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See if you can bump your buyer up 15k and see if you can make that 30k + go away.
Run it by your negotiator and see if they would be amenable to this strategy. Do a 'What if' Scenario. Not anything in a hud-1 or a contract. Just do a 'What If I could get you some more cash out of this deal, could you make this 37k go away?'
If that does not play out, try this: The buyer is willing to bring another 15k to the table for the next 48 hours if you will accept with deficiency or the buyer has decided to retract their offer.
We have got to quit playing the games that these bankers play bro man. YOU are in control, because you hold no duties them as a third party. Only duty you have is to your seller or buyer (whichever case). I am sure you are aware of this but I see so many agents forget, I love to remind them.
Cash is KING and they will bend or just retract the offer.
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