Replies to This Discussion

Permalink Reply by Jim Schneider on April 7, 2011 at 6:28am

funny, you don't look like a debbie

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Permalink Reply by Bryant Tutas on April 8, 2011 at 12:10am

All pages should be submitted.

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Permalink Reply by Aaron Ayotte, Short Sale Monkey on April 8, 2011 at 5:56am

Yes, all pages.  Sellers with 100+ page tax returns really run up my e-fax bill!!

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Permalink Reply by Kari A. Battaglia on April 10, 2011 at 2:20am

All pages need to be submitted and must be signed copies. 

 

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Permalink Reply by Tina Hartman on April 10, 2011 at 3:43am

We only submit the first two pages. And although we have the entire return available should the lender ask for it, to date we have never been asked for more.

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Permalink Reply by Kevin Donaldson 714-931-8500 on April 10, 2011 at 5:39pm

I only submit the bare minimum. If you are submitting more then you are really shooting yourself in the foot.  You are arming the bank with information they will use against your client. Think about it for a minute and you will get the picture.  Let them ask you for it. I have even submitted No Doc when clients have not done there returns.  Easiest short sales one can have.

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Permalink Reply by Kari A. Battaglia on April 11, 2011 at 4:16am

Kevin,

I will try that next time to see but I am always asked to submit the full copy along with customers signing the 4506T and the lender will get the full copy anyway.  I would prefer only to submit first 2 - 3 pages, it would make my life simpiler.  I will try it. 

Thanks, Kari

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