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If this is a HAFA deal then Citi can get $6,000. If it's not then just keep pounding them. If the seller has no money to contribute offer a note. I doubt seriously that Citi will walk. They are just playing hard ball. If the seller truly has no means to make this work then you need to resubmit their financial statement and hardship to Citi. The seller may want to write another letter explaining why they can't contribute. Just keep working it.
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