Susan Walski
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Susan Walski's Discussions

Release of Lien for title

Started this discussion. Last reply by Kevin - Greenville, SC Oct 26, 2012. 5 Replies

My seller had a BOA Heloc as a 2nd on an investment property that we are doing a short sale on.  BOA sent the seller a letter saying they were going to dismiss the balance and close the loan in 30…Continue

reverse mortgage

Started this discussion. Last reply by Michelle Adams Sep 25, 2012. 1 Reply

I have a shortsale to do with Wells Fargo and it's a reverse mortgage.  Has anyone here done one of these yet?  Any tips?Continue

Seller wants to accept a different offer.

Started this discussion. Last reply by obed montez Jun 10, 2012. 10 Replies

I have a situation where the seller has accepted a offer.  Another agent has brought in a offer that is not as good as the first.  The seller doesn't care since the 2nd offer is from a friend.  Help?Continue

 

Susan Walski's Page

Latest Activity

Susan Walski replied to Brett Goldsmith's discussion GET PUBLISHED BY Short Sale Super STARS!
"Find out from the bank if it's a portfolio loan or a investor owned loan. Every investor has different guidelines. Portfolio loans tend to close faster.  1 less layer of approval needed."
Feb 3
Susan Walski replied to toni blount's discussion Discharged Bankruptcy - Short Sale
"This really depends on the attorney who did the bankruptcy.  A discharge of debt only releases the debtor.  Not the lien against the property unless the attorney filed for this at the time of bankruptcy.  So, Chase could very well…"
Apr 7, 2013
Susan Walski replied to Erik's discussion Am I wasting my time? Flagstar Short Sale
"I just wanted to update you.  I have 2 shortsales with Flagstar.  Each one does have a "single point of contact assigned".  With the 1 file that all the required documents have been submitted I had a BPO ordered within 48…"
Jan 2, 2013
Susan Walski replied to Erik's discussion Am I wasting my time? Flagstar Short Sale
"I have  2 shortsales right now with Flagstar.  Like other's have said, you have to be very diligent with them.  Also, once you notify them of the shortsale, you get a person who is called "your single point of…"
Dec 9, 2012
Kevin - Greenville, SC replied to Susan Walski's discussion Release of Lien for title
"Try contacting Bank of America's Reconveyance Department - Recon Trust Lien Release Post Closing and Central Services Office: 480-224-5520"
Oct 26, 2012
Kevin - Greenville, SC replied to Susan Walski's discussion Release of Lien for title
"My client just recently had their 2nd satisfied."
Oct 26, 2012
Kevin - Greenville, SC replied to Susan Walski's discussion Release of Lien for title
"Bank of America seems to be doing this quite a bit on 2nd's due to the recent AG Mortgage Settlement.  I haven't heard much about HELOC's being…"
Oct 26, 2012
Smitty replied to Susan Walski's discussion Release of Lien for title
"Dismiss the balance?  Can you attach a redacted copy of the letter?  Sounds maybe like they were going to charge it off which doesn't mean the lien is released.  Maybe I'm not understanding what is happening, but if we can…"
Oct 26, 2012
Susan Walski posted a discussion

Release of Lien for title

My seller had a BOA Heloc as a 2nd on an investment property that we are doing a short sale on.  BOA sent the seller a letter saying they were going to dismiss the balance and close the loan in 30 days if she did not respond to the letter.  That's well and fine and made my job easier not having to negioate with a 2nd lender.  Here is the problem, the letter that BOA sent says nothing about filing a release against the property.  We called BOA and they said they would be filing the release but…See More
Oct 24, 2012
Michelle Adams replied to Susan Walski's discussion reverse mortgage
"They are pretty easy. Much less paperwork. the bank needs a letter of intent to sell the property. They require an appraisal and then an offer of about 95% of the appraised value. if the borrower is deceased it is even easier."
Sep 25, 2012
Susan Walski posted a discussion

reverse mortgage

I have a shortsale to do with Wells Fargo and it's a reverse mortgage.  Has anyone here done one of these yet?  Any tips?See More
Sep 25, 2012
Susan Walski replied to Cody Lampariello's discussion Why I think Realtors shouldn't be processing short sales.
"You were right Cody, there is a lot of comment on this.  You have not stated who supplies title here.  Is it the seller or the buyer?  In the part of NY where I live, title is purchased by the buyer and a search is done a few weeks…"
Jul 8, 2012
Susan Walski replied to Wendy Martin's discussion If you were the seller, which offer would you submit?
"I think I would look at the amount of the defiency and find out what numbers will work for bank 1.   Cash is extremely helpful in a short sale because they can close quickly.   What type of approval does the financed offer…"
Jul 1, 2012
obed montez replied to Susan Walski's discussion Seller wants to accept a different offer.
"The CAR PPA 1  form is not as simply as just accepting multiple offer as you make it sound. Plus the arm length disclosure puts this offer in question because of the relationship and it being lower than the 1 st accepted offer, could…"
Jun 10, 2012
Thom Colby CA Brkr 888-391-5245 replied to Susan Walski's discussion Seller wants to accept a different offer.
"Joleen -   Good for you !!!  Doing the RIGHT thing is always the best thing.. Thom  "
Jun 10, 2012
Thom Colby CA Brkr 888-391-5245 replied to Susan Walski's discussion Seller wants to accept a different offer.
"Susan,   So here's a thought because I know you must feel like you're stuck in the middle and you want to do the right (legal) thing.   Explain to the seller that they are "in contract" to sell the property to Buyer #1…"
Jun 10, 2012

Profile Information

First Name
Susan
Last Name
Walski
State
New York
City
Monroe

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