Need someone who has dealt with the Navy Federal Credit Union-like dealing with a Pit Bull

Visiting a longtime college friend in Tampa. Haven't seen her for 12 years. Find out she is short saleing her home as she lost her job and had to move in with her mom that has dimentia. Her agent listed the home for $75,000 she got an offer for $70,000. This home has a small sink hole in one corner of the house, however it has NOT caused any structural damage. There is a first and second from the Navy Federal Credit Union. The first is a Fannie Mae loan. The BPO came back at $115,000, even after the Engineering report was sent stating it would cost between $30,000 and $45,000 to fix sink hole. The comps in the neighborhood do show a value of $110,000-$113,000. The home has only been on the market for 2 months. She wants to sell the home to this buyer who has now come up to $85,000. Either the Navy Federal Credit Union won't budge. The seller has appeal twice and the Navy said only one more appeal and then their done???  Who else is going to buy this home with a sink hole??? THey need to take this offer and run. What can she do???

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