Seemed illegal to me so I did some research in anti-competition law and it seems to me that Nationstar's request would be an anti-trust violation. I am guessing there is some banking law that was violated as well. How can the seller's lender or servicer have a rule where they will not pay credits to buyer at closing unless the buyer uses their bank. Whether it not an investor pays closing credits is normally by guideline and it would need to be applied across the hoard, with no exceptions. Has anyone else heard of this?