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pinkribbonlossmitigation's Discussions

Need an Agent for Referral in Libertyville, IL

Started this discussion. Last reply by Home Zoid May 11. 1 Reply

Our office is looking for an agent to refer a short sale listing in the Libertyville, IL area. Please call if you are interested:Regards, Melanie CarneyLoss Mitigation Department ManagerHome…Continue

BOA has come back with an MI contribution on an 80% Lot Loan!???

Started this discussion. Last reply by Jim McCormack Aug 21, 2011. 4 Replies

has anyone run into a similar situation? My seller had an 80% LTV lot loan an a vacant lot in northern Florida. The developeer went belly up, never finished the subdivision and lots that sold for…Continue

Need Active Agent for Short Sale Listing in Pahrump Nevada

Started Jun 27, 2011 0 Replies

 We are looking for a listing agent who services the Pahrump NV area. We have a listing to refer. PLease contact:Melanie CarneyLoss Mitigation Department SpecialistHome Retention Solutions and…Continue

Bank of New York

Started this discussion. Last reply by Malcolm McLean Dec 15, 2010. 2 Replies

I just took over a file from another negotiator and am at a complete loss. the loan was originated iwth Bank of America/ Countrywide in 2007 and there is an assignment thru MERS in 12/2009 to Bank of…Continue

 

pinkribbonlossmitigation's Page

Latest Activity

pinkribbonlossmitigation posted a discussion

Need an Agent for Referral in Libertyville, IL

Our office is looking for an agent to refer a short sale listing in the Libertyville, IL area. Please call if you are interested:Regards, Melanie CarneyLoss Mitigation Department ManagerHome Retention Solutions and ManagementDirect Phone: 813-712-7403Office Phone: (888) 971-6637Fax: (800) 971-2204See More
May 11
pinkribbonlossmitigation replied to Kristy Hamilton's discussion NationStar requiring Buyer to apply for pre-qual with NationStar.
"I tried this tactic too but did not have the same results :("
Oct 26, 2011
pinkribbonlossmitigation replied to Kristy Hamilton's discussion NationStar requiring Buyer to apply for pre-qual with NationStar.
"yes, I've experienced the same strongarm tactics. They did actually close out a file when our buyer refused to cooperate but I was able to have it reopened once she agreed. Unfortunately there isn't a way around it from what I can…"
Oct 26, 2011
Jim McCormack replied to pinkribbonlossmitigation's discussion BOA has come back with an MI contribution on an 80% Lot Loan!???
"MI is not always disclosed to the borrower so there is a good chance that the loan had MI anyway.  The negotiator could also be lying.  You should ask the negotiator what the MI company is and if they have the certificate number.  If…"
Aug 21, 2011
pinkribbonlossmitigation replied to pinkribbonlossmitigation's discussion BOA has come back with an MI contribution on an 80% Lot Loan!???
"thanks for the post. they actually did accept the sales price which was very exciting to us :) but we were surprised to hear about the MI. in one case they  are asking for $500 and the other $5,000. As an 8 year mortgage and short…"
Aug 18, 2011
Harry Clay replied to pinkribbonlossmitigation's discussion BOA has come back with an MI contribution on an 80% Lot Loan!???
"Lenders buy their own mortgage insurance often. They don't need permission from the property owner to do so. And there's no law that says the lender must grant a short sale, & evidently values have dropped so far that your offer…"
Aug 18, 2011
Jeff Payne replied to pinkribbonlossmitigation's discussion BOA has come back with an MI contribution on an 80% Lot Loan!???
"MI could be a policy that the lender placed on the lot to "hedge their bet". Happens alot, probably a high risk loan that they should not have made to begin with so they place their own policy on it to cover their loan.  You would…"
Aug 18, 2011
pinkribbonlossmitigation posted a discussion

BOA has come back with an MI contribution on an 80% Lot Loan!???

