Replies to This Discussion

Permalink Reply by Jim Schneider on November 29, 2010 at 7:46am

Bonnie,
the quickest way is if you call up the bank and they are willing to tell you, sometimes it's just that easy. Sometimes they will not be that forthcomming. For those times, talk to your attorney about using a Qualified Written Request, based on Section 6 of the RESPA. For more information on that look at Ben Benita's many fine posts on the subject.

One quick note on that is to send in a QWR right away, because the bank has 60 BUSINESS days (3 months) to respond, so you don't want to be sending this in when you're in the middle of negotiating.

• ▶ Reply