I was contacted by a lady that had her house burn down last August. She stopped making payments in October. The house is currently being rebuilt. She tried to get BofA and Fannie Mae to postpone the foreclosure because she wants to short sale the property. The house should be done the end of March. The foreclosure date is the middle of August. I've never run into something like this. How do you start a short sale without a house?? How do you put a house on the market that isn't finished? How can B of A do a BPO? Any ideas or suggestions would be helpful. I sent the lady all the necessary documentation rqmts and forms necessary for a short sale, but then what??? Can you even initiate a short sale without a contract or a house??