has anyone run into a similar situation? My seller had an 80% LTV lot loan an a vacant lot in northern Florida. The developeer went belly up, never finished the subdivision and lots that sold for $250,000 are now going for $5,000. We have been countered in EQ with a request from the "MI company" on two of these loans. The sellers swear that there was no MI on their original mortgage.....
Aug 18, 2011
pinkribbonlossmitigation posted a discussion

Need Active Agent for Short Sale Listing in Pahrump Nevada

 We are looking for a listing agent who services the Pahrump NV area. We have a listing to refer. PLease contact:Melanie CarneyLoss Mitigation Department SpecialistHome Retention Solutions and ManagementDirect Phone: 813-225-5665Office Phone: (888) 971-6637 x21Fax: (800) 971-2204Home Retention Solutions & Management LLC1120 E. Kennedy Blvd Ste. 231 Tampa, FL 33602 See More
Jun 27, 2011
pinkribbonlossmitigation replied to Eric Mieles's discussion The Short Sale Black List!!
"Eric, every lender has these "lists". They have been around for years. I'm sure other mortgage broker's have run into issues with certain appraisers who were placed on a lender's Black List becuse the lender felt they…"
May 16, 2011
Trinidad Gaeta replied to pinkribbonlossmitigation's discussion Contact numbers???? in the group AHMSI
"Get me an address and loan number and I'll see if I can get you some answers. Steve is absolutely right normally it's the MI company that will hit you with this kind of demand. You can add me a as a friend and message me the info to keep…"
Apr 12, 2011
Steve Early replied to pinkribbonlossmitigation's discussion Contact numbers???? in the group AHMSI
"AHMSI can be really difficult to deal with. I don't have any magic numbers and previous attempts to escalate anything went into a black hole. Others may have a different opinion, but I believe the fact that the client failed to return HAFA…"
Apr 12, 2011
pinkribbonlossmitigation added a discussion to the group AHMSI
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Contact numbers????

I'm wondering if anyone has contact numbers for any higher ups at this sericer....I have clients about to retire and live off of social security and AHMSI is asking for  50k in cash at closing. This is absolutely ridiculous. They say they are not eligible for HAFA becasue a year ago the client did not return requested documents. They had no buyer at that point and the real estate agent at the time told them there was no reason to move forward with HAFA. This obviously needs a supervisor or the…See More
Apr 12, 2011
pinkribbonlossmitigation joined MeLisa Minter's group
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AHMSI

Short Sales with American Home Mortgage Services ces...servicing former Option One clientsAHMSI changed its name to Homeward ResidentialSee More
Apr 12, 2011
pinkribbonlossmitigation replied to Larry Davis's discussion Request short sale negotiator expert fo California for part of the commission? in the group Short Sale Referrals
"Larry, I saw your post and thought I would recommend 2 agents I found here on the site and have been very happy with. We actually referred a listing to them and when our buyer's offer was denied they had several back up offers ready to go! Our…"
Mar 10, 2011
pinkribbonlossmitigation commented on Wendy Rulnick's group Short Sale Referrals
"We are looking for an agent to refer a listing in the Port Orange, FL area. Please  email or call me at 813-225-5665. Thanks :)"
Mar 10, 2011

Profile Information

First Name
melanie
Last Name
carney
State
fl
City
Lakeland

Comment Wall (3 comments)

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Join Short Sale Superstars

At 9:00pm on December 28, 2010, Lori Young said…
Available in Naples, Marco Island, Isles of Capri and Bonita Springs.  Completed over 200 short sale approvals by my own mitigation efforts.  Currently working at a team leader with five agents full time.  No part time Realtors here.
At 6:35pm on December 28, 2010, TAYLOR MASIERO said…

Hello, 

would love to help in the Naples/Bonita Springs area. Please call me anytime...

239-248-8725

 

 

At 4:45pm on March 24, 2010, Tiffany Alleshouse said…
Hello,

I am responding to your request to find licensed agent in San Diego who negotiates short-sales. I am a licensed agent in San Diego and I can help! Please call me at 619-788-6531 :)
 
 
 

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