RoJane Maybee Female Bellevue, WA United States Washington: Like

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Income both all household members/BECU

CLOSED WITH BECU??

Has anyone closed with BECU ? If so, I would be interested in any input you could share regarding your experience in dealing with them. I am taking on a listing with a first only with them --…Continue

Anyone closed with HSBC on 1st Lien??

Started this discussion. Last reply by RoJane Maybee Jan 19. 22 Replies 0 Likes

I am looking to review the Arm's Length Affadavit from HSBC. It is impossible to get through to them to obtain one -- anyone closed with them that would have a copy of theirs in your file? Would be…Continue

Arm's Length

Started this discussion. Last reply by RoJane Maybee Jan 4. 3 Replies 0 Likes

Has anyone closed with HSBC? I am looking to read their Arm's Length, so if anyone has one, I would love to know how it reads since they are so different between banks.Thanks!Continue

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RoJane Maybee posted a discussion

Income both all household members/BECU

My seller is completing paperwork from BECU and she is the only one on the mortgage/title of the place we have just sold. She married while living at this place and her husband has lived with her until now and they must move. The paperwork is asking for household members income -- I have not had this asked before if they are not on the deed/mortgage? Would they then want his tax return, pay stubs etc.etc.Anyone experience this with BECU or in general???See More

Feb 5

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RoJane Maybee replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"Was this a short sale ? And..did you negotiate it as well?"

Jan 19

RoJane Maybee replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"That is terrific news and congratulations !!!"

Jan 19

jenn wood replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"I have to let you know. Shortly after I wrote this I did receive the letter and we will be closing in about a week. There were several nice surprises on the letter that made my client very happy. So other then the bumpy start so far so good."

Jan 19

jenn wood replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"I have been trying to get a short sale to go through with HSBC for about 3 months now. At first they were great! Called me once a month to see if there were showings and told me to drop the price. Well finally after months of no activity we received…"

Jan 17

Nancy Fung Martin replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"I submitted the short sale package in December 2011 and had approval in 2.5 weeks. They did not request an arm's length. One of my least stressful transactions. "

Jan 15

Len McGuirk replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"Yes, I disclosed my agent/seller/family relationship in the contract. It was 5% for two agents with two brokerages. 4% for two agents in same brokerage. 3% for one agent representing both sides."

Jan 15

RoJane Maybee replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"Wow -- great information -- thanks!!!! Was it maximum 5% even with two different agents? DId you discose your relationship in the contract?"

Jan 15

Len McGuirk replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"I just closed another short sale with HSBC on the 1st and 2nd loans and I don't remember getting an Arms Length Affidavit, especially because it was one of my mother's houses that we short sold. HSBC knew about the relationship as well and…"

Jan 15

RoJane Maybee replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"Is ti from HSBC? As if not, I have closed with many, many banks and have all of their Arm's Length -- Chase, BOA, Wells, etc. etc. My email...rojanem@johnlscott.com Thank you for responding -- it is always good to hear from…"

Jan 15

Susan Walski replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"if you send me your e-mail, I will send you a affidavit that was supplied to me by one of the banks. (I did not create this document and I am not responsible for it's content)"

Jan 15

RoJane Maybee replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

" I have not receive an affadavit -- do you have one? Most others that have closed with HSBC state there was not one in their closing packet!"

Jan 15

Susan Walski replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"I've done 2 with HSBC. They were a pleasure to work with. Let me know if you get affidavit. Sounds like you have a few people here looking for you."

Jan 15

Jessica Eisenhauer replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"We had a 1st with HSBC and a 2nd with Greentree and we didn't have to sign one"

Jan 13

Jessica Eisenhauer replied to RoJane Maybee's discussion Anyone closed with HSBC on 1st Lien??

"We closed one with HSBC yesterday and there was no arms length affidavit. Hope that helps... Sorry it took me a bit to respond."

Jan 13

RoJane Maybee posted a discussion

CLOSED WITH BECU??

Jan 11

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Profile Information

First Name: RoJane

Last Name: Maybee

Are you a......: Agent

State: Washington

City: Bellevue

My Profile: I am a residential specialist,specializing in assisting distressed homeowners. I consult, list and negotiate my own short sales and have been since 2008 successfully. I have relationships with many of the banks and a team of support people to move the short sale through the process smoothly and successfully. I have earned both the CDPE and CSSS designations and can provide testimonials upon request!

RoJane Maybee's Blog

1099 and Full Waiver of Deficiency

Posted on September 26, 2011 at 5:53pm 2 Comments 0 Likes

If you receive an approval letter stating the following -- will you still be 1099'd as income on the it:

Upon receipt of the agreed amount, BAC Loan Servicing and/or its investors will waive the remaining balance due on the above referenced loan and release the borrower from further obligagion therein, and waive all rights to pursue further judgment or deficiency.