Elvira Quiray
  • Female
  • Jersey City, NJ
  • United States
  • NJ
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Elvira Quiray's Discussions

Maximum Seller's Concession FHA Short sale will allow

Started this discussion. Last reply by Patricia Bravo Apr 4, 2013. 9 Replies

Has anyone received a 6% seller's concession for closing costs approved? I am working on one now.Continue

 

Elvira Quiray's Page

Latest Activity

Elvira Quiray joined Stephanie Lim's group
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Carrington Mortgage Services

CMS (servicer) short sales.See More
Tuesday
Elvira Quiray joined Bryant Tutas's group
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Real Time Resolutions

Real Time Resolutions Short Sale InfoSee More
Oct 14, 2016
Elvira Quiray joined Jim Schneider's group
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Bayview Loan Servicing

Short Sale Information for Bayview Loan Servicing Short SalesShortSaleTeam@BayviewLoanServicing.comSee More
Jul 27, 2016
Elvira Quiray commented on Wendy Rulnick's group Wells Fargo Short Sales
"Where in New Jersey is the property? "
Aug 13, 2014
Elvira Quiray replied to Jeff Payne's discussion Those successful opting out of HUBZU, how did you do it? in the group OCWEN
"I submitted the borrower's letter and her attorneys letter to opt out of Altisource and return the files to Ocwen. The property has been under contract since January. Here is the reply I get from Altisource: "If your client are going to…"
Apr 24, 2014
Elvira Quiray replied to Norvant Admin's discussion OCWEN/ALTISOURCE/HUBZU DEBACLE in the group OCWEN
"I have sent them the letter from the seller's lawyer. "
Apr 21, 2014
Elvira Quiray replied to Norvant Admin's discussion OCWEN/ALTISOURCE/HUBZU DEBACLE in the group OCWEN
"I am from the State of New Jersey. I have a signed contract since January. Attorney review was finalized in February. Short sale package submitted early March. Home inspection done. Now, Ocwen wants me to put this file in Hubzu. Seller's lawyer…"
Apr 21, 2014
TOP END Properties replied to Elvira Quiray's discussion Calling OCWEN during business hours in the group OCWEN
"As of the last 2 weeks their hold time has been over an hour.  What you'll need to do is contact another department and schedule a time for your designated customer relationship manager to call you."
Mar 14, 2014
Elvira Quiray replied to Elvira Quiray's discussion Calling OCWEN during business hours in the group OCWEN
"Thanks, Paula. I will try that."
Feb 20, 2014
Paula Bachman replied to Elvira Quiray's discussion Calling OCWEN during business hours in the group OCWEN
"I'm using (877) 596-8580 and get through without a problem.  I'm experiencing minimal hold-times."
Feb 20, 2014
Elvira Quiray replied to Elvira Quiray's discussion Calling OCWEN during business hours in the group OCWEN
"I have been using that number for the last two days, and I keep on getting a recording that they are closed. I am waiting for a HUD approval for a closing for Monday. I also e-mailed my files to that same address.  Thanks for replying, and…"
Feb 20, 2014
Elvira Quiray added a discussion to the group OCWEN
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Calling OCWEN during business hours

I have been calling Ocwen during the recorded business hours, but I keep on getting a recording that they are closed. Does anyone know of another number to call them? Thanks.See More
Feb 20, 2014
Elvira Quiray added a discussion to the group Resurgent Mortgage Servicing
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Resurgent wants Buyer to pay for Appraisal Fees

Hi,I am working on a short sale of a mixed use property here in New Jersey. This file was submitted since last October. Yesterday, I received a notice that the short sale was declined because of missing docs. Resurgent wants the buyer to pay for the appraisal fees that will cost  $3000.00. The offer price is $155,000. Has anyone received a letter similar to this?See More
Jan 30, 2014
Elvira Quiray joined Mayra Espinosa CDPE, HAFA, SFR's group
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SPS Select Portfolio Servicing, inc

Loan Resolution Department Phone: Fax: 1-888-818-6032 1-801-293-3936 Loan Resolution Hours: Monday - Thursday 8:00am - 11:00pm EST Friday 8:00am - 9:00pm EST Saturday 8:00am - 1:00pm ESTSee More
Jan 30, 2014
joe beauchamp replied to Elvira Quiray's discussion Divorced Sellers in the group Chase
"I assume you also mean that the wife is not on the mortgage, either, but you didn't say. In NJ, the marital home automatically belongs to both so would require both to go through the sale (or have a quit claim for one of them). I assume your…"
Nov 5, 2013
Stephanie Summers replied to Elvira Quiray's discussion Divorced Sellers in the group Chase
"Question: My clients are going through a short sale that is ready to be submitted to Fannie Mae. They are also preparing to file for divorce (keeping it on the down low from their children) but have put it off while dealing with the short sale. They…"
Nov 5, 2013

Profile Information

First Name
Elvira
Last Name
Quiray
Are you a...
Agent
State
NJ
City
Jersey City
My Profile
Broker, CRS, SFR, E-Pro, CDPE
ELCAN Realty
93 Erie St., Ground Flr
Jersey City, NJ 07302

Elvira Quiray's Blog

Finally had a good negotiator from Bank of America

Posted on August 19, 2011 at 2:54pm 0 Comments

This guy is one outstanding negotiator. I submitted the short sale file in May and got an approval from Bank of America Heloc in July, and an approval from Bank of America also as first lienholder this August. Mr. Rodney Phillips, the first lien holder negotiator,  is very professional and prompt in his responses. I wish they were all like him.

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