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I have been working on this short sale with Wachovia, first lien holder, and Bank of America, second lien holder. As we all know Wachovia is the best to work with I had an approval in seven days. As for Bank of America I have nothing nice to say. I have had to get three extensions from Wachovia since Bank of America takes FOREVER. Here is my scenario, the 2nd lien is for only $20,000 and Wachovia agreed to give them $3,000 to release the lien which is about 15%. After no response from my assigned negotiator and he was not completing his tasks I had to request an escalation through customer service several times and it took him over a week to even respond to an escalation. Finally they assigned me a new negotiator and I thought I was getting somewhere with this one. I was countered from $3,000 to $5,000 to release the lien, I submitted it to Wachovia and after a week they agreed to the $5,000 I rushed over and let Bank of America know. At that point they would be receiving 25% which is extremely well. To my disbelief I was countered AGAIN to $10,000by the MI Company I could not believe this I was and still am in shock. The negotiator said there is no negotiating with the MI Company and if we could not comply to hit the reject button and the file would be closed out. Am I missing something here?!?!?!?! I have had liens of $150,000 released for $5,000 and they want 50% of a $20,000. Does anyone have any suggestions???? PLEASE let me know THANK YOU!!!