Regarding your Ocwen purchase In IL the title companies will not disburse until the final hud-1 is approved by the servicer. My last transaction with Ocwen was amazing. They were very responsive and we had it done in less than 30 days from short sale approval on a cash offer - less than 60 days from short sale package submission.

You will have to light a fire on the listing agent since if they return the wire you will have to return the commission. Escalate, tweet about it and go to the President's office but make noise.