
May 11, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Thanks much Brian and Elizabeth.  Sorry I was doing 2 things at one time.  Yes, looked up both sites in the beginning and they are not Fannie/Freddie.  I went to MERS just to make sure I confirmed what didn't come out of the…"
May 10, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Thanks Brian. Deeply appreciate the insight!!!  Thanks Elizabeth.  The information I received was that the original loan was an 80/20.  However, it was hard for me to confirm for sure. I will double check again to see if the investor…"
May 10, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Both are current.  Hardship exists though. The second is saying they want a settlement figure that appears to be around 46-47% of the balance. "
May 10, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Thanks Sabrina.  Brett--Sorry mistyped...I'm NOT ready to give up yet...."
May 10, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Thanks Brett.  In the last 10 years of working SS, I've never had a WF take this stance before. It's as if they never saw the distribution or took into account the first being Wells.  The Jr. Lien was an equity line bridge so was…"
May 10, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"The first gave the 2nd $6000.00 per the 2nd's requirements.  The 2nd throughout the course of the 1st's approval period maintained that they only needed $6000.00 as the basis for their approval.  It took about 2 months to obtain…"
May 10, 2016
Helena Kaucheck commented on Wendy Rulnick's group Wells Fargo Short Sales
"Has anyone had a short sale with Wells Fargo in first and jr. lien position where the Jr. lien denied the short sale after advising that they ONLY need $6,000 to proceed and the approval letter from the first? No requests came from Jr lien during…"
May 10, 2016
Helena Kaucheck joined Wendy Rulnick's group
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Wells Fargo Short Sales

Wells Fargo and ASC (America's Servicing Company)This group is for information, tips and solutions for Wells Fargo short sales.See More
May 10, 2016
Helena Kaucheck commented on Wendy Rulnick's group Bank of America Short Sales
"Desmond, were you provided a counter before the decline?  If so, then that counter would have been the minimum the bank may have wanted to obtain the Net Proceeds the investor is requesting on the file.  That being said, if you were not,…"
Apr 20, 2016
Helena Kaucheck commented on Suzanne McLaughlin's group NationStar Mortgage
"Unfortunately, NS has not allowed any bypasses.  There is an "auction" department headed up by Mark Layton (I think) at NS that you may want to connect with.  They are not very helpful.  Make sure you read the material that…"
Jul 6, 2015

Profile Information

First Name
Helena
Last Name
Kaucheck
Are you a...
Agent
State
Arizona
City
Chandler
My Profile
I have been a licensed Real Estate agent since 2006. I am a full time Buyer/Seller Realtor. I also hold a Loan Originator License (NMLS#610035) to provide 3rd party Short Sale Negotiation services to other Real Estate agents. The 3rd party service I provide has given me great experience with so many different lenders -- Large and Small. Prior to Real Estate, my career was in Credit Finance for Fortune 500 companies from various industries which is why I love Short Sales and the drill down/negotiations that these files require to be successful.

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