Who owns your mortgage...? Current Short Sale in Process with BofA servicing the 1st and Green Tree servicing the 2nd. I asked Green Tree who was the investor on the second was and the last answer I received was BofA. Wait a minute BofA told me Green Tree was the investor? Let's say for a moment that BofA is the investor on the 2nd with Green Tree handling the servicing. If Green Tree requires $9,500 for the release of a second lien owned by BofA and BofA is servicing the first for Freddie Mac and says the maximum allowable pay our to the 2nd is $6,000...does this make any sense?