Tracy Gibson
  • Female
  • Matawan, NJ
  • United States
  • NJ
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Tracy Gibson's Discussions

Any chance we will see the Mortgage Debt Forgiveness Act Extended in 2017?

Started this discussion. Last reply by Tracy Gibson Jan 4. 4 Replies

So here we are again at the expiration of the Mortgage Debt Forgiveness Act. Any chance we will see this extended? What are we telling our clients?Continue

Tax Consequences in Divorce

Started this discussion. Last reply by Fiel Barrow Aug 29, 2016. 3 Replies

I have a short sale almost complete.  Husband lives in the house, wife has not lived there is about 7 years.  She will have tax consequences, right?Tracy GibsonContinue

Need a Short Sale agent for Property in Moline, Illinois

Started this discussion. Last reply by Tracy Gibson Aug 1, 2016. 2 Replies

I need a short sale agent for a property in Moline, Illinois.I really need an expert, these people were screwed over by the agent I referred them to.I will need references because I need to be able…Continue

 

Tracy Gibson's Page

Latest Activity

Tracy Gibson replied to Tracy Gibson's discussion Any chance we will see the Mortgage Debt Forgiveness Act Extended in 2017?
"Thanks."
Jan 4
Tracy Gibson replied to Tracy Gibson's discussion Any chance we will see the Mortgage Debt Forgiveness Act Extended in 2017?
"Thanks."
Jan 4
Brett Goldsmith replied to Tracy Gibson's discussion Any chance we will see the Mortgage Debt Forgiveness Act Extended in 2017?
"Haven't heard a peep about this being extended. You should consult on the topic of "insolvency" with a CPA. True that the Mortgage Debt Relief act was an extra protection for eligible homeowners on their primary residence many who…"
Dec 30, 2016
Tracy Gibson posted a discussion

Any chance we will see the Mortgage Debt Forgiveness Act Extended in 2017?

So here we are again at the expiration of the Mortgage Debt Forgiveness Act. Any chance we will see this extended? What are we telling our clients?See More
Dec 30, 2016
Fiel Barrow replied to Tracy Gibson's discussion Tax Consequences in Divorce
"I agree with Brett, I always advise clients to speak with a tax professional and an attorney prior to close of the transaction"
Aug 29, 2016
Tracy Gibson replied to Tracy Gibson's discussion Tax Consequences in Divorce
"Thanks."
Aug 5, 2016
Tracy Gibson replied to Tracy Gibson's discussion Need a Short Sale agent for Property in Moline, Illinois
"Hi Brett,   I need an agent in that area to sell the house.  Do you know an agent there?"
Aug 1, 2016
Brett Goldsmith replied to Tracy Gibson's discussion Tax Consequences in Divorce
"Taxes can be complicated. Is she a borrower on the note? Has she been claiming it as an investment property last couple years? If she financially solvent or insolvent? She should speak to a…"
Aug 1, 2016
Brett Goldsmith replied to Tracy Gibson's discussion Need a Short Sale agent for Property in Moline, Illinois
"Tracy,      That is not good. I should be able to help or get them the help they need... Give me a ring at 310 564 6389. [email protected] www.ishortsalenow.com"
Aug 1, 2016
Tracy Gibson posted discussions
Aug 1, 2016
Tracy Gibson replied to Tracy Gibson's discussion Chase HAFA, Superstorm Sandy, & Commission in the group Chase
"Thanks, Thom.  No I don't have both sides.  Just trying to help a Sandy victim.  I will just accept the 6%.   Buyer's agent feels the same."
Jan 12, 2015
Tracy Gibson replied to Tracy Gibson's discussion Chase HAFA, Superstorm Sandy, & Commission in the group Chase
"Thanks Tony.  Probably not worth bothering at this point. "
Jan 12, 2015
Tracy Gibson replied to Tracy Gibson's discussion Chase HAFA, Superstorm Sandy, & Commission in the group Chase
"That is what I thought.  Thanks Kevin."
Jan 12, 2015
Kevin - Greenville, SC replied to Tracy Gibson's discussion Chase HAFA, Superstorm Sandy, & Commission in the group Chase
"the Treasury Department’s HAFA guidelines for non-Fannie Mae/Freddie Mac loans, commission policy depends on when the sales contract is executed. If a sales contract has not been executed, the servicer specifies the amount of commission in…"
Jan 12, 2015
Thom Colby CA Brkr 888-391-5245 replied to Tracy Gibson's discussion Chase HAFA, Superstorm Sandy, & Commission in the group Chase
"It is your policy. Fight if you want, but you will likely lose and the transaction will never close.  Accept the 6% and you have a deal that will close quickly and put $2,640 in your pocket.  Are you the only agent - if so, you're…"
Jan 12, 2015
Tony Morales replied to Tracy Gibson's discussion Chase HAFA, Superstorm Sandy, & Commission in the group Chase
"Also why is this being processed as a HAFA short sale?  Property is vacant so there is no relocation incentive to seller and if  there is no 2nd mortgage then just change to non HAFA short sale"
Jan 12, 2015

Profile Information

First Name
Theresa "Tracy"
Last Name
Gibson
Are you a...
Agent
State
NJ
City
Matawan
My Profile
My mission is to help as many homeowners as possible. Whether they are facing foreclosure and need advise or need to sell in a short sale because of foreclosure, job transfer, divorce or other hardship.

I also do regular sales of homes with equity. :-)

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At 8:58pm on May 24, 2011, Paul Aceto said…
Hello Tracy. I think that many of us have had problems with Freddie Mac Guidlines restricting more than $3000 to junior lien holders. Please share as to how you got it done. How excatly did you get an approval directly from Freddie?  Your help would be greatly appreciated.
 
 
 

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