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Missy Caulk Female Ann Arbor and Saline Michigan United States: Share; Share on Twitter; Share on Facebook

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Hud-1

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HSBC

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Missy Caulk's Page

Mori, we can sell short as MI has a 6 mo redemption period for the sellers, went to forclosure on Aug 12th. Sep. 11, 2009

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Missy Caulk joined Bryant Tutas's group

PNC Bank

SS Department 800-878-0027 or 412-762-9518 FX# 412-762-7707

on Sunday

Missy Caulk joined Neil Leavitt's group

Hud-1

ASK your questions about Short Sales and the HUD-1 HERE!

on Sunday

Missy Caulk commented on Bryant Tutas's group 'SunTrust Mortgage'

Keep asking for it to be escalated.

August 19

Missy Caulk commented on Bryant Tutas's group 'SunTrust Mortgage'

We closed, all is well. yea!

August 19

Missy Caulk commented on Bryant Tutas's group 'SunTrust Mortgage'

Sharon, I have called the Ct House before and can't get anywhere. The guy says he doesn't know until he walks out. But, they won't hold it off. But, we can redeem.

August 18

Missy Caulk commented on Bryant Tutas's group 'SunTrust Mortgage'

I am hanging in and they are trying to get money from their 401K, Sun Trust said no worries that since we are a 6 month redemption state, we can close on Friday. But, today would be much better for my sellers.

August 18

Missy Caulk commented on Bryant Tutas's group 'SunTrust Mortgage'

Ha ha...well I just got a call from the buyers lender and they are not ready today. Crap...probably Friday. Most of my failed Short sales are the buyers or their lenders. I am sick.

August 18

Missy Caulk commented on Bryant Tutas's group 'SunTrust Mortgage'

I am closing at 3 today on my Short Sale with Sun Trust. Two loans both with Sun Trust. The home was listed on January 31st. We received an offer on March 30th, negotiator on June 9th, from there it went well. The foreclosure is set for tomorrow so…

August 18

Kathleen Lordbock replied to Missy Caulk's discussion 'Short Sale Approved BofA in Less Than 30 days' in the group Bank of America Short Sales

Go MIssy -I am waiting for my first chance at Equator- it sounds easier than what my other submissions have been but time will tell.

August 17

The Good Home Team replied to Missy Caulk's discussion 'Short Sale Approved BofA in Less Than 30 days' in the group Bank of America Short Sales

We are using Equator for the first time as well and so far everything has been moving pretty fast. The only glitch was that I had to get BoA to manually enter the short sale into equator since the generic negotiator kept rejecting the offer. Once w…

August 12

Donna Paul replied to Missy Caulk's discussion 'Short Sale Approved BofA in Less Than 30 days' in the group Bank of America Short Sales

Thanks for sharing... Great news

August 9

Tracy Santrock replied to Missy Caulk's discussion 'Short Sale Approved BofA in Less Than 30 days' in the group Bank of America Short Sales

Missy, we are just now running into Short Sales. I closed on my first last week. This certainly is encouraging!

August 9

Paul Francis - Vegas Short Sales replied to Missy Caulk's discussion 'Short Sale Approved BofA in Less Than 30 days' in the group Bank of America Short Sales

Congrats! We did one within 60 days from start to finish under Equator back in March. I had high hopes until we started on the next six and it reverted back to business as usual with B of A. GMAC, EMC and ASC still beat the pants off of B of A... A…

August 4

Missy Caulk replied to Missy Caulk's discussion 'Short Sale Approved BofA in Less Than 30 days' in the group Bank of America Short Sales

Thanks since it was my first time using Equator I didn't know. As they accepted first go round and we are still tweaking it. Ugh...not too far off and I am sure it will come together. Just frustrating, first the commission change, then a few fees th…

August 1

Bryant Tutas replied to Missy Caulk's discussion 'Short Sale Approved BofA in Less Than 30 days' in the group Bank of America Short Sales

Missy. The approval through Equator, unless it's the actual demand letter, is just a preliminary approval subject to investor and MI (if any) approval. It is a "guestimate" of what BofA feels the investor will accept. Until you have a full blown wri…

August 1

Missy Caulk replied to Missy Caulk's discussion 'Short Sale Approved BofA in Less Than 30 days' in the group Bank of America Short Sales

Asking for more, not me....lol...tired

July 31

Profile Information

First Name

Missy

Last Name

Caulk

State

Michigan

City

Ann Arbor

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Team Leader of the Missy Caulk TEAM in Ann Arbor, Michigan.

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Missy Caulk's Blog

Ann Arbor Foreclosures Lower than the National Rate, but Delinquency Rates Increase

Ann Arbor Foreclosures Lower than the National Rate, but Delinquency Rates Increase.

Many sellers ask me should we sell now or wait until the market comes back? I answer by telling them two things.

* Why are they selling?
* How do any of us know when the market is coming back?

According to recent data from First American CoreLogic on foreclosures for th… Continue

Posted on December 18, 2009 at 10:32am —

What to do in Michigan if Your Landlord Goes into Foreclosure?

What should you do if you live in Michigan and are in a lease with a landlord who goes into foreclosure?
The Scenario

In good faith you have signed a lease. One day you come home from work or classes and see a notice of foreclosure on the door.

First, don't panic. According to Michigan law the mortgage company must post this on your door at least 15 days before advertising in the papers a notice of foreclosure.

After the 6 weeks of being posted publicly, the home must go to a sheriffs… Continue

Posted on December 18, 2009 at 10:25am — 1 Comment

Michigan Foreclosure Law, 6 Month Redemption Period

Michigan Foreclosure Law is somewhat different than other states I have been reading about on Short Sale Superstars.

I'll make it easy by going step by step:

1) Home owners misses 3 mortgage payments.

2) 15 days before it goes in the newspaper, a notice of foreclosure is placed on the door.

3) It then must appear in the p… Continue

Posted on December 6, 2009 at 5:43pm — 4 Comments

Comment Wall (4 comments)

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At 1:05pm on April 23, 2010, STEPHANIE R LINDSEY said…: MISSY DID THE EMAIL SUBMISSION WORK?

At 2:54pm on March 10, 2010, Gillian Jones said…: Can I have your EMC negotiator? I have a terrific offer for a short sale and want to do everything right. Thaks so much!