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@ CJ, It is not a VA or FHA. It was an 80/20 and BOA has both loans. VA rules are usually similar to FHA and I believe with FHA you do not have to delinquent for the S/S to be approved.
@ Wendy, I tried to make them realize that the seller was in such hardship that default was eminent, but they told me that this investor won't budge and that they have tried to get them to waive this requirement but they do not want to. Fannie Mae is the investor.
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