Dave Halpern
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  • Louisville, KY
  • United States
  • Louisville
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Louisville Short Sale Expert. I help homeowners avoid foreclosure by negotiating with their lender to accept an amount short of their payoff.

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5th 3rd prefers ZERO dollars over $4,500 now. Any suggestions?

Posted on July 15, 2011 at 10:30am 2 Comments

My client is doing a short sale on an investment property. Sales price is $175,000. The first mortgage, Citi, Is taking a short sale and allocating $4,500 towards the second mortgage which is 5th 3rd.

5th 3rd wants the entire remaining balance of $40,000 to be repaid by the seller. 5th 3rd wants the seller’s current 2nd mortgage on the investment property to be transferred as a third mortgage on the seller’s personal residence. The seller may have maximum…


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