HAMP CHANGES ARE COMING...but will they help??? It's hard to say, but probably not much! If you have a Fannie or Freddie backed loan, are current on your payments for the past 6 months, you might apply again. The % your property may be underwater is being relaxed, the time line extended to 2013..so if you're one of these borrowers, why not give it a shot? Remember that the Short Sale may be your next option so buck up on the process! Short Sales have gotten quicker to approve here in California, and if you've already applied for HAMP, and been turned down, you may very well qualify pretty quickly for a Short Sale. The best thing is that your financials are already in!
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