I want to know if anyone had experience to negotiate a short sale w American Express as 3rd lien holder. I have an approval from 1st and 2nd lien holders. But found out in last minute from the title works that there are 3rd lien from American express. American Express doesn't have a settle for less or loss mitigation dept. They either wants a full judgement amount or have a owner file a bankruptcy. Do you have any suggestion?
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