Joanne Finochio
  • Female
  • New City, NY
  • United States
  • New York
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Joanne Finochio's Discussions

Wells Fargo FHA Appraisal

Started this discussion. Last reply by Joanne Finochio Mar 25, 2016. 2 Replies

Have a SS with Wells Fargo where there appraisal came in at $190 using comps a year old.  Buyers appraisal came in at $175 with comps within 6 months.  I sent the appraisal to Wells Fargo and there…Continue

Sony Mae Commission

Started this discussion. Last reply by Joanne Finochio Aug 5, 2015. 2 Replies

I have a short sale with M&T bank that is backed by sony mae I am being told they only pay 5% commission does anyone know different.Continue

Tags: M&T, mae, sony, commission

3 Mortgages

Started this discussion. Last reply by Brian Avery Jun 10, 2015. 2 Replies

This is the second file I am working on that has 1 mortgage and 2 HELOC's.  The first one I didi all 3 were with Wells Fargo.  This one has 3 different banks, Chase, Penny Mac and HSBC.  Since HSBC…Continue

Tags: PennyMac, Chase, HSBC, liens, 3

NY Super Lien State?

Started this discussion. Last reply by Brian Avery Sep 23, 2014. 1 Reply

Anyone deal with SPS that refused to pay the back HOA becasue they said that NY is a super lien state and they dont have to cover.  The seller or buyer has to pay?Continue


Joanne Finochio's Page

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Joanne Finochio has been selling real estate in Rockland and Orange Counties for the past twelve years, quickly becoming one of the top agents in the market. Joanne has been inducted into both the prestigious Chairman's Circle and President's Circle. She is also the only Better Homes and Gardens agent that has acquired the designation of CDPE Certified Distressed Property Expert, Five Star Institute Short Sale Certification and RESNET REO certification and recently aquired her paralegal certification.

Joanne believes that her greatest strength as a Realtor is identifying the particular needs of her clients, knowing what they're really looking for in a home. "I had an experience working with a client who was very frustrated with their last agent, who wasn't showing them the right homes. I found them the right place in a weekend, because I listened not just to what they were telling me, but also what they weren't telling me." Joanne takes pride in outstanding customer service, with a top rating from Quality Service Certified, an independent analyst that surveys all Better Homes and Gardens clients. As one of her sellers said, "Joanne was impressive from the first meeting. She was very well-prepared, well-spoken, open, honest, and anticipated and answered all our questions." Joanne credits much of her success to her team, consisting of a showing agent and personnel assistant.

As a Rockland County resident for over 25 years, Joanne is deeply committed to the people and communities that she services. Joanne is most proud of her three grown children, two of whom are public school teachers and one of whom works on Wall Street. She enjoyed being a member of the Clarkstown Viking Touchdown Club, and was the first woman president of the club. She's also a member of the Rockland Womens' Business Network, and loves to cook and travel in her spare time.

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