Thanks for the tips, Suzanne. I am in the process of trying to find out who the investor is right now and contacted the executive department already. I submitted another BPO challenge yesterday but I'm not optimistic. I was going to pay for an appraisal because the borrower is unemployed and has no funds to do so. But, now I don't think it is a good gamble with mortgage insurance on the file -- I think this is intentional and completely disingenuous on their part. I wish they had just sent over a letter on day one saying "we don't want the short sale on this file," I could respect that. Hopefully, the executive department will do something.
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