Mayra Espinosa CDPE, HAFA, SFR
  • San Mateo, CA
  • United States
  • California
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Mayra Espinosa CDPE, HAFA, SFR's Discussions

Do you know if Ocwen offers relocation assistance on second lien short sale only?

Started this discussion. Last reply by Jonathan Katz Oct 28, 2017. 3 Replies

I am dealing with a short sale only on the second lien holder. The first will get pay in full, but there is not enough money to pay both. However, the seller was hoping to get relocation…Continue

Tags: assistance, foreclosure, Pacifica, CA, relocation

Do you know if Ocwen offers relocation assistance on second lien short sale only?

Started this discussion. Last reply by Ben Benita Nov 27, 2017. 1 Reply

I am dealing with a short sale only on the second lien holder. The first will get pay in full, but there is not enough money to pay both. However, the seller was hoping to get relocation…Continue

Tags: assistance, foreclosure, Pacifica, CA, relocation

Partnerfirst Short Sale Referral Program

Started Apr 20, 2011 0 Replies

Have you received any short sale leads from Partnerfirst Short Sale Referral Program?Continue

 

Mayra Espinosa CDPE, HAFA, SFR's Page

Latest Activity

Joanne Finochio joined Mayra Espinosa CDPE, HAFA, SFR's group
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SPS Select Portfolio Servicing, inc

For Short Sale - OverviewHomeowners interested in pursuing a short sale, can call 888-818-6032 to speak with a Loan Servicing RepresentativesTo speak to a Loan Servicing Representative to Help you with answers to your questions regarding the status or history of your account call please call 888-818-6032Representatives are available Monday through Thursday from 8:00 AM to 11:00 PM, Eastern Time.Friday from 8:00…See More
Dec 4
Greg Kristy liked Mayra Espinosa CDPE, HAFA, SFR's profile
Nov 20
Greg Kristy liked Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
Nov 20
Greg Kristy commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Kay VanKampen I have also had the opposite experience from you, but hear of similar accounts.  Now that SPS has become the largest loan servicer in the country, I can assure you there is a method to their practice.  Your situation…"
Nov 20
Kay VanKampen commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"I have reached out to the Ombudsmen Team several times.  Will do it again until I receive answers.  Thanks for your help."
Nov 20
Brett Goldsmith commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Contact the ombudsman. SPS is one of my favorite servicers to work with. There are always exceptions though that come around!"
Nov 20
Mary S commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Have you tried reaching out to the Ombudsmen Team at SPS? They are very helpful."
Nov 20
Kay VanKampen commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Surprising, I've closed well over 300 short sales.  I am that experienced short sale negotiator that know the "ropes' with these lender.  I even hired an attorney experienced in short sales.  This is not the problem."
Nov 20
Tony Morales commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Seems like you have gotten a lot of misinformation.  I have been very successful in obtaining approvals from SPS as I know their process better than some of their employees. I only speak to their Utah office, not Floridal.  I also try to…"
Nov 20
Kay VanKampen commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"After working a file for 1 1/2 years now, I am still waiting for an approval.  Just remember, whoever answers the phone, knows nothing..........absolutely nothing!  I've am on my 3rd offer, 4th appraisal or bpo and a complete file…"
Nov 20
ash lomont joined Mayra Espinosa CDPE, HAFA, SFR's group
Thumbnail

SPS Select Portfolio Servicing, inc

For Short Sale - OverviewHomeowners interested in pursuing a short sale, can call 888-818-6032 to speak with a Loan Servicing RepresentativesTo speak to a Loan Servicing Representative to Help you with answers to your questions regarding the status or history of your account call please call 888-818-6032Representatives are available Monday through Thursday from 8:00 AM to 11:00 PM, Eastern Time.Friday from 8:00…See More
Oct 23
Ki Cooper joined Mayra Espinosa CDPE, HAFA, SFR's group
Thumbnail

SPS Select Portfolio Servicing, inc

For Short Sale - OverviewHomeowners interested in pursuing a short sale, can call 888-818-6032 to speak with a Loan Servicing RepresentativesTo speak to a Loan Servicing Representative to Help you with answers to your questions regarding the status or history of your account call please call 888-818-6032Representatives are available Monday through Thursday from 8:00 AM to 11:00 PM, Eastern Time.Friday from 8:00…See More
Aug 2
Juan Reyes joined Mayra Espinosa CDPE, HAFA, SFR's group
Thumbnail

SPS Select Portfolio Servicing, inc

For Short Sale - OverviewHomeowners interested in pursuing a short sale, can call 888-818-6032 to speak with a Loan Servicing RepresentativesTo speak to a Loan Servicing Representative to Help you with answers to your questions regarding the status or history of your account call please call 888-818-6032Representatives are available Monday through Thursday from 8:00 AM to 11:00 PM, Eastern Time.Friday from 8:00…See More
Jun 1
Greg Kristy joined Mayra Espinosa CDPE, HAFA, SFR's group
Thumbnail

SPS Select Portfolio Servicing, inc

For Short Sale - OverviewHomeowners interested in pursuing a short sale, can call 888-818-6032 to speak with a Loan Servicing RepresentativesTo speak to a Loan Servicing Representative to Help you with answers to your questions regarding the status or history of your account call please call 888-818-6032Representatives are available Monday through Thursday from 8:00 AM to 11:00 PM, Eastern Time.Friday from 8:00…See More
May 3
Tony Morales commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"Actually, Catalina, they are not in violation of CFPB guidelines which state that a servicer/lender does not have to review for a short sale if the sale date is within 37 days. There are new CFPB guidelines as of Oct 4, 2017. Short sales will become…"
Nov 8, 2017
Catalina Castaneda commented on Mayra Espinosa CDPE, HAFA, SFR's group SPS Select Portfolio Servicing, inc
"I wanted to pick everyone's brain. I’m trying to start a short sale with SLS (I’ve never worked with them before) and now they’re coming up with this dumb excuse that a short sale is not an option because I should have started…"
Nov 8, 2017

Profile Information

First Name
Mayra
Last Name
Espinosa Realtor Broker Associate
Are you a...
Agent
State
California
City
San Francisco, San Mateo, Foster City, South San Francisco, Daly City, Pacifica, San Bruno, Burlingame, Millbrae, South San Francisco, Colma, San Carlos, Redwood City, Belmont, Santa Clara, Redwood Shores, Half Moon Bay, Palo Alto, Menlo Park, Hayward, Union City, Newark, Fremont , Millpitas, Campbell, Cupertino, Los Gatos, Mountain View, Sunnyvale
My Profile
Mayra Espinosa (DRE# 01468791)CDPE, HAFA, SFR Certified
Realty One Group - 1021 S El Camino Real
Phone: 650-996-8961 - Email: [email protected]
Website: http://sanmateopeninsulahomes.com

San Mateo Full-Service Licensed Real Estate Broker. REO, Short Sale and BPO Certified Experienced, Knowledgeable of the current market condition, and provides excellent service. Specialized on homes for sale in San Mateo County. Please consider us for any future REO listing, Short Sale or BPO’s assignments. An expert handling the most complicated transactions that translate to smooth, complication-free sales. We can customize our services to satisfy your demands. We work seven days a week and the 365 days.
Education:
B.S. Degree, Business and Computer Information Systems, Universidad Dominicana O&M, Dominican, Republic

• CDPE-Certified Distressed Property Expert
• Certified HAFA Specialist
• NAR'S Short Sale & Foreclosure Resource (SFR) Certified
• SREO default Certified Professional (PDCPro)
• Certified Short Sale
• REO Best Practices (Default School)
• Advanced Evaluations (Default School)
• Quality Service Certified (QSC)
• E-Certified by prudential California Realty
• "Tapping New Markets: The Latino Homebuyer" by San Mateo County Association of Realtors
• A graduate of Allied Real Estate School, which includes real estate practice, Escrow, Finance, real estate principal real estate ethics and others, related courses.
• Hispanic Market Certified
• Brian Buffini's Turning Point Real Estate Business Referrals
• Completed Prudential California Realty real estate training.
• Real estate foreclosures and 1031 exchange SAMCAR
• Become a Short-Sale Specialist-Present by First American Title
• "Needs based Mortgage Consulting" Sponsored by World Savings Bank
• "Contributing to the Appraisal Process" Sponsored by World Savings Bank
• "Decoding Underwriting Decisions" Sponsored by World Savings Bank
• "Natural Hazard Disclosures in Real Estate Transactions" Sponsored by Property ID
• "Ethics: Sponsored by William L. Jansen
• "Customer Service" Sponsored by David Compton

Affiliations
 California Association of Realtors (CAR)
 National Association of Realtors (NAR)
 San Mateo County Association of Realtors (SAMCAR)
 REO Default Certified Professional
 Assetlink Short Sale Certified Professional
 National Association of Hispanic Professionals (NAHREP)
 Marin County Association of Realtors
 REST.NET
 REOTRANS.COM

Work Experience
Aurora Loan Services (Short Sale Listing)
Green Tree (Short Sale Listing)
Wachovia (Short Sale Listing)
Wilshire (Short Sale Listing)
Bank of America (Short Sale Listing)
Wells Fargo (Short Sale Listing)
AMC Mortgage Services (REO)
Ocwen Realty Advisor (REO, BPO)
ProTeck (BPO)
Corporate Valuation Services, INC (BPO)
Clear Capital (BPO)
Select Portfolio Servicing (Short Sale Listing)
Chase Home Finance (Short Sale Listing)
Litton Loan Servicing (Short Sale Listing)
Ocwen Loan Servicing (Short Sale Listings)
Specialize Loan Servicing (Short Sale Listing)
Saxon Mortgage Services, Inc. (Short Sale Listing and Buyer’s agent)
IndyMac Federal Bank (Short Sale Listing)
Countrywide Home Loans (Short Sale Listing)

Marketing Strategy
 Internet
 Yard sign
 Open houses
 Print advertising
 Broker tours
 Enhance feature listing (Realtor.com with up to 25 photos)
 Virtual tour
 Staging( if needed)
 Professional photos
 Multiple Listings Services (MLS)
 The Prudential Real Estate Network
 Referral and relocation resources
 Listing featured on yahoo.com
 Electronic flyers
 Direct mail marketing
Our Services
• Broker Price Opinion
• Relocation Assistance
• Occupancy Check
• Securing Property
• Cash for Keys Negotiation
• Re-keying
• Bid Estimate
• Property Preservation
• Pre-foreclosure
• Eviction Referrals
• Trash out and Complete Clean up Service
• Landscape Maintenance
• Utility Turn on Service
• Repair / Contractor Bids
• Before and After Pictures
• Full Comparative Marketing Analysis and Proposal

Geographic Coverage Area
Atherton, CA 94025, Belmont, CA 94002, Brisbane, CA 94005, Burlingame, CA 94010, Campbell, CA 95008, Cupertino, CA 95014, Daly City, CA 94014, Daly City, CA 94015, Daly City, CA 94016, Daly City, CA 94017, E. Menlo Park, CA 94028, East Palo Alto , CA 94303, East Palo Alto , CA 94306, East Palo Alto, CA 94302, East Palo Alto, CA 94304, East Palo Alto, CA 94305, El Granada, CA 94018, Foster City, CA 94404, Foster City, CA 94404, Half Moon Bay, CA 94019, Hillsborough, CA 94010, Los Altos Hills, CA 94022, Los Altos, CA 94022, Los Gatos, CA 95030, Los Gatos, CA 95032, Los Gatos, CA 95033, Menlo Park, CA 94025, Menlo Park, CA 94026, Menlo Park, CA 94027, Menlo Park, CA 94028, Millbrae, CA 94030,
Pacifica, CA 94044
Palo Alto, CA 94301
Palo Alto, CA 94302
Palo Alto, CA 94303
Palo Alto, CA 94304
Palo Alto, CA 94305
Palo Alto, CA 94306
Portola Valley, CA 94028
Redwood City, CA 94061
Redwood City, CA 94062
Redwood City, CA 94063
Redwood City, CA 94064
Redwood City, CA 94065
S. San Francisco, CA 94080
San Bruno, CA 94066
San Carlos, CA 94070
San Francisco, CA 94102
San Francisco, CA 94103
San Francisco, CA 94105
San Francisco, CA 94107
San Francisco, CA 94108
San Francisco, CA 94109
San Francisco, CA 94110
San Francisco, CA 94111
San Francisco, CA 94112
San Francisco, CA 94114
San Francisco, CA 94115
San Francisco, CA 94116
San Francisco, CA 94117
San Francisco, CA 94118
San Francisco, CA 94121
San Francisco, CA 94122
San Francisco, CA 94123
San Francisco, CA 94124
San Francisco, CA 94127
San Francisco, CA 94129
San Francisco, CA 94131
San Francisco, CA 94132
San Francisco, CA 94133
San Francisco, CA 94134
San Mateo, CA 94401
San Mateo, CA 94402
San Mateo, CA 94403
San Mateo, CA 94044
San Mateo, CA 94401
San Mateo, CA 94402
San Mateo, CA 94403
Santa Clara, CA 95050
Santa Clara, CA 95051
Santa Clara, CA 95052
Santa Clara, CA 95054
Woodside, CA 94062
San Francisco, San Mateo, South San Francisco, Daly City, Pacifica, San Bruno, Santa Clara and Alameda County

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