Nicole Espinosa
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Nicole Espinosa's Discussions

Value Disputes

Started this discussion. Last reply by Brett Goldsmith 18 hours ago. 2 Replies

It seems like it is getting more and more challenging to get lenders to reconsider value. Is anyone doing anything different or I guess I should be asking what are you doing thats working for re…Continue

Mastermind Group

Started this discussion. Last reply by Ben Benita Apr 23, 2018. 11 Replies

Would anyone be interested in putting together a short sale mastermind group? I know everyone is in different states but we could come up with a central place to meet?So many real estate masterminds,…Continue

 

Nicole Espinosa's Page

Latest Activity

Brett Goldsmith replied to Nicole Espinosa's discussion Value Disputes
"Depends on who the investor or insurer is. FHA, VA, USDA,  Reverse Mortgages, are to be treated differently than FNMA, FHLMC, and private investors. Are you providing comps and bids to the appraiser or BPO agent when they go out to the…"
18 hours ago
Smitty replied to Nicole Espinosa's discussion Value Disputes
"Agreed.  I feel like every file I need to do a dispute on.  Literally everything is a fight.  I have a file right now where the BPO Agent valued it at $650,000.  Every offer we had was between $620,000 - $650,000 so not too far…"
yesterday
Nicole Espinosa commented on Sara Mehrpouyan Los Angeles CDPE's group PennyMac Loan Servicing
"It seems like it is getting more and more challenging to get lenders to reconsider value. Is anyone doing anything different or I guess I should be asking what are you doing thats working for re consideration of value?"
yesterday
Nicole Espinosa posted a discussion

Value Disputes

It seems like it is getting more and more challenging to get lenders to reconsider value. Is anyone doing anything different or I guess I should be asking what are you doing thats working for re consideration of value?See More
yesterday
Nicole Espinosa commented on Wendy Rulnick's group Chase
"Basically they are saying due to the length of delinquency they want a full pay off. the value is 80k our offer is 100k and the balance is 220k. They want an offer closer to 220k"
Dec 4, 2018
Nicole Espinosa commented on Wendy Rulnick's group Chase
"I have a chase conventional that they are basically say no to a short sale and want a full pay off. we have an offer 20k above their determined value. Anyone have any contacts at chase? They are saying chase is also the investor. Help!"
Dec 4, 2018
Nicole Espinosa replied to DENNIS ANNINOS's discussion CALIBER NO LONGER ACCEPTING SHORT SALE APPLICATIONS in the group Caliber Home Loans
"Has anyone had any success getting a short sale reviewed with caliber? This is the first time that this has happened I have done dozens with them and one of my listings got serviced released before the approval and they told us they won't do a…"
Oct 5, 2018
Nicole Espinosa joined Brett Goldsmith's group
Oct 5, 2018
Nicole Espinosa replied to Nicole Espinosa's discussion Mastermind Group
"I have 2 people interested in joining...anyone else before we start planning a time/date to start masterminding? [email protected] me"
Apr 22, 2018
Nicole Espinosa replied to Nicole Espinosa's discussion Mastermind Group
"Maybe we can start with a zoom/ online meeting and then coordinate an in person? If you are in please email me at [email protected] and we can get a group email going with time/date. "
Apr 21, 2018
Don Enrique replied to Nicole Espinosa's discussion Mastermind Group
"Hello, I am located in Los Angeles County and would like to join your group."
Apr 20, 2018
Nicole Espinosa replied to Jennifer Klein's discussion Dyck O’Neal, Inc
"did you ever figure it out? I am having same issue with them being the second"
Mar 27, 2018
Oscar Orrego replied to Nicole Espinosa's discussion Mastermind Group
"Hello Ben! I just submitted my request to join your FB group. Also, I am interested to know which banks are paying 8-10% for their listings. Regards,"
Feb 6, 2018
Carole S. Kubis liked Nicole Espinosa's discussion Mastermind Group
Jan 19, 2018
Penny Alper replied to Nicole Espinosa's discussion Mastermind Group
"invite me in too.  [email protected]"
Jan 15, 2018
Adeline Lewis liked Nicole Espinosa's discussion Mastermind Group
Jan 3, 2018

Profile Information

First Name
Nicole
Last Name
Espinosa
Are you a...
Agent
State
Tx
City
Frisco

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