Joanne Finochio
  • Female
  • New City, NY
  • United States
  • New York
Share on Facebook
Share

Joanne Finochio's Discussions

Wells Fargo FHA Appraisal

Started this discussion. Last reply by Joanne Finochio Mar 25, 2016. 2 Replies

Have a SS with Wells Fargo where there appraisal came in at $190 using comps a year old.  Buyers appraisal came in at $175 with comps within 6 months.  I sent the appraisal to Wells Fargo and there…Continue

Sony Mae Commission

Started this discussion. Last reply by Joanne Finochio Aug 5, 2015. 2 Replies

I have a short sale with M&T bank that is backed by sony mae I am being told they only pay 5% commission does anyone know different.Continue

Tags: M&T, mae, sony, commission

3 Mortgages

Started this discussion. Last reply by Brian Avery Jun 10, 2015. 2 Replies

This is the second file I am working on that has 1 mortgage and 2 HELOC's.  The first one I didi all 3 were with Wells Fargo.  This one has 3 different banks, Chase, Penny Mac and HSBC.  Since HSBC…Continue

Tags: PennyMac, Chase, HSBC, liens, 3

NY Super Lien State?

Started this discussion. Last reply by Brian Avery Sep 23, 2014. 1 Reply

Anyone deal with SPS that refused to pay the back HOA becasue they said that NY is a super lien state and they dont have to cover.  The seller or buyer has to pay?Continue

 

Joanne Finochio's Page

Latest Activity

Joanne Finochio joined Stephanie Lim's group
Thumbnail

Carrington Mortgage Services

CMS (servicer) short sales.See More
Mar 30, 2016
Joanne Finochio replied to Joanne Finochio's discussion Wells Fargo FHA Appraisal
"Brett do you have contact for HUD?  I'm trying for the 84% also they are very difficult. "
Mar 25, 2016
Brett Goldsmith replied to Joanne Finochio's discussion Wells Fargo FHA Appraisal
"Escalate to HUD and try to get another appraisal ordered or see if you can make a NET of 84% work and have a variance placed. If you need anything at all, feel free to reach out. Brett@ishortsalenow.com 310-564-6389 www.ishortsalenow.com"
Mar 25, 2016
Joanne Finochio posted a discussion

Wells Fargo FHA Appraisal

Have a SS with Wells Fargo where there appraisal came in at $190 using comps a year old.  Buyers appraisal came in at $175 with comps within 6 months.  I sent the appraisal to Wells Fargo and there appraisal dept said that our appraisal was not good.  They are sticking with there $190K and what 88% of the value as there Net.  Is there anyone else that I can go to and dispute FHA appraisal ?See More
Mar 25, 2016
Joanne Finochio replied to Joanne Finochio's discussion Sony Mae Commission
"Yes State of NY Mortgage.  "
Aug 5, 2015
Joanne Finochio posted a discussion

Sony Mae Commission

I have a short sale with M&T bank that is backed by sony mae I am being told they only pay 5% commission does anyone know different.See More
Aug 4, 2015
Brett Goldsmith replied to Joanne Finochio's discussion 3 Mortgages
"The 3rd almost guaranteed will require funds to be released. Hopefully they don't want too much or else contributions may be forced into play. Structure the deal for success. Brett@ishortsalenow.com 310-564-6389 www.ishortsalenow.com"
Jun 10, 2015
Joanne Finochio posted a discussion

3 Mortgages

This is the second file I am working on that has 1 mortgage and 2 HELOC's.  The first one I didi all 3 were with Wells Fargo.  This one has 3 different banks, Chase, Penny Mac and HSBC.  Since HSBC is last I assume they will get nothing?See More
Jun 10, 2015
Joanne Finochio replied to Tony Morales's discussion HAFA INCENTIVE INCREASED in the group Chase
"Thanks Tony!"
Jan 14, 2015
Joanne Finochio replied to Tony Morales's discussion HAFA INCENTIVE INCREASED in the group Chase
"Thats great! do you know where I can get that in writing or where that came from?"
Jan 14, 2015
Joanne Finochio commented on James ferebee jr's group OCWEN
"I have had a short sale with OCWEN on going for over 2 years!  I will never take another OCWEN file again.  I feel really bad for the homeowners.  When they say "Helping Homeowners is what they do" the hair on my neck stands…"
Dec 23, 2014
Joanne Finochio commented on Wendy Rulnick's group Chase
"I have a freddie back 1 lien chase is he 2nd which is a HELOC they wont except the $6K and is asking for $11K more?  Can they do that? Do they not have to comply with the 1st lien?  "
Dec 16, 2014
Joanne Finochio commented on James ferebee jr's group OCWEN
"OMG it is unbelieveable what is going on. These people and I use the term loosely should be jailed.  How can the goverment let this go on?  My sellers are 86 years old.  Can I use your information for a petition on change.org?"
Oct 6, 2014
Joanne Finochio commented on James ferebee jr's group OCWEN
"I cant believe this I am getting no where now I am being told I received a short sale denial because the loan had reached maturity.  Michael Rapp did  rectify that however because there are no notes on the file they will not…"
Oct 6, 2014
Joanne Finochio commented on James ferebee jr's group OCWEN
"Brett,  The investor is ETrade. "
Oct 2, 2014
Joanne Finochio commented on James ferebee jr's group OCWEN
"I have had it with OCWEN!  After Michael Rapp got involved when OCWEN said we could not do a short sale since the mortgage reached maturity which was not true I received the verbal approval on Sept. 10th.  I still have not received the…"
Oct 2, 2014

Profile Information

First Name
Joanne
Last Name
Finochio
Are you a...
Agent
State
New York
City
New City
My Profile
Joanne Finochio has been selling real estate in Rockland and Orange Counties for the past twelve years, quickly becoming one of the top agents in the market. Joanne has been inducted into both the prestigious Chairman's Circle and President's Circle. She is also the only Better Homes and Gardens agent that has acquired the designation of CDPE Certified Distressed Property Expert, Five Star Institute Short Sale Certification and RESNET REO certification and recently aquired her paralegal certification.

Joanne believes that her greatest strength as a Realtor is identifying the particular needs of her clients, knowing what they're really looking for in a home. "I had an experience working with a client who was very frustrated with their last agent, who wasn't showing them the right homes. I found them the right place in a weekend, because I listened not just to what they were telling me, but also what they weren't telling me." Joanne takes pride in outstanding customer service, with a top rating from Quality Service Certified, an independent analyst that surveys all Better Homes and Gardens clients. As one of her sellers said, "Joanne was impressive from the first meeting. She was very well-prepared, well-spoken, open, honest, and anticipated and answered all our questions." Joanne credits much of her success to her team, consisting of a showing agent and personnel assistant.

As a Rockland County resident for over 25 years, Joanne is deeply committed to the people and communities that she services. Joanne is most proud of her three grown children, two of whom are public school teachers and one of whom works on Wall Street. She enjoyed being a member of the Clarkstown Viking Touchdown Club, and was the first woman president of the club. She's also a member of the Rockland Womens' Business Network, and loves to cook and travel in her spare time.

Comment Wall

You need to be a member of Short Sale Superstars to add comments!

Join Short Sale Superstars

  • No comments yet!
 
 
 

Members

Badge

Loading…

© 2017   Created by Brett Goldsmith.   Powered by

Badges  |  Report an Issue  |  Terms of Service

********************************** like buttons ************************