Today I was thinking that if the home owner is not paying the mortgage than most likely the insurance is also gone by the way side. My question is this:

 Will the bank place insurance on the property and if so how much liablity.? 

 Will that protect the home owner,family and guests from injury while living in the property? 

What about when it gets listed and people interested  for some reason need  to enter the property and gets injured? 

 What happens than, who you go after? Just thinking out loud