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Thank you!
@Kari - Absolutely. I've done several. The question will be,,,, was it "land" when the mortgage was taken or was there a structure that was removed without the lender's approval. When that happens, it's ugly.....
Best of luck -
Can we do a short sale on land?
@Ellen...Thank you and didn't mean any disrespect to you!.
Jan--You are very correct. thanks.
@Denise...not your comment...someone else's :) Just wanted to make sure that you are clear and you are...
Thanks Jan. The situation came to me as I explained below. I would NEVER EVER advise anyone to go delinquent. Not sure where you got that idea from my post.
@Denise...The road to Hell is paved with good intentions. Please be very careful before you advise a client to become delinquent on a loan, you could put yourself in a position of HUGE liability. We are allowed to advise them of the consequences of either action , but the decision of action taken must be of their own choosing. With the 1st being made whole through sale, the 2nd WILL file the NOD and will continue to perfect their position to foreclose. Thom was absolutely correct in get her done before the 2nd continues. They will work with you with that much equity left in the property, just get the ball rolling...
@Denise--I think your seller client should get current on his 1st and stop paying the 2nd if he has to make a choice. 2nds are accepting whatever they can get. $3000 is typical. I had a deal where BOA acepted $3000 on a $250,000 second. I have heardof plenty of bigger ones.
@ Stephanie. Thanks for the link. All of my SS in the past 5 years have been in Georgia and were all BofA Ss's. In each case BofA paid 3% Contrib to CC.
In this new deal, Listing agent has already asked for variance for 3% CC. Thx
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