Marty Macisso
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1st lien only giving 10%, 2nd NCI wants 20% .... I'm looking for a contact at NCI

Started this discussion. Last reply by Brian Avery Jun 12, 2013. 12 Replies

Anyone have a contact for escalation at Nationwide Credit (NCI) they took over the 2nd lien from Ocwen, its charged off.Onewest has allowed only for 10% and NCI will only lien release for 20%. I'm at…Continue

Fun Game: Find the missing assignment or don't close - please help

Started this discussion. Last reply by 31cg1fw8yxswn Apr 30, 2013. 11 Replies

Of course I have an approved short sale in closing and the title company comes back with a nice request : Find the missing assignment from the PREVIOUS owner of property, not my client, a New Century…Continue

Must borrowers be deliquent on mortgage for approval?

Started this discussion. Last reply by Marty Macisso Mar 13, 2013. 13 Replies

I have heard anecdotal stories that there does not have to be a delinquency however, I have no experience of this. I do have 3 listings coming up that the borrower is not behind ... can anyone share…Continue

Seriver Release impact on title, incorrect discharges, servicer authority, etc...

Started this discussion. Last reply by Jeri Groves Dec 9, 2012. 2 Replies

I have been running into title problems with servicers such as Green Tree and Seterus who are negotiating on behalf of entities like BOA. BOA seems to be releasing more often but do not follow with a…Continue


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I have closed over 20 short sales in the past 2 years. I am a pro!

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Bank of America deficiency Waiver - a thing of the past?

Posted on October 24, 2012 at 6:09am 4 Comments

This year under the new BOA short sale process, we have really taken a step back. I have recently been waiting on an approval to come in and finally I get one the explicitly calculates the balance and claims they will not waive the deficiency. Typically, the negotiator will offer a compromise prior to and ask for a contribution in exchange for a deficiency waiver, but I got sandbagged on this approval.

Last year, BOA was great to work with...this year they have been the Gestapo that…


Bank of America foreclosure Waiver

Posted on June 8, 2012 at 7:53am 0 Comments

I have a short sale approved with Bank of America here in Maine and the title attorney noticed the judgement period lapsed 2 yrs ago, but the foreclosure was put on hold due to the affidavit review. Now we are in need of a Waiver of Foreclosure, as the seller isnt technically a vested owner, I have submitted this to BOA and am waiting on them to sign off on it. We're getting a little nervous as its been over 2 weeks now.....Anyone experience this before? What is the likelihood they refuse to…


Hi everyone, I am the Maine Short Sale Specialist and appreciate any referrals:)

Posted on May 2, 2012 at 1:23pm 0 Comments

I have been working short sales in Maine exclusively for the past 3 years. You can look me up at

Cheers, and keep up the great work!

Marty Macisso

Regency Realty Group

South Portland Maine

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