I am working on a WF FHA short sale through the Equator system. I am in the document verification stage as I submitted the financials and the financial supporting documents a few weeks ago. Today I received a message that the FMV value is for a certain amount ($40,000) higher than our offer. There was no ATP, no formal counter, nothing. Has anyone else come across this with the "new guidelines" that WF keeps referencing. This seems ridiculous to me. We don't even know what we need to net. 

I have escalated this to executive management. I also have not seen anywhere in the new HUD guidelines that there would not be an ATP.