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Dealing with a short sale where we have waited with our buyers for an approval over three months. We were told it could take up to five months to get an approval or decision. All of a sudden we received a verbal approval last week. Chase Bank is the first and second. We were told from the title company doing the communications that Chase had just recently changed it procedures to have the first tell the second what they will receive thus alleviating the need to wait on a decision from the second. This has reduced the waiting time. It just makes sense that a bank should do this. Why argue with yourself